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Bank of India Balanced Advantage Fund(G)-Direct Plan

Bank of India Balanced Advantage Fund(G)-Direct Plan

HybridDirect GrowthHigh Risk

+10.45%

5Y annualised

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NAV : 15 Sep 2026

₹27.93

Min. SIP amount

₹1,000

Fund size (AUM)

175 Cr

Expense ratio

0.96%

Launched on

14 Mar 2014

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,30,106

Stock Allocation

Stock nameSectorAllocation
TrepsCash & Cash Equivalents And Net Assets16.34%
Nifty September 2026 FutureDerivatives-Futures12.56%
Reliance Industries LimitedCrude Oil3.82%

Fund Composition

175 Cr

Large Cap

50.94%

Small Cap

1.16%

Others

47.90%

Sector Allocation

175 Cr

Corporate Debt

15.03%

Derivatives-Futures

12.56%

Bank

10.36%

Finance

9.02%

Cash & Cash Equivalents And Net Assets

4.88%

Certificate Of Deposit

4.85%

Crude Oil

4.18%

Automobile & Ancillaries

3.64%

Others

34.08%

Minimum investments

Min. for SIP1000
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Balanced)

Exit load, stamp duty and tax

Exit load

NIL for 10% of investments and 1% for remaining investments on or before 3M, NIL after 3M

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

AS

Alok Singh

Present

Similar/Peer Fund Comparison

Fund name
U

Unifi Dynamic Asset Allocation Fund(G)-Direct Plan

+0.00%
E

Edelweiss Balanced Advantage Fund(G)-Direct Plan

+10.37%
A

Aditya Birla SL Balanced Advantage Fund(G)-Direct Plan

+10.96%
B

Bank of India Balanced Advantage Fund(G)-Direct Plan

+8.70%
B

Baroda BNP Paribas Balanced Advantage Fund(G)-Direct Plan

+10.99%
D

DSP Dynamic Asset Allocation Fund(G)-Direct Plan

+10.24%
3

360 ONE Balanced Hybrid Fund(G)-Direct Plan

+0.00%
B

Bandhan Balanced Advantage Fund(G)-Direct Plan

+9.36%

FAQs

Bank of India Balanced Advantage Fund(G)-Direct Plan is a part of Bank of India Investment Managers Private Limited, it was incepted on 14 Mar 2014. This fund is managed by Alok Singh. It is a Hybrid type of fund.

The current NAV of Bank of India Balanced Advantage Fund(G)-Direct Plan is ₹27.93 (as of 15 Sep 2026).

Bank of India Balanced Advantage Fund(G)-Direct Plan has delivered 4.92% in 1 year, 8.70% in 3 years, and 10.45% in 5 years (annualised).

The minimum SIP amount for Bank of India Balanced Advantage Fund(G)-Direct Plan is ₹1000.

The expense ratio of Bank of India Balanced Advantage Fund(G)-Direct Plan is 0.96%.

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