ad
Bank of India Multi Asset Allocation Fund(G)-Direct Plan

Bank of India Multi Asset Allocation Fund(G)-Direct Plan

HybridDirect GrowthHigh Risk

+10.70%

1Y annualised

Expert Rating Locked 🔒

Subscribe to unlock the ratings

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Mattis eget etiam curabitur a cras malesuada pulvinar.

Buy, Hold or Sell?

Unlock our SEBI-RIA verdict on this fund.

Locked

NAV : 17 Sep 2026

₹13.00

Min. SIP amount

₹1,000

Fund size (AUM)

379 Cr

Expense ratio

0.86%

Launched on

28 Feb 2024

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,40,860

Stock Allocation

Stock nameSectorAllocation
7.44% Indian Railway Finance Corporation Limited (28/02/2034) **Corporate Debt6.53%
Icici Prudential Gold EtfDomestic Mutual Funds Units - Gold5.92%
8.05% Muthoot Finance Limited (25/11/2027) **Corporate Debt5.24%

Fund Composition

379 Cr

Large Cap

29.34%

Mid Cap

4.61%

Small Cap

20.28%

Others

45.78%

Sector Allocation

379 Cr

Corporate Debt

23.86%

Domestic Mutual Funds Units - Gold

12.92%

Bank

12.24%

Finance

7.09%

Domestic Equities

5.66%

It

4.44%

Government Securities

4.27%

Cash & Cash Equivalents And Net Assets

3.21%

Others

25.67%

Minimum investments

Min. for SIP1000
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Balanced)

Exit load, stamp duty and tax

Exit load

Nil upto 10% of units and 1% for remaining units on or before 1Y, Nil after 1Y

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

MB

Mithraem Bharucha

Present

NJ

Nilesh Jethani

Present

Similar/Peer Fund Comparison

Fund name
3

360 ONE Multi Asset Allocation Fund(G)-Direct Plan

+0.00%
Q

Quant Multi Asset Allocation Fund(G)-Direct Plan

+21.38%
K

Kotak Multi Asset Allocation Fund(G)-Direct Plan

+0.00%
B

Bandhan Multi Asset Allocation Fund(G)-Direct Plan

+0.00%
D

DSP Multi Asset Allocation Fund(G)-Direct Plan

+0.00%
M

Mahindra Manulife Multi Asset Allocation Fund(G)-Direct Plan

+0.00%
I

Invesco India Multi Asset Allocation Fund(G)-Direct Plan

+0.00%
W

WOC Multi Asset Allocation Fund(G)-Direct Plan

+16.48%

FAQs

Bank of India Multi Asset Allocation Fund(G)-Direct Plan is a part of Bank of India Investment Managers Private Limited, it was incepted on 28 Feb 2024. This fund is managed by Mithraem Bharucha and Nilesh Jethani. It is a Hybrid type of fund.

The current NAV of Bank of India Multi Asset Allocation Fund(G)-Direct Plan is ₹13.00 (as of 17 Sep 2026).

Bank of India Multi Asset Allocation Fund(G)-Direct Plan has delivered 10.70% in 1 year, 0.00% in 3 years, and 0.00% in 5 years (annualised).

The minimum SIP amount for Bank of India Multi Asset Allocation Fund(G)-Direct Plan is ₹1000.

The expense ratio of Bank of India Multi Asset Allocation Fund(G)-Direct Plan is 0.86%.

PRO Mutual Fund Advisory is Univest's personalised mutual fund advisory service. We analyse your portfolio, risk protile and goals to recommend the right mix of funds for you.

Anyone looking for personalised fund guidance—whether you're starting your MF journey or existing investors who want guidance on improving or restructuring their existing MF portfolio

Our recommendations are built on your profile, risk level, goals, existing portfolio, and Univest's proprietary fund ratings, not generic lists or trending funds.

A. Basic (PRO MF) - Get a personalised basket built for your goals and risk level, along with a complete portfolio health check, quarterly rebalancing guidance, and smart insights to optimise your returns.
B. Premium Advisory - Everything in Basic, plus dedicated 1:1 expert calls, deeper portfolio reviews, personalised reports, and priority support to help you make confident, well-guided investment decisions.

You can choose to execute them from any platform you already use. However, executing on Univest gives you a smoother experience with one-click investing and effortless rebalancing

GET THE APP

Join 1Cr users today.

SEBI Registered Analyst-backed Picks. Free Demat. One App

  • Free Demat account in under 5 minutes
  • Live market data — Nifty, Sensex, sector insights
  • SEBI Registered analyst-backed stock picks
Get it on Google PlayDownload on the App Store
Stocks:
All|a|b|c|d|e|f|g|h|i|j|k|l|m|n|o|p|q|r|s|t|u|v|w|x|y|z

Copyright 2026 Univest. All rights reserved.
Designed with ❤️ in India

arrow down