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HSBC Banking and PSU Debt Fund(G)-Direct Plan

HSBC Banking and PSU Debt Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+5.70%

5Y annualised

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NAV : 09 Sep 2026

₹27.27

Min. SIP amount

₹1,000

Fund size (AUM)

3777 Cr

Expense ratio

0.23%

Launched on

01 Jan 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,21,725

Stock Allocation

Stock nameSectorAllocation
Sidbi**Corporate Debt8.99%
Indian Railway Finance Corporation Ltd**Corporate Debt8.89%
Exim Bank**Corporate Debt8.26%

Fund Composition

3777 Cr

Others

100.00%

Sector Allocation

3777 Cr

Corporate Debt

69.56%

Certificate Of Deposit

13.69%

Government Securities

11.11%

Ptc & Securitized Debt

3.27%

Cash & Cash Equivalents And Net Assets

2.02%

Minimum investments

Min. for SIP1000
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

If units sold on or before 0

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

MC

Mahesh Chhabria

Present

MA

Mohd Asif Rizwi

Present

Similar/Peer Fund Comparison

Fund name
T

TRUSTMF Banking & PSU Fund(G)-Direct Plan

+7.52%
F

Franklin India Banking & PSU Debt Fund(G)-Direct Plan

+7.58%
U

UTI Banking & PSU Debt Fund(G)-Direct Plan

+7.47%
B

Bandhan Banking and PSU Debt Fund(G)-Direct Plan

+7.22%
I

ICICI Pru Banking and PSU Debt Fund(G)-Direct Plan

+7.39%
K

Kotak Banking and PSU Debt Fund(G)-Direct Plan

+7.46%
L

LIC MF Banking & PSU Debt Fund(G)-Direct Plan

+7.38%
I

Invesco India Banking and PSU Debt Fund(G)-Direct Plan

+7.32%

FAQs

HSBC Banking and PSU Debt Fund(G)-Direct Plan is a part of HSBC Global Asset Management (India) Private Limited, it was incepted on 01 Jan 2013. This fund is managed by Mahesh Chhabria and Mohd Asif Rizwi. It is a Debt type of fund.

The current NAV of HSBC Banking and PSU Debt Fund(G)-Direct Plan is ₹27.27 (as of 09 Sep 2026).

HSBC Banking and PSU Debt Fund(G)-Direct Plan has delivered 5.50% in 1 year, 7.08% in 3 years, and 5.70% in 5 years (annualised).

The minimum SIP amount for HSBC Banking and PSU Debt Fund(G)-Direct Plan is ₹1000.

The expense ratio of HSBC Banking and PSU Debt Fund(G)-Direct Plan is 0.23%.

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