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DSP Banking and PSU Debt Fund(G)-Direct Plan

DSP Banking and PSU Debt Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+6.04%

5Y annualised

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NAV : 10 Sep 2026

₹26.37

Min. SIP amount

₹100

Fund size (AUM)

3270 Cr

Expense ratio

0.33%

Launched on

14 Sep 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,21,389

Stock Allocation

Stock nameSectorAllocation
Punjab National BankCertificate Of Deposit7.39%
Rec Limited**Corporate Debt6.88%
Bank Of Baroda**Certificate Of Deposit6.69%

Fund Composition

3270 Cr

Others

100.00%

Sector Allocation

3270 Cr

Corporate Debt

62.47%

Certificate Of Deposit

19.99%

Government Securities

15.42%

Commercial Paper

1.50%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

If units sold on or before 0

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

SG

Shantanu Godambe

Present

SY

Sandeep Yadav

Present

Similar/Peer Fund Comparison

Fund name
T

TRUSTMF Banking & PSU Fund(G)-Direct Plan

+7.52%
F

Franklin India Banking & PSU Debt Fund(G)-Direct Plan

+7.58%
U

UTI Banking & PSU Debt Fund(G)-Direct Plan

+7.46%
B

Bandhan Banking and PSU Debt Fund(G)-Direct Plan

+7.21%
I

ICICI Pru Banking and PSU Debt Fund(G)-Direct Plan

+7.38%
K

Kotak Banking and PSU Debt Fund(G)-Direct Plan

+7.45%
L

LIC MF Banking & PSU Debt Fund(G)-Direct Plan

+7.37%
S

SBI Banking and PSU Debt Fund(G)-Direct Plan

+7.24%

FAQs

DSP Banking and PSU Debt Fund(G)-Direct Plan is a part of DSP Investment Managers Private Limited, it was incepted on 14 Sep 2013. This fund is managed by Shantanu Godambe and Sandeep Yadav. It is a Debt type of fund.

The current NAV of DSP Banking and PSU Debt Fund(G)-Direct Plan is ₹26.37 (as of 10 Sep 2026).

DSP Banking and PSU Debt Fund(G)-Direct Plan has delivered 4.88% in 1 year, 7.02% in 3 years, and 6.04% in 5 years (annualised).

The minimum SIP amount for DSP Banking and PSU Debt Fund(G)-Direct Plan is ₹100.

The expense ratio of DSP Banking and PSU Debt Fund(G)-Direct Plan is 0.33%.

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