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HDFC Credit Risk Fund(G)-Direct Plan

HDFC Credit Risk Fund(G)-Direct Plan

DebtDirect GrowthHigh Risk

+7.16%

5Y annualised

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NAV : 10 Sep 2026

₹28.38

Min. SIP amount

₹100

Fund size (AUM)

7665 Cr

Expense ratio

1.01%

Launched on

25 Mar 2014

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,27,852

Stock Allocation

Stock nameSectorAllocation
5% Gmr Airports LimitedCorporate Debt4.83%
8.5% Nirma Ltd.^Corporate Debt3.92%
Indus Infra TrustFinance3.30%

Fund Composition

7665 Cr

Others

100.00%

Sector Allocation

7665 Cr

Corporate Debt

75.90%

Government Securities

8.11%

Finance

6.12%

Cash & Cash Equivalents And Net Assets

4.46%

Ptc & Securitized Debt

3.51%

Reits & Invits

1.56%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

PJ

Praveen Jain

Present

BD

Bhavyesh Divecha

Present

Similar/Peer Fund Comparison

Fund name
B

Bank of India Credit Risk Fund(G)-Direct Plan

+10.10%
A

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

+13.18%
D

DSP Credit Risk Fund(G)-Direct Plan

+16.81%
A

Axis Credit Risk Fund(G)-Direct Plan

+8.85%
I

ICICI Pru Credit Risk Fund(G)-Direct Plan

+9.15%
S

SBI Credit Risk Fund(G)-Direct Plan

+8.68%
I

Invesco India Credit Risk Fund(G)-Direct Plan

+9.67%
N

Nippon India Credit Risk Fund(G)-Direct Plan

+8.99%

FAQs

HDFC Credit Risk Fund(G)-Direct Plan is a part of HDFC Asset Management Company Limited, it was incepted on 25 Mar 2014. This fund is managed by Praveen Jain and Bhavyesh Divecha. It is a Debt type of fund.

The current NAV of HDFC Credit Risk Fund(G)-Direct Plan is ₹28.38 (as of 10 Sep 2026).

HDFC Credit Risk Fund(G)-Direct Plan has delivered 7.64% in 1 year, 8.27% in 3 years, and 7.16% in 5 years (annualised).

The minimum SIP amount for HDFC Credit Risk Fund(G)-Direct Plan is ₹100.

The expense ratio of HDFC Credit Risk Fund(G)-Direct Plan is 1.01%.

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