Under Rs 10200 Stocks to Buy in November 2026: 5 Names on the Watchlist

The under Rs 10200 stocks to buy in November 2026 start with five listed names: JK Cement, Oracle Financial Services Software, Radico Khaitan, Titan Company and TVS Motor Company. Stocks under Rs 10,200 include a cement producer, a banking software company, a premium spirits maker, a jewellery maker and a two-wheeler maker, priced from about Rs 4,500 to Rs 10,000. Titan Company is part of the Nifty 50 index and TVS Motor Company is part of the Nifty Auto index.

This article ranks none of them as a sure thing. It lays out the numbers each company has reported, how the shares are priced today and what an investor should check before adding any of these under Rs 10200 stocks to buy to a portfolio. All prices are NSE closing prices of 12 November 2026, and financials come from company filings.

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Which Are the Best Under Rs 10200 Stocks to Buy in November 2026?

The best under Rs 10200 stocks to buy in November 2026 for a watchlist are JK Cement, Oracle Financial Services Software, Radico Khaitan, Titan Company and TVS Motor Company. They were picked because each has complete reported financials, profit in the latest quarter and an NSE listing. The table puts their market data side by side.

Company	CMP (Rs)	Market Cap	P/E	ROE	Dividend Yield
JK Cement	5,258	Rs 38,514 crore	40.61	13.04%	0.40%
Oracle Financial Services Software	10,000	Rs 86,964 crore	24.37	46.42%	4.00%
Radico Khaitan	4,638	Rs 55,981 crore	70.30	21.70%	0.22%
Titan Company	4,922	Rs 3,85,299 crore	66.89	32.31%	0.35%
TVS Motor Company	4,500	Rs 2,01,389 crore	50.50	31.56%	0.28%

On valuation, JK Cement, Oracle Financial Services Software, Radico Khaitan, Titan Company and TVS Motor Company carry a premium. Valuation is the first filter for any under Rs 10200 stocks to buy list, and it is covered again in the risk section.

Why These Under Rs 10200 Stocks to Buy Are in Focus

A higher share price does not mean a stock is expensive, because value depends on earnings and the number of shares. The list covers a cement manufacturer, a banking software company, a premium spirits maker, the jewellery and watches maker behind Tanishq and a maker of motorcycles and scooters, all of which closed below Rs 10,200 on the NSE on 12 November. Investors searching for the best stocks under Rs 10,200 in India should check earnings, valuation and debt.

JK Cement: A Grey and White Cement Player Among Under Rs 10200 Stocks to Buy

JK Cement is a grey and white cement maker with a wall putty business, strong in north and central India. The stock trades at Rs 5,258 with a market capitalisation of Rs 38,514 crore and a P/E of 40.61, against an industry P/E of 30.98.

FY26 revenue rose 15.5% to Rs 13,917 crore and net profit rose 13.3% to Rs 988 crore. In the September 2026 quarter, revenue grew 22.8% year on year to Rs 3,771 crore, while net profit grew 6.3% to Rs 169 crore.

Return on equity is 13.04%, debt-to-equity is 1.02, and the dividend yield is 0.40%. Promoters hold 45.66%, foreign institutions 18.35% and domestic institutions 22.33% as of September 2026.

Oracle Financial Services Software: The Banking Software Specialist Among Under Rs 10200 Stocks to Buy

Oracle Financial Services Software is a banking and financial software products company that is majority-owned by Oracle. At Rs 10,000, the stock has a market capitalisation of Rs 86,964 crore and trades at 24.37 times earnings, while the industry P/E is 18.92.

Reported numbers show FY26 revenue of Rs 7,943 crore, up 11.1% year on year, with net profit at Rs 2,639 crore, up 10.9%. The September 2026 quarter added revenue of Rs 1,972 crore (up 6.3%) and net profit of Rs 702 crore (up 28.6%).

Return on equity is 46.42%, debt-to-equity is 0.00, and the dividend yield is 4.00%. Promoters hold 72.39%, foreign institutions 11.43% and domestic institutions 7.77% as of September 2026. Foreign institutional holding has risen from 8.65% to 11.43% over the last year.

