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Kotak Credit Risk Fund(G)-Direct Plan

Kotak Credit Risk Fund(G)-Direct Plan

DebtDirect GrowthHigh Risk

+6.76%

5Y annualised

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NAV : 10 Sep 2026

₹36.35

Min. SIP amount

₹100

Fund size (AUM)

773 Cr

Expense ratio

0.81%

Launched on

01 Jan 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,29,719

Stock Allocation

Stock nameSectorAllocation
Triparty RepoCash & Cash Equivalents And Net Assets8.19%
Jubilant Bevco Limited ( Axis Trustee Services Limitedstep Up Or Down 25 Bps For Every Rating Chang) (^)**Corporate Debt7.23%
9.5% Vedanta Ltd.**Corporate Debt6.52%

Fund Composition

773 Cr

Others

100.00%

Sector Allocation

773 Cr

Corporate Debt

69.11%

Cash & Cash Equivalents And Net Assets

10.04%

Finance

9.97%

Government Securities

6.36%

Floating Rate Instruments

3.19%

Ptc & Securitized Debt

0.77%

Alternative Investment Fund

0.55%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

Nil upto 6% of investment and 1% for remaining investment on or before 1Y, Nil after 1Y

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

VM

Vihag Mishra

Present

DA

Deepak Agrawal

Present

Similar/Peer Fund Comparison

Fund name
B

Bank of India Credit Risk Fund(G)-Direct Plan

+10.10%
A

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

+13.18%
D

DSP Credit Risk Fund(G)-Direct Plan

+16.81%
A

Axis Credit Risk Fund(G)-Direct Plan

+8.85%
I

ICICI Pru Credit Risk Fund(G)-Direct Plan

+9.15%
S

SBI Credit Risk Fund(G)-Direct Plan

+8.68%
I

Invesco India Credit Risk Fund(G)-Direct Plan

+9.67%
N

Nippon India Credit Risk Fund(G)-Direct Plan

+8.99%

FAQs

Kotak Credit Risk Fund(G)-Direct Plan is a part of Kotak Mahindra Asset Management Company Limited, it was incepted on 01 Jan 2013. This fund is managed by Vihag Mishra and Deepak Agrawal. It is a Debt type of fund.

The current NAV of Kotak Credit Risk Fund(G)-Direct Plan is ₹36.35 (as of 10 Sep 2026).

Kotak Credit Risk Fund(G)-Direct Plan has delivered 7.85% in 1 year, 8.63% in 3 years, and 6.76% in 5 years (annualised).

The minimum SIP amount for Kotak Credit Risk Fund(G)-Direct Plan is ₹100.

The expense ratio of Kotak Credit Risk Fund(G)-Direct Plan is 0.81%.

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