Under Rs 440 Stocks to Buy in November 2026: 5 Names on the Watchlist

The under Rs 440 stocks to buy in November 2026 start with five listed names: Atul Auto, Exide Industries, Gandhar Oil Refinery, Genus Power Infrastructures and Life Insurance Corporation of India. Stocks under Rs 440 include a three-wheeler maker, a battery maker, a lubricants refiner, a smart meter maker and India's largest life insurer, priced from about Rs 263 to Rs 406.

This article ranks none of them as a sure thing. It lays out the numbers each company has reported, how the shares are priced today and what an investor should check before adding any of these under Rs 440 stocks to buy to a portfolio. All prices are NSE closing prices of 11 November 2026, and financials come from company filings.

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Which Are the Best Under Rs 440 Stocks to Buy in November 2026?

The best under Rs 440 stocks to buy in November 2026 for a watchlist are Atul Auto, Exide Industries, Gandhar Oil Refinery, Genus Power Infrastructures and Life Insurance Corporation of India. They were picked because each has complete reported financials, profit in the latest quarter and an NSE listing. The table puts their market data side by side.

Company	CMP (Rs)	Market Cap	P/E	ROE	Dividend Yield
Atul Auto	406.10	Rs 1,149 crore	23.35	8.74%	0.72%
Exide Industries	385.95	Rs 30,094 crore	32.13	6.14%	0.56%
Gandhar Oil Refinery	263.07	Rs 2,427 crore	5.24	25.91%	0.30%
Genus Power Infrastructures	289.80	Rs 8,470 crore	13.00	26.71%	0.18%
Life Insurance Corporation of India	400.00	Rs 4,99,928 crore	8.33	32.53%	1.27%

On valuation, Exide Industries, Gandhar Oil Refinery, Genus Power Infrastructures and Life Insurance Corporation of India trade below the industry P/E; Atul Auto sits close to it. Valuation is the first filter for any under Rs 440 stocks to buy list, and it is covered again in the risk section.

Why These Under Rs 440 Stocks to Buy Are in Focus

A low share price does not mean a stock is inexpensive, because value depends on earnings and the number of shares. The list covers a maker of electric and conventional three-wheelers, a battery maker, a refiner of lubricants and white oils, a maker of smart meters and the country's largest life insurer, all of which closed below Rs 440 on the NSE on 11 November. Investors searching for the best stocks under Rs 440 in India should check earnings, valuation and debt.

Atul Auto: The Three-Wheeler Maker Among Under Rs 440 Stocks to Buy

Atul Auto is a three-wheeler maker for passenger and cargo use. The stock trades at Rs 406.10 with a market capitalisation of Rs 1,149 crore and a P/E of 23.35, against an industry P/E of 23.63.

FY26 revenue rose 14.0% to Rs 827 crore and net profit rose 135.7% to Rs 43.2 crore. In the June 2026 quarter, revenue grew 43.6% year on year to Rs 220 crore, while net profit grew 290.3% to Rs 8.0 crore.

Return on equity is 8.74%, debt-to-equity is 0.30, and the dividend yield is 0.72%. Promoters hold 42.70%, foreign institutions 0.59% and domestic institutions 0.00% as of September 2026.

Exide Industries: The Battery Maker Among Under Rs 440 Stocks to Buy

Exide Industries is a battery maker that is building lithium-ion cell capacity. At Rs 385.95, the stock has a market capitalisation of Rs 30,094 crore and trades at 32.13 times earnings, while the industry P/E is 36.13.

Reported numbers show FY26 revenue of Rs 18,096 crore, up 4.3% year on year, with net profit at Rs 860 crore, up 7.4%. The June 2026 quarter added revenue of Rs 5,555 crore (up 17.6%) and net profit of Rs 351 crore (up 27.9%).

Return on equity is 6.14%, debt-to-equity is 0.11, and the dividend yield is 0.56%. Promoters hold 45.99%, foreign institutions 13.21% and domestic institutions 17.57% as of September 2026. Foreign institutional holding has risen from 10.88% to 13.21% over the last year. A point to keep in view: return on equity is a modest 6.14%.

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Gandhar Oil Refinery: The Specialty Oils Maker Among Under Rs 440 Stocks to Buy

Gandhar Oil Refinery is a maker of speciality oils such as white oils and transformer oils. Its market capitalisation is Rs 2,427 crore, the share price is Rs 263.07 and the P/E of 5.24 compares with an industry P/E of 14.94.

Over FY26, net profit rose 64.3% to Rs 137 crore on revenue of Rs 4,255 crore, which was up 8.8%. The latest quarter, the September 2026 quarter, brought revenue of Rs 1,850 crore, up 72.7% year on year, and net profit of Rs 186 crore, up 368.4%.

Return on equity is 25.91%, debt-to-equity is 0.14, and the dividend yield is 0.30%. Promoters hold 66.65%, foreign institutions 5.47% and domestic institutions 0.29% as of September 2026. Foreign institutional holding has risen from 0.17% to 5.47% over the last year.

Genus Power Infrastructures: The Smart Meter Maker Among Under Rs 440 Stocks to Buy

Genus Power Infrastructures is a smart meter and metering solutions maker. The stock trades at Rs 289.80 with a market capitalisation of Rs 8,470 crore and a P/E of 13.00, against an industry P/E of 42.51.

FY26 revenue rose 91.0% to Rs 4,821 crore and net profit rose 91.7% to Rs 565 crore. In the June 2026 quarter, revenue grew 46.0% year on year to Rs 1,407 crore, while net profit grew 35.6% to Rs 175 crore.

Return on equity is 26.71%, debt-to-equity is 1.04, and the dividend yield is 0.18%. Promoters hold 39.34%, foreign institutions 7.43% and domestic institutions 4.74% as of September 2026. Domestic institutional holding has risen from 3.35% to 4.74% over the last year. A point to keep in view: debt is higher than most names on this list.

Life Insurance Corporation of India: The Insurance Giant Among Under Rs 440 Stocks to Buy

Life Insurance Corporation of India is India's largest life insurer, owned by the government. At Rs 400.00, the stock has a market capitalisation of Rs 4,99,928 crore and trades at 8.33 times earnings, while the industry P/E is 10.22.

Reported numbers show FY26 revenue of Rs 9,90,211 crore, up 10.2% year on year, with net profit at Rs 57,453 crore, up 18.9%. The June 2026 quarter added revenue of Rs 2,41,166 crore (up 7.0%) and net profit of Rs 13,584 crore (up 24.0%).

Return on equity is 32.53%, and the dividend yield is 1.27%. Promoters hold 90.00%, foreign institutions 1.55% and domestic institutions 6.17% as of September 2026. Domestic institutional holding has risen from 1.36% to 6.17% over the last year.

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Growth Snapshot: Latest Full Year and Latest Quarter

The table compares year-on-year growth in revenue and net profit for all five under Rs 440 stocks, using filed results.

Company	Full-Year Revenue Growth	Full-Year Profit Growth	Latest Quarter	Quarter Revenue Growth	Quarter Profit Growth
Atul Auto	14.0%	135.7%	Jun 2026	43.6%	290.3%
Exide Industries	4.3%	7.4%	Jun 2026	17.6%	27.9%
Gandhar Oil Refinery	8.8%	64.3%	Sep 2026	72.7%	368.4%
Genus Power Infrastructures	91.0%	91.7%	Jun 2026	46.0%	35.6%
Life Insurance Corporation of India	10.2%	18.9%	Jun 2026	7.0%	24.0%

Factors That Move Under Rs 440 Stocks to Buy

Four factors tend to drive under Rs 440 stocks, and each one is worth checking before a purchase.

• Earnings growth: Profit should be rising.
• Sector mix: Vehicles, batteries, refining, meters and insurance differ.
• Dividends: Life Insurance Corporation of India yields about 1.3%.
• Valuation: P/E runs from about 5 to 32.

Risks to Keep in Mind Before Buying Under Rs 440 Stocks

The first risk is that a low share price says little about value, so earnings and valuation matter more. The second is that Atul Auto is valued at only about Rs 1,100 crore and Gandhar Oil Refinery at about Rs 2,400 crore, so trading can be thin, and Genus Power carries the highest borrowings of the five. Check results every quarter.

On the numbers, Exide Industries trades at the highest P/E on this list at 32.13, so its earnings need to keep growing to support the price. Under Rs 440 stocks to buy can still fall when markets turn weak, and a staggered entry has historically suited investors better than a lump-sum purchase.

How to Choose Under Rs 440 Stocks to Buy

• Look at earnings: Price alone is not a signal.
• Check P/E: Gandhar Oil Refinery trades lowest.
• Read ROE: Life Insurance Corporation of India leads.
• Diversify: Spread across the five sectors.

How to Invest in Under Rs 440 Stocks

1. Shortlist two or three companies from this list that match your risk appetite.
2. Open the Univest Screener and compare P/E, ROE and debt for each stock.
3. Check the latest quarterly results and shareholding pattern on NSE or BSE.
4. Decide an amount you can hold for three to five years and split it into two or three purchases.
5. Review the holding after every quarterly result instead of reacting to daily price moves.

Conclusion

Gandhar Oil Refinery offers the lowest P/E on this list at 5.24, Life Insurance Corporation of India has the highest return on equity at 32.53%, and Atul Auto posted the fastest net profit growth in its latest full year at 135.7%. Among the best under Rs 440 stocks in India, these five give investors a spread of size, valuation and growth, so the right pick depends on risk appetite and holding period. Spread the entry, keep position sizes sensible and consult a SEBI-registered advisor before investing in any of these under Rs 440 stocks to buy.

Frequently Asked Questions on Under Rs 440 Stocks to Buy

Which are the best under Rs 440 stocks to buy in November 2026?

Ans. The five under Rs 440 stocks on the November 2026 watchlist are Atul Auto, Exide Industries, Gandhar Oil Refinery, Genus Power Infrastructures and Life Insurance Corporation of India. Gandhar Oil Refinery has the lowest P/E at 5.24, Life Insurance Corporation of India has the highest ROE at 32.53%, and Atul Auto grew net profit 135.7% in its latest full year. This is educational content, not investment advice, so please consult a SEBI-registered advisor.

Is Life Insurance Corporation of India a good stock to buy from this Under Rs 440 list?

Ans. Life Insurance Corporation of India is the largest company on this list with a market capitalisation of Rs 4,99,928 crore and a P/E of 8.33 against an industry P/E of 10.22. Its FY26 revenue rose 10.2% and net profit rose 18.9%, with return on equity at 32.53%. Whether it suits you depends on your risk appetite and holding period, so please consult a SEBI-registered advisor before investing.

Are these under Rs 440 stocks expensive right now?

Ans. Valuations vary across the group. Atul Auto trades at a P/E of 23.35, Exide Industries trades at a P/E of 32.13, Gandhar Oil Refinery trades at a P/E of 5.24, Genus Power Infrastructures trades at a P/E of 13.00, Life Insurance Corporation of India trades at a P/E of 8.33, against industry multiples ranging from 10.22 to 42.51. Higher multiples reflect faster growth but also leave less room for earnings misses, so entry price deserves attention.

Which of these under Rs 440 stocks pay a dividend?

Ans. Dividend yields on this list are Atul Auto 0.72%, Exide Industries 0.56%, Gandhar Oil Refinery 0.30%, Genus Power Infrastructures 0.18%, Life Insurance Corporation of India 1.27%. Yields are modest across the group, so most investors look at these stocks for growth in earnings rather than for income, and payouts can change with company profits.

Which stock on this list has the highest return on equity?

Ans. Life Insurance Corporation of India has the highest ROE on this list at 32.53%, followed by Genus Power Infrastructures at 26.71% and Gandhar Oil Refinery at 25.91%. A higher ROE shows a company earns more profit on shareholder capital, but it should be read alongside valuation and debt.

What are the risks of investing in under Rs 440 stocks?

Ans. The main risks are mid-range prices that say little about value, thin trading in two small companies and refining margin swings. On this list, Exide Industries trades at the highest P/E of 32.13, which leaves less room for earnings disappointments. Staggered buying and a long holding period can help manage these risks.

How can I invest in under Rs 440 stocks in India?

Ans. You can buy these stocks directly on NSE or BSE through a demat account, and compare them first on the Univest Screener using P/E, ROE and debt. Many investors split the amount across two or three purchases and review the holding after each quarterly result. Sector-themed mutual funds and ETFs are another route for investors who prefer diversification.