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Aditya Birla SL Credit Risk Fund(G)-Direct Plan

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+10.89%

5Y annualised

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NAV : 28 Aug 2026

₹28.07

Min. SIP amount

₹100

Fund size (AUM)

1532 Cr

Expense ratio

0.8%

Launched on

17 Apr 2015

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,54,584

Stock Allocation

Stock nameSectorAllocation
Clearing Corporation Of India LimitedCash & Cash Equivalents And Net Assets4.96%
5.00% Gmr Airport Ltd (13/02/2027) **Corporate Debt2.99%
7.48% National Bank For Agriculture And Rural Development (15/09/2028)Corporate Debt2.83%

Fund Composition

1532 Cr

Others

100.00%

Sector Allocation

1532 Cr

Corporate Debt

72.16%

Government Securities

11.37%

Cash & Cash Equivalents And Net Assets

7.54%

Finance

7.44%

Floating Rate Instruments

0.99%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

Nil upto 15% of units, For remaining units 3% on or before 1Y, 2% after 1Y but on or before 2Y, 1% after 2Y but on or before 3Y, Nil after 3Y

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

SD

Sunaina da Cunha

Present

MS

Mohit Sharma

Present

Similar/Peer Fund Comparison

Fund name
B

Bank of India Credit Risk Fund(G)-Direct Plan

+10.06%
A

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

+13.15%
D

DSP Credit Risk Fund(G)-Direct Plan

+16.77%
I

ICICI Pru Credit Risk Fund(G)-Direct Plan

+9.17%
A

Axis Credit Risk Fund(G)-Direct Plan

+8.85%
S

SBI Credit Risk Fund(G)-Direct Plan

+8.62%
I

Invesco India Credit Risk Fund(G)-Direct Plan

+9.65%
K

Kotak Credit Risk Fund(G)-Direct Plan

+8.64%

FAQs

Aditya Birla SL Credit Risk Fund(G)-Direct Plan is a part of Aditya Birla Sun Life AMC Limited, it was incepted on 17 Apr 2015. This fund is managed by Sunaina da Cunha and Mohit Sharma. It is a Debt type of fund.

The current NAV of Aditya Birla SL Credit Risk Fund(G)-Direct Plan is ₹28.07 (as of 28 Aug 2026).

Aditya Birla SL Credit Risk Fund(G)-Direct Plan has delivered 13.00% in 1 year, 13.15% in 3 years, and 10.89% in 5 years (annualised).

The minimum SIP amount for Aditya Birla SL Credit Risk Fund(G)-Direct Plan is ₹100.

The expense ratio of Aditya Birla SL Credit Risk Fund(G)-Direct Plan is 0.8%.

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