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ITI Banking & PSU Debt Fund(G)-Direct Plan

ITI Banking & PSU Debt Fund(G)-Direct Plan

DebtDirect GrowthBalanced Risk

+6.32%

5Y annualised

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NAV : 15 Sep 2026

₹14.22

Min. SIP amount

₹500

Fund size (AUM)

33 Cr

Expense ratio

0.15%

Launched on

22 Oct 2020

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,21,454

Stock Allocation

Stock nameSectorAllocation
6.94% Government Of India (11/05/2036)Government Securities17.80%
8.14% Nuclear Power Corporation Of India Limited (25/03/2028)Corporate Debt9.01%
7.59% National Housing Bank (08/09/2027)Corporate Debt8.92%

Fund Composition

33 Cr

Others

100.00%

Sector Allocation

33 Cr

Corporate Debt

59.49%

Government Securities

20.49%

Certificate Of Deposit

13.03%

Cash & Cash Equivalents And Net Assets

6.67%

Minimum investments

Min. for SIP500
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

No exit load

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

LB

Laukik Bagwe

Present

Similar/Peer Fund Comparison

Fund name
T

TRUSTMF Banking & PSU Fund(G)-Direct Plan

+7.52%
F

Franklin India Banking & PSU Debt Fund(G)-Direct Plan

+7.51%
U

UTI Banking & PSU Debt Fund(G)-Direct Plan

+7.42%
B

Bandhan Banking and PSU Debt Fund(G)-Direct Plan

+7.14%
I

ICICI Pru Banking and PSU Debt Fund(G)-Direct Plan

+7.20%
K

Kotak Banking and PSU Debt Fund(G)-Direct Plan

+7.29%
L

LIC MF Banking & PSU Debt Fund(G)-Direct Plan

+7.27%
S

SBI Banking and PSU Debt Fund(G)-Direct Plan

+7.15%

FAQs

ITI Banking & PSU Debt Fund(G)-Direct Plan is a part of ITI Asset Management Limited, it was incepted on 22 Oct 2020. This fund is managed by Laukik Bagwe. It is a Debt type of fund.

The current NAV of ITI Banking & PSU Debt Fund(G)-Direct Plan is ₹14.22 (as of 15 Sep 2026).

ITI Banking & PSU Debt Fund(G)-Direct Plan has delivered 5.09% in 1 year, 7.03% in 3 years, and 6.32% in 5 years (annualised).

The minimum SIP amount for ITI Banking & PSU Debt Fund(G)-Direct Plan is ₹500.

The expense ratio of ITI Banking & PSU Debt Fund(G)-Direct Plan is 0.15%.

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