HDFC Retirement Fund-Equity Plan(G)-Direct Plan
+12.25%
5Y annualised
+12.25%
5Y annualised
+0.15% 1D
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NAV : 10 Sep 2026
₹54.85
Min. SIP amount
₹100
Fund size (AUM)
6997 Cr
Expense ratio
0.71%
Launched on
25 Feb 2016
Lock-in period
5Y
Benchmark
Nifty 50
Fund Plan
Direct
NAV : 10 Sep 2026
₹54.85
Min. SIP amount
₹100
Fund size (AUM)
6997 Cr
Expense ratio
0.71%
Launched on
25 Feb 2016
Lock-in period
5Y
Benchmark
Nifty 50
Fund Plan
Direct
SIP Calculator + Returns
Monthly investment
₹8,000
Stock Allocation
Fund Composition
Large Cap
62.00%
Mid Cap
12.24%
Small Cap
19.24%
Others
6.52%
Sector Allocation
Bank
26.38%
Automobile & Ancillaries
9.11%
It
7.83%
Healthcare
7.37%
Crude Oil
5.63%
Cash & Cash Equivalents And Net Assets
4.92%
Logistics
3.87%
Insurance
3.34%
Others
30.02%
Minimum investments
Returns vs rankings
Exit load, stamp duty and tax
Exit load
NIL - Upon completion of Lock-in Period
No exit load after holding period
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.
Fund management
Chirag Setalvad
Present
Anupam Joshi
Present
Nandita Menezes
Present
Arun Agarwal
Present
Similar/Peer Fund Comparison
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FAQs
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