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Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan

Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+6.27%

5Y annualised

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NAV : 28 Aug 2026

₹403.61

Min. SIP amount

₹1,000

Fund size (AUM)

8833 Cr

Expense ratio

0.39%

Launched on

01 Jan 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,21,803

Stock Allocation

Stock nameSectorAllocation
7.48% National Bank For Agriculture And Rural Development (15/09/2028)Corporate Debt3.56%
Net Receivables / (Payables)Cash & Cash Equivalents And Net Assets2.26%
6.58% Indian Railway Finance Corporation Limited (30/05/2030) **Corporate Debt1.96%

Fund Composition

8833 Cr

Others

100.00%

Sector Allocation

8833 Cr

Corporate Debt

64.89%

Certificate Of Deposit

15.36%

Government Securities

12.96%

Cash & Cash Equivalents And Net Assets

3.49%

Ptc & Securitized Debt

2.58%

Minimum investments

Min. for SIP1000
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

If units sold on or before 0

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

KG

Kaustubh Gupta

Present

HS

Harshil Suvarnkar

Present

Similar/Peer Fund Comparison

Fund name
T

TRUSTMF Banking & PSU Fund(G)-Direct Plan

+7.52%
F

Franklin India Banking & PSU Debt Fund(G)-Direct Plan

+7.52%
U

UTI Banking & PSU Debt Fund(G)-Direct Plan

+7.41%
B

Bandhan Banking and PSU Debt Fund(G)-Direct Plan

+7.18%
I

ICICI Pru Banking and PSU Debt Fund(G)-Direct Plan

+7.34%
K

Kotak Banking and PSU Debt Fund(G)-Direct Plan

+7.36%
S

SBI Banking and PSU Debt Fund(G)-Direct Plan

+7.22%
L

LIC MF Banking & PSU Debt Fund(G)-Direct Plan

+7.31%

FAQs

Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan is a part of Aditya Birla Sun Life AMC Limited, it was incepted on 01 Jan 2013. This fund is managed by Kaustubh Gupta and Harshil Suvarnkar. It is a Debt type of fund.

The current NAV of Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan is ₹403.61 (as of 28 Aug 2026).

Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan has delivered 5.22% in 1 year, 7.10% in 3 years, and 6.27% in 5 years (annualised).

The minimum SIP amount for Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan is ₹1000.

The expense ratio of Aditya Birla SL Banking & PSU Debt Fund(G)-Direct Plan is 0.39%.

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