UTI Quant Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?

UTI Quant Fund Direct Growth Plan has a NAV of ₹10.3001 as of 15 Sep 2026 and a scheme AUM of ₹1,489 Cr. Its 1-year, 3-year and 5-year returns are -2.34%, 0%, and 0%, respectively, and the scheme is tagged as High Risk. Our view is that this is a fund for investors who can live with sharp near-term swings and want to assess the strategy over a longer stretch, rather than judge it on the latest month or quarter alone.

Against that backdrop, the fund has not yet built a long visible compounding record, while its benchmark has also been uneven over the same windows. The portfolio is fairly active in large, liquid names, but the presence of cash and current assets alongside financials, consumer names and IT suggests a diversified large-cap style rather than a narrow thematic bet.

Quick facts

Particular	Details
NAV	₹10.3001 as of 15 Sep 2026
AUM	₹1,489 Cr
Expense Ratio	0.31%
Launch Date	21 Jan 2025
Min SIP	₹500
Risk Category	High Risk
Benchmark	Nifty 50
Fund Category	Equity
Exit Load	1% on or before 90D, Nil after 90D
Fund Managers	Sharwan Kumar Goyal, Lokesh Kulthia

The fund is managed by Sharwan Kumar Goyal and Lokesh Kulthia.

Source data date: as of 15 Sep 2026

Performance

Period	Fund return	Benchmark return
1M	-4.98%	-4.81%
3M	-1.67%	-3.63%
1Y	-2.34%	-8.27%
3Y	Data not available	Data not available
5Y	Data not available	Data not available

The short-term picture is mixed. Over 1 month, the fund fell more than the benchmark, which tells us the latest stretch was still choppy. Over 3 months, the fund held up better than the benchmark, so the recent drawdown has not been perfectly one-directional.

The 1-year number is more useful for context because it is the only longer window currently available. At -2.34%, the fund is still negative, but it has fallen less than the Nifty 50 over the same period. That suggests relative resilience, even though the absolute return is still weak.

The daily pattern behind these returns also looks uneven rather than smooth. The fund did recover at points after earlier soft patches, but the follow-through has not been strong enough to create a clear upward trend. For investors, that means the current record is better read as an early, volatile track record than as a mature compounding history.

Because 3-year and 5-year figures are not available for the fund or the benchmark here, we would avoid reading too much into the absence of long-run compounding data. The more reliable conclusion is that the strategy has shown some short-term relative strength at times, but it has not yet produced stable positive trailing returns over the windows that are available.

Source data date: as of 15 Sep 2026

Should you BUY or HOLD UTI Quant?

A fund's past returns alone don't tell you whether you should buy it today or continue holding it.

The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.

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Peer comparison

Fund	1Y return	3Y return	5Y return
UTI Quant Fund Direct Growth Plan	-2.34%	Data not available	Data not available
ICICI Pru Strategic Metal and Energy Equity FoF Direct Growth Plan	69.16%	37.12%	Data not available
HDFC Pharma and Healthcare Fund Direct Growth Plan	27.47%	Data not available	Data not available
SBI Automotive Opportunities Fund Direct Growth Plan	27.05%	Data not available	Data not available
Kotak Healthcare Fund Direct Growth Plan	26.51%	Data not available	Data not available
Motilal Oswal Active Momentum Fund Direct Growth Plan	25.46%	Data not available	Data not available

This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.

On the latest 1-year window, the fund trails the stronger peer return figures by a wide margin, which tells us that its recent outcome has been softer than several of the comparable strategies listed here. At the same time, the fund’s 1-year figure is still better than its own benchmark over the same period, so the comparison is not uniformly negative.

The 3-year and 5-year fields are unavailable for this fund, so we cannot compare its longer-run record meaningfully against peers that have a reported 3-year result. That makes the short-term comparison much more important here. The peer set shows that other strategies have already established visibly stronger one-year momentum, while this fund is still working through an early and uneven history.

Source data date: as of 15 Sep 2026

Portfolio: where your money goes

Holding	Sector	Weight
Net Current Assets	Cash & Cash Equivalents and Net Assets	5.38%
Eq – Nestle India Ltd.	FMCG	4.49%
Eq – Kotak Mahindra Bank Ltd.	Bank	4.44%
Eq – ICICI Bank Ltd	Bank	4.41%
Eq – Titan Company Ltd.	Diamond & Jewellery	3.77%
Eq – Bharat Electronics Ltd.	Capital Goods	3.63%
Eq – Tata Consultancy Services Ltd.	IT	3.56%
Eq – ITC Ltd.	FMCG	3.16%
Eq – HDFC Bank Limited	Bank	2.97%
Eq – Britannia Industries Ltd.	FMCG	2.57%

The top 10 holdings account for approximately 38.38% of the portfolio.

To see all holdings, visit the UTI Quant Fund Direct Growth Plan page

The largest disclosed holding is Net Current Assets at 5.38%, which is not far ahead of the next few positions. The drop from the first holding to the tenth is gradual rather than abrupt, so the disclosed book does not look dominated by a single outsized position.

That said, the top names still matter. Banks, FMCG and IT appear repeatedly in the visible list, so the portfolio may continue to be influenced more by a handful of large, liquid stocks than by a highly broad-based spread across unrelated themes.

With 38.38% of the portfolio in the top 10 disclosed holdings and 50 holding rows disclosed in total, the strategy appears to combine a meaningful core with a longer tail of smaller positions. Our view is that this is concentrated enough for the leading names to matter, but still diversified enough that no single line item appears overwhelming from the disclosed list alone.

Source data date: as of 15 Sep 2026

Who should invest

This fund fits investors who are comfortable with High Risk volatility and can hold through periods when recent returns turn negative. The available history suggests that the strategy has not yet delivered a smooth compounding path, so a short horizon would not be a good match.

An investor should ideally be able to stay invested for several years and accept that the fund may lag the benchmark in some stretches while still doing better in others. The trade-off is simple: you are taking on a bumpy early record in exchange for the possibility that the strategy’s large-cap, diversified portfolio may become more consistent over time.

Tax and exit load

Holding period	Tax rate	Description
Units held less than 1 year	20%	Short-term capital gains tax
Units held more than 1 year	12.5%	Long-term capital gains tax

Exit load applies as 1% on or before 90 days, and nil after 90 days.

Source data date: as of 15 Sep 2026

Frequently asked questions

What is the current NAV of UTI Quant Fund Direct Growth Plan?
The current NAV is ₹10.3001 as of 15 Sep 2026.

What are the fund’s 1-year, 3-year and 5-year returns?
The 1-year return is -2.34%, while the 3-year and 5-year returns are Data not available.

How has the fund performed against the Nifty 50 benchmark?
Over 1 year, the fund has done better than the benchmark, which stood at -8.27%. Over 1 month, it lagged the benchmark slightly, while over 3 months it was ahead.

How does it compare with the peer funds listed here?
Its 1-year return is below several of the peer funds shown here, while some peers also have a reported 3-year figure that this fund does not yet have.

What is the minimum SIP amount?
The minimum SIP amount is ₹500.

Who manages the fund and what is the exit load?
The fund is managed by Sharwan Kumar Goyal and Lokesh Kulthia. Exit load is 1% on or before 90 days, and nil after 90 days.

Bottom line

UTI Quant Fund Direct Growth Plan has an uneven short track record: the recent windows are mixed, the 1-year return is still negative, and the fund has not yet built a long trailing history. Against the benchmark, it has shown periods of relative resilience, but peer comparison shows that several comparable funds have delivered much stronger one-year outcomes. The portfolio leans on a spread of large, liquid names, which may help keep the strategy diversified, but investors still need to be comfortable with High Risk volatility and an early-stage performance record.

Published on 16 September 2026 at 9:55 AM IST

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RIA disclosure

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.