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Bandhan Credit Risk Fund(G)-Direct Plan

Bandhan Credit Risk Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+6.49%

5Y annualised

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NAV : 27 Jul 2026

₹18.98

Min. SIP amount

₹100

Fund size (AUM)

230 Cr

Expense ratio

0.67%

Launched on

03 Mar 2017

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,23,433

Stock Allocation

Stock nameSectorAllocation
8.33% Tata Projects Limited **Corporate Debt8.39%
7.99% Ceat Limited **Corporate Debt8.35%
8.5% Aadhar Housing Finance Limited **Corporate Debt7.61%

Fund Composition

230 Cr

Others

169.69%

Sector Allocation

230 Cr

Corporate Debt

77.22%

Government Securities

11.52%

Cash & Cash Equivalents And Net Assets

9.04%

Certificate Of Deposit

1.53%

Alternative Investment Fund

0.69%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

1% on or before 365D

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

GK

Gautam Kaul

Present

DL

Debraj Lahiri

Present

Similar/Peer Fund Comparison

Fund name
B

Bank of India Credit Risk Fund(G)-Direct Plan

+10.01%
A

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

+13.12%
D

DSP Credit Risk Fund(G)-Direct Plan

+16.82%
A

Axis Credit Risk Fund(G)-Direct Plan

+8.82%
I

ICICI Pru Credit Risk Fund(G)-Direct Plan

+9.10%
I

Invesco India Credit Risk Fund(G)-Direct Plan

+9.71%
S

SBI Credit Risk Fund(G)-Direct Plan

+8.52%
N

Nippon India Credit Risk Fund(G)-Direct Plan

+8.93%

FAQs

Bandhan Credit Risk Fund(G)-Direct Plan is a part of Bandhan AMC Limited, it was incepted on 03 Mar 2017. This fund is managed by Gautam Kaul and Debraj Lahiri. It is a Debt type of fund.

The current NAV of Bandhan Credit Risk Fund(G)-Direct Plan is ₹18.98 (as of 27 Jul 2026).

Bandhan Credit Risk Fund(G)-Direct Plan has delivered 5.87% in 1 year, 7.42% in 3 years, and 6.49% in 5 years (annualised).

The minimum SIP amount for Bandhan Credit Risk Fund(G)-Direct Plan is ₹100.

The expense ratio of Bandhan Credit Risk Fund(G)-Direct Plan is 0.67%.

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