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Bank of India Consumption Fund(G)-Direct Plan

Bank of India Consumption Fund(G)-Direct Plan

EquityDirect GrowthHigh Risk

-0.35%

1Y annualised

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NAV : 15 Sep 2026

₹11.12

Min. SIP amount

₹1,000

Fund size (AUM)

369 Cr

Expense ratio

1.26%

Launched on

20 Dec 2024

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
2,88,000

Stock Allocation

Stock nameSectorAllocation
Bharti Airtel LimitedTelecom9.37%
Itc LimitedFmcg8.05%
Britannia Industries LimitedFmcg6.59%

Fund Composition

369 Cr

Large Cap

43.83%

Mid Cap

28.29%

Small Cap

22.78%

Others

5.09%

Sector Allocation

369 Cr

Fmcg

20.63%

Automobile & Ancillaries

14.27%

Telecom

11.75%

Retailing

8.91%

Healthcare

6.83%

Consumer Durables

5.09%

Alcohol

4.65%

It

4.38%

Others

23.42%

Minimum investments

Min. for SIP1000
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Equity)

Exit load, stamp duty and tax

Exit load

Nil for 10% of investments and 1% for remaining investments or or before 12M, Nil after 12M

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

NG

Nitin Gosar

Present

Similar/Peer Fund Comparison

Fund name
I

ICICI Pru Strategic Metal and Energy Equity FoF(G)-Direct Plan

+37.12%
H

HDFC Pharma and Healthcare Fund(G)-Direct Plan

+0.00%
S

SBI Automotive Opportunities Fund(G)-Direct Plan

+0.00%
K

Kotak Healthcare Fund(G)-Direct Plan

+0.00%
M

Motilal Oswal Active Momentum Fund(G)-Direct Plan

+0.00%
P

PGIM India Healthcare Fund(G)-Direct Plan

+0.00%
Q

Quant ESG Integration Strategy Fund(G)-Direct Plan

+16.71%
E

Edelweiss Recently Listed IPO Fund(G)-Direct Plan

+17.45%

FAQs

Bank of India Consumption Fund(G)-Direct Plan is a part of Bank of India Investment Managers Private Limited, it was incepted on 20 Dec 2024. This fund is managed by Nitin Gosar. It is a Equity type of fund.

The current NAV of Bank of India Consumption Fund(G)-Direct Plan is ₹11.12 (as of 15 Sep 2026).

Bank of India Consumption Fund(G)-Direct Plan has delivered -0.35% in 1 year, 0.00% in 3 years, and 0.00% in 5 years (annualised).

The minimum SIP amount for Bank of India Consumption Fund(G)-Direct Plan is ₹1000.

The expense ratio of Bank of India Consumption Fund(G)-Direct Plan is 1.26%.

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