Usha Financial Services (USHAFIN-SM) Share Price Falls 12.56% to Rs 47

Usha Financial Services Share Price fell to Rs 47 today, down 12.56%, taking the company’s market capitalisation to Rs 233.68 crore. The stock declined Rs 6.75 from its previous close of Rs 53.75, putting this Micro Cap NBFC counter in focus during Wednesday’s trade. The move stood out because the stock opened at Rs 51.4, touched a high of Rs 51.4, and later slipped to an intraday low of Rs 43.45 before trading at Rs 47.

The supplied data confirms the price event, but it does not establish a company-specific catalyst behind today’s decline. That is why attention is centred on verified numbers: the sharp single-day fall, turnover of Rs 0.11 crore, a P/E ratio of 9.29, P/B ratio of 0.98, ROE of 10.25%, ROCE of 13.54%, EPS of 5.78 and book value of Rs 54.68. On the available data, the price action is sharp while the valuation sits below several industry benchmarks, making the stock worth monitoring alongside sector context and peer comparison.

Usha Financial Services (USHAFIN-SM) Share Price Today: Price Action Analysis

Metric	Value
Current Price	Rs 47
Previous Close	Rs 53.75
Today's Move	-Rs 6.75 (-12.56%)
Open	Rs 51.4
High	Rs 51.4
Low	Rs 43.45
Turnover	Rs 0.11 crore
Market Capitalisation	Rs 233.68 crore
Market Cap Category	Micro Cap

Usha Financial Services Share Price Today reflects a clear intraday setback, with the stock moving from a previous close of Rs 53.75 to Rs 47, a fall of Rs 6.75 or 12.56%. The counter opened at Rs 51.4, which also remained the day’s high, indicating that selling pressure emerged early and the stock did not reclaim its opening level. It then dropped to a day low of Rs 43.45 before recovering part of the decline.

That pattern suggests a weak session in which the opening tone deteriorated as trading progressed, even though the stock lifted from the session low by the time it was last quoted. Turnover stood at Rs 0.11 crore, showing that the day’s move happened in a relatively small cash-value setting typical of a Micro Cap company. For readers tracking the stock closely, the key takeaway is straightforward: today’s decline was sharp, visible from the open-high structure, and material enough to shift attention toward valuation and business-quality metrics.

Usha Financial Services (USHAFIN-SM) Fundamental Analysis

Metric	Value
Market Capitalisation	Rs 233.68 crore
P/E Ratio	9.29x
P/B Ratio	0.98x
ROE	10.25%
ROCE	13.54%
EPS	Rs 5.78
Book Value Per Share	Rs 54.68
Dividend Yield	0%

Usha Financial Services fundamental analysis shows a mix of modest valuation and positive profitability. At a market cap of Rs 233.68 crore, the company sits in the Micro Cap bracket, which describes size rather than quality. The stock trades at a P/E ratio of 9.29 and a P/B ratio of 0.98, meaning the market is valuing it at slightly below its stated book value of Rs 54.68 per share while the current price is Rs 47.

EPS stands at 5.78. ROE is 10.25% and ROCE is 13.54%, suggesting the business is generating double-digit returns on shareholder equity and capital employed, though those numbers still need sector comparison to judge relative strength. Dividend yield is 0, so the current market data does not point to a yield component in the stock’s profile. For investors following Usha Financial Services Share Price, the important point is that the valuation multiples are not stretched on the supplied numbers, even as the one-day fall highlights near-term market caution.

