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DSP Credit Risk Fund(G)-Direct Plan

DSP Credit Risk Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+13.30%

5Y annualised

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NAV : 28 Aug 2026

₹60.67

Min. SIP amount

₹100

Fund size (AUM)

287 Cr

Expense ratio

0.4%

Launched on

01 Jan 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,76,157

Stock Allocation

Stock nameSectorAllocation
Treps / Reverse Repo InvestmentsCash & Cash Equivalents And Net Assets8.76%
6.48% Goi 2035Government Securities8.08%
Roadstar Infra Investment TrustReits & Invits6.21%

Fund Composition

287 Cr

Others

100.00%

Sector Allocation

287 Cr

Corporate Debt

66.94%

Government Securities

18.36%

Cash & Cash Equivalents And Net Assets

6.48%

Reits & Invits

6.21%

Certificate Of Deposit

1.71%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

Nil for 10% of investment and 1% for remaining Investment on or before 12M, Nil after 12M

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

VR

Vivekanand Ramakrishnan

Present

SV

Shalini Vasanta

Present

KK

Kunal Khudania

Present

Similar/Peer Fund Comparison

Fund name
B

Bank of India Credit Risk Fund(G)-Direct Plan

+10.06%
A

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

+13.15%
D

DSP Credit Risk Fund(G)-Direct Plan

+16.77%
I

ICICI Pru Credit Risk Fund(G)-Direct Plan

+9.17%
A

Axis Credit Risk Fund(G)-Direct Plan

+8.85%
S

SBI Credit Risk Fund(G)-Direct Plan

+8.62%
I

Invesco India Credit Risk Fund(G)-Direct Plan

+9.65%
K

Kotak Credit Risk Fund(G)-Direct Plan

+8.64%

FAQs

DSP Credit Risk Fund(G)-Direct Plan is a part of DSP Investment Managers Private Limited, it was incepted on 01 Jan 2013. This fund is managed by Vivekanand Ramakrishnan, Shalini Vasanta and Kunal Khudania. It is a Debt type of fund.

The current NAV of DSP Credit Risk Fund(G)-Direct Plan is ₹60.67 (as of 28 Aug 2026).

DSP Credit Risk Fund(G)-Direct Plan has delivered 11.21% in 1 year, 16.77% in 3 years, and 13.30% in 5 years (annualised).

The minimum SIP amount for DSP Credit Risk Fund(G)-Direct Plan is ₹100.

The expense ratio of DSP Credit Risk Fund(G)-Direct Plan is 0.4%.

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