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Radico Khaitan: The Premiumisation Story Among Under Rs 10200 Stocks to Buy

Radico Khaitan is the maker of Magic Moments vodka, 8PM whisky and other brands, with a growing premium-liquor portfolio. Its market capitalisation is Rs 55,981 crore, the share price is Rs 4,638 and the P/E of 70.30 compares with an industry P/E of 49.38.

Over FY26, net profit rose 74.9% to Rs 604 crore on revenue of Rs 6,062 crore, which was up 24.8%. The latest quarter, the September 2026 quarter, brought revenue of Rs 5,588 crore, up 10.4% year on year, and net profit of Rs 232 crore, up 66.5%.

Return on equity is 21.70%, debt-to-equity is 0.11, and the dividend yield is 0.22%. Promoters hold 40.17%, foreign institutions 19.43% and domestic institutions 27.17% as of September 2026. Domestic institutional holding has risen from 25.47% to 27.17% over the last year. A point to keep in view: at a P/E of 70.30, expectations are already high.

Titan Company: The Branded Jewellery Leader Among Under Rs 10200 Stocks to Buy

Titan Company is the maker of Tanishq jewellery, Titan watches, Fastrack and eyewear products. The stock trades at Rs 4,922 with a market capitalisation of Rs 3,85,299 crore and a P/E of 66.89, against an industry P/E of 44.29.

FY26 revenue rose 44.6% to Rs 88,136 crore and net profit rose 52.0% to Rs 5,073 crore. In the June 2026 quarter, revenue grew 29.3% year on year to Rs 21,502 crore, while net profit grew 62.9% to Rs 1,777 crore.

Return on equity is 32.31%, debt-to-equity is 0.93, and the dividend yield is 0.35%. Promoters hold 52.90%, foreign institutions 16.37% and domestic institutions 14.42% as of September 2026. A point to keep in view: at a P/E of 66.89, expectations are already high.

TVS Motor Company: The Fast-Growing Two-Wheeler Name Among Under Rs 10200 Stocks to Buy

TVS Motor Company is a two-wheeler and three-wheeler maker with a growing export and electric vehicle portfolio. At Rs 4,500, the stock has a market capitalisation of Rs 2,01,389 crore and trades at 50.50 times earnings, while the industry P/E is 23.63.

Reported numbers show FY26 revenue of Rs 56,092 crore, up 27.0% year on year, with net profit at Rs 3,186 crore, up 35.6%. The September 2026 quarter added revenue of Rs 19,572 crore (up 39.4%) and net profit of Rs 1,219 crore (up 46.4%).

Return on equity is 31.56%, debt-to-equity is 3.43, and the dividend yield is 0.28%. Promoters hold 50.27%, foreign institutions 21.39% and domestic institutions 20.29% as of September 2026. Domestic institutional holding has risen from 18.35% to 20.29% over the last year. A point to keep in view: debt is higher than most names on this list.

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Growth Snapshot: Latest Full Year and Latest Quarter

The table compares year-on-year growth in revenue and net profit for all five under Rs 10200 stocks, using filed results.

Company	Full-Year Revenue Growth	Full-Year Profit Growth	Latest Quarter	Quarter Revenue Growth	Quarter Profit Growth
JK Cement	15.5%	13.3%	Sep 2026	22.8%	6.3%
Oracle Financial Services Software	11.1%	10.9%	Sep 2026	6.3%	28.6%
Radico Khaitan	24.8%	74.9%	Sep 2026	10.4%	66.5%
Titan Company	44.6%	52.0%	Jun 2026	29.3%	62.9%
TVS Motor Company	27.0%	35.6%	Sep 2026	39.4%	46.4%

Factors That Move Under Rs 10200 Stocks to Buy

Four factors tend to drive under Rs 10200 stocks, and each one is worth checking before a purchase.

• Earnings growth: Profit should be rising.
• Sector mix: Cement, software, spirits, jewellery and two-wheelers differ.
• Dividends: Oracle Financial Services Software yields about 4.0%.
• Valuation: P/E runs from about 24 to 70.

