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Nippon India Banking and PSU Debt Fund(G)-Direct Plan

Nippon India Banking and PSU Debt Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+6.29%

5Y annualised

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Buy, Hold or Sell?

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NAV : 10 Sep 2026

₹22.95

Min. SIP amount

--

Fund size (AUM)

5149 Cr

Expense ratio

0.38%

Launched on

15 May 2015

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,22,446

Stock Allocation

Stock nameSectorAllocation
Triparty RepoCash & Cash Equivalents And Net Assets5.51%
Net Current AssetsCash & Cash Equivalents And Net Assets4.79%
7.59% National Housing Bank**Corporate Debt3.50%

Fund Composition

5149 Cr

Others

100.00%

Sector Allocation

5149 Cr

Corporate Debt

67.61%

Cash & Cash Equivalents And Net Assets

10.36%

Floating Rate Instruments

7.84%

Government Securities

6.69%

Certificate Of Deposit

2.38%

Treasury Bills

1.94%

Ptc & Securitized Debt

1.89%

Commercial Paper

0.95%

0

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

If units sold on or before 0

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

PS

Pranay Sinha

Present

VS

Vivek Sharma

Present

Similar/Peer Fund Comparison

Fund name
T

TRUSTMF Banking & PSU Fund(G)-Direct Plan

+7.52%
F

Franklin India Banking & PSU Debt Fund(G)-Direct Plan

+7.58%
U

UTI Banking & PSU Debt Fund(G)-Direct Plan

+7.46%
B

Bandhan Banking and PSU Debt Fund(G)-Direct Plan

+7.21%
I

ICICI Pru Banking and PSU Debt Fund(G)-Direct Plan

+7.38%
K

Kotak Banking and PSU Debt Fund(G)-Direct Plan

+7.45%
L

LIC MF Banking & PSU Debt Fund(G)-Direct Plan

+7.37%
S

SBI Banking and PSU Debt Fund(G)-Direct Plan

+7.24%

FAQs

Nippon India Banking and PSU Debt Fund(G)-Direct Plan is a part of Nippon Life India Asset Management Limited, it was incepted on 15 May 2015. This fund is managed by Pranay Sinha and Vivek Sharma. It is a Debt type of fund.

The current NAV of Nippon India Banking and PSU Debt Fund(G)-Direct Plan is ₹22.95 (as of 10 Sep 2026).

Nippon India Banking and PSU Debt Fund(G)-Direct Plan has delivered 5.47% in 1 year, 7.22% in 3 years, and 6.29% in 5 years (annualised).

The minimum SIP amount for Nippon India Banking and PSU Debt Fund(G)-Direct Plan is ₹--.

The expense ratio of Nippon India Banking and PSU Debt Fund(G)-Direct Plan is 0.38%.

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