Sector and Industry Context

Metric	Value
Sector	Finance
Industry	Finance – NBFC
Benchmark Scope	same industry
Company P/E Ratio	9.29x
Benchmark Median P/E	20.93x
Benchmark Average P/E	49.77x
Benchmark P/E Range	0.49x to 808.14x
Company P/B Ratio	0.98x
Benchmark Median P/B	1.04x
Benchmark Average P/B	1.5x
Company ROE	10.25%
Benchmark Median ROE	3.64%
Benchmark Average ROE	2.3%
Company ROCE	13.54%
Benchmark Median ROCE	6.29%
Benchmark Average ROCE	4.71%
Company Market Capitalisation	Rs 233.68 crore
Benchmark Median Market Cap	Rs 55.94 crore
Benchmark Average Market Cap	Rs 7,800.27 crore

Usha Financial Services operates in the Finance sector and the Finance – NBFC industry, so the most relevant benchmark is the same-industry comparison supplied across 283 companies. On that basis, the company’s valuation and return ratios look notably different from the broader pack, which helps explain why Usha Financial Services Share Price is attracting analytical interest beyond the day’s move.

The company’s P/E ratio of 9.29 is below the same-industry median of 20.93 and average of 49.77, within a range that runs from 0.49 to 808.14 across 218 companies with P/E data. Its P/B ratio of 0.98 is also below the industry median of 1.04 and average of 1.5, compared with a wider range of -31.66 to 17.02 across all 283 companies. On profitability, Usha Financial Services posts ROE of 10.25% versus an industry median of 3.64% and average of 2.3%, while ROCE of 13.54% is above the median of 6.29% and average of 4.71% across 282 companies each.

Size-wise, its market capitalisation of Rs 233.68 crore is above the industry median market cap of Rs 55.94 crore but far below the average of Rs 7,800.27 crore, reflecting how large players skew the sector mean. This combination points to a smaller NBFC trading at lower valuation multiples than industry norms while still showing profitability ratios above benchmark medians.

Peer Comparison

Company	Symbol	Market Cap (Cr)	P/E	P/B	ROE (%)	ROCE (%)
Bajaj Finance	BAJFINANCE	6,60,075.68	32.35	5.53	18.54	10.87
Shriram Finance	SHRIRAMFIN	2,44,004.39	21.41	2.22	16.36	11.49
Cholamandalam Investment and Finance Company	CHOLAFIN	1,56,464.89	27.1	4.87	19.51	9.7
JIO Financial Services	JIOFIN	1,54,975.73	74.61	1.11	1.23	2.11
Bajaj Holdings & Investment	BAJAJHLDNG	1,23,159.07	13.89	1.67	14.41	14.81

Against major listed Finance – NBFC peers, Usha Financial Services remains much smaller in market value, but its relative valuation is lower than every peer in the supplied comparison set. That contrast is central to any stock analysis because it shows the market is assigning a very different scale and pricing profile to the company versus established NBFC names.

Usha Financial Services trades at 9.29 times earnings, below Bajaj Finance at 32.35, Shriram Finance at 21.41, Cholamandalam Investment and Finance Company at 27.1, JIO Financial Services at 74.61 and Bajaj Holdings & Investment at 13.89. Its P/B ratio of 0.98 is also below Bajaj Finance’s 5.53, Shriram Finance’s 2.22, Cholamandalam’s 4.87 and Bajaj Holdings’ 1.67, while remaining slightly below JIO Financial Services at 1.11.

On returns, the comparison is more mixed. Usha Financial Services ROE of 10.25% trails Bajaj Finance at 18.54, Shriram Finance at 16.36, Cholamandalam at 19.51 and Bajaj Holdings at 14.41, but exceeds JIO Financial Services at 1.23. Its ROCE of 13.54% is stronger than Bajaj Finance’s 10.87, Shriram Finance’s 11.49, Cholamandalam’s 9.7 and JIO Financial Services’ 2.11, though below Bajaj Holdings at 14.81. This suggests the stock’s lower valuation comes with smaller scale and return trade-offs rather than a single simple explanation.

Why Investors Are Watching Usha Financial Services

• The stock fell 12.56% in a single session, from Rs 53.75 to Rs 47.
• Intraday price action was weak, with the open and high both at Rs 51.4 and the low at Rs 43.45.
• Its P/E of 9.29 and P/B of 0.98 sit below same-industry medians.
• ROE of 10.25% and ROCE of 13.54% are above industry medians of 3.64% and 6.29%.
• The company is a Micro Cap NBFC with Rs 233.68 crore market capitalisation, making sharp price moves closely watched.

About Usha Financial Services

Usha Financial Services is part of the Finance sector and operates within the Finance – NBFC industry. Based on the supplied classification, the company belongs to the non-banking financial services space, where investors often compare businesses on valuation multiples, return ratios and market capitalisation rather than on a single headline price move. In the current market context, Usha Financial Services Share Price is being assessed against a wide industry universe of 283 same-industry companies, ranging from very small firms to large financial franchises. That makes sector benchmarking especially relevant when reviewing today’s price action.

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On Univest, investors can track Usha Financial Services Share Price with live price updates, historical price action, fundamental ratios and broader market context. The platform also helps users follow peer comparison, sector benchmarks, shareholding pattern when available, 52-week levels and other stock insights in one place. For readers looking up Usha Financial Services Share Price Today or related stock news, Univest brings the key numbers together in a format built for regular monitoring rather than one-day reactions.

Frequently Asked Questions

Why did Usha Financial Services Share Price fall today?

Ans. Usha Financial Services Share Price fell 12.56% to Rs 47 from the previous close of Rs 53.75. The supplied data confirms the price decline, but it does not establish any company-specific catalyst behind today’s move.

What is Usha Financial Services Share Price Today?

Ans. Usha Financial Services Share Price Today is Rs 47 at the supplied timestamp. The stock opened at Rs 51.4, touched a high of Rs 51.4, fell to Rs 43.45 intraday, and remained below the previous close.

How much did Usha Financial Services stock fall in one day?

Ans. The stock declined by Rs 6.75 in absolute terms and 12.56% in percentage terms during the session. That drop took Usha Financial Services from Rs 53.75 at the previous close to Rs 47 today.

What does today’s intraday pattern show for Usha Financial Services?

Ans. The stock opened at Rs 51.4, which also marked the session high, and then slipped to Rs 43.45 before recovering to Rs 47. This open-high structure indicates the session weakened after the market opened.

Is Usha Financial Services expensive based on current valuation?

Ans. On supplied data, the company trades at a P/E of 9.29 and P/B of 0.98. Both are below the same-industry median values of 20.93 and 1.04, respectively, within the Finance – NBFC benchmark set.

What are the key fundamental metrics of Usha Financial Services?

Ans. The key supplied metrics are market capitalisation of Rs 233.68 crore, P/E of 9.29, P/B of 0.98, ROE of 10.25%, ROCE of 13.54%, EPS of 5.78, book value of Rs 54.68 and dividend yield of 0.

How does Usha Financial Services compare with the NBFC industry?

Ans. Its P/E of 9.29 is below the industry median of 20.93, while ROE of 10.25% and ROCE of 13.54% are above medians of 3.64% and 6.29%. That creates a lower-valuation, above-median-return profile in supplied data.

How does Usha Financial Services compare with major NBFC peers?

Ans. Usha Financial Services has a lower P/E than Bajaj Finance, Shriram Finance, Cholamandalam, JIO Financial Services and Bajaj Holdings. Its ROCE of 13.54% is higher than four of those peers, but lower than Bajaj Holdings.

What is the market cap category of Usha Financial Services?

Ans. Usha Financial Services is classified as a Micro Cap company with a market capitalisation of Rs 233.68 crore. That indicates company size and helps frame how investors compare it with much larger listed NBFC peers.

What should investors monitor next in Usha Financial Services Stock News?

Ans. Investors can monitor whether Usha Financial Services Share Price stabilises after today’s 12.56% fall, while also tracking valuation ratios, return metrics, sector benchmark positioning and subsequent company disclosures on Univest and official exchange filings.