Risks to Keep in Mind Before Buying Under Rs 10200 Stocks

The first risk is that Radico Khaitan trades at a P/E near 70 and Titan Company near 67, while Oracle Financial Services Software trades near 24, so expectations differ widely. The second is that TVS Motor Company carries the highest borrowings of the five and jewellery earnings follow gold prices. Check results every quarter.

On the numbers, Radico Khaitan trades at the highest P/E on this list at 70.30, so its earnings need to keep growing to support the price. Under Rs 10200 stocks to buy can still fall when markets turn weak, and a staggered entry has historically suited investors better than a lump-sum purchase.

How to Choose Under Rs 10200 Stocks to Buy

• Look at earnings: Price alone is not a signal.
• Check P/E: Oracle Financial Services Software trades lowest.
• Read ROE: Oracle Financial Services Software leads.
• Diversify: Spread across the five sectors.

How to Invest in Under Rs 10200 Stocks

1. Shortlist two or three companies from this list that match your risk appetite.
2. Open the Univest Screener and compare P/E, ROE and debt for each stock.
3. Check the latest quarterly results and shareholding pattern on NSE or BSE.
4. Decide an amount you can hold for three to five years and split it into two or three purchases.
5. Review the holding after every quarterly result instead of reacting to daily price moves.

Conclusion

Oracle Financial Services Software offers both the lowest P/E on this list at 24.37 and the highest return on equity at 46.42%, and Radico Khaitan posted the fastest net profit growth in its latest full year at 74.9%. Among the best under Rs 10200 stocks in India, these five give investors a spread of size, valuation and growth, so the right pick depends on risk appetite and holding period. Spread the entry, keep position sizes sensible and consult a SEBI-registered advisor before investing in any of these under Rs 10200 stocks to buy.

Frequently Asked Questions on Under Rs 10200 Stocks to Buy

Which are the best under Rs 10200 stocks to buy in November 2026?

Ans. The five under Rs 10200 stocks on the November 2026 watchlist are JK Cement, Oracle Financial Services Software, Radico Khaitan, Titan Company and TVS Motor Company. Oracle Financial Services Software has both the lowest P/E at 24.37 and the highest ROE at 46.42%, and Radico Khaitan grew net profit 74.9% in its latest full year. This is educational content, not investment advice, so please consult a SEBI-registered advisor.

Is Titan Company a good stock to buy from this Under Rs 10200 list?

Ans. Titan Company is the largest company on this list with a market capitalisation of Rs 3,85,299 crore and a P/E of 66.89 against an industry P/E of 44.29. Its FY26 revenue rose 44.6% and net profit rose 52.0%, with return on equity at 32.31%. Whether it suits you depends on your risk appetite and holding period, so please consult a SEBI-registered advisor before investing.

Are these under Rs 10200 stocks expensive right now?

Ans. Valuations vary across the group. JK Cement trades at a P/E of 40.61, Oracle Financial Services Software trades at a P/E of 24.37, Radico Khaitan trades at a P/E of 70.30, Titan Company trades at a P/E of 66.89, TVS Motor Company trades at a P/E of 50.50, against industry multiples ranging from 18.92 to 49.38. Higher multiples reflect faster growth but also leave less room for earnings misses, so entry price deserves attention.

Which of these under Rs 10200 stocks pay a dividend?

Ans. Dividend yields on this list are JK Cement 0.40%, Oracle Financial Services Software 4.00%, Radico Khaitan 0.22%, Titan Company 0.35%, TVS Motor Company 0.28%. Yields differ widely across the group, so check payout history and earnings cover before relying on any of them for income, since payouts can change with company profits.

Which stock on this list has the highest return on equity?

Ans. Oracle Financial Services Software has the highest ROE on this list at 46.42%, followed by Titan Company at 32.31% and TVS Motor Company at 31.56%. A higher ROE shows a company earns more profit on shareholder capital, but it should be read alongside valuation and debt.

What are the risks of investing in under Rs 10200 stocks?

Ans. The main risks are price levels that say little about value, high valuations at two names and gold price swings. On this list, Radico Khaitan trades at the highest P/E of 70.30, which leaves less room for earnings disappointments. Staggered buying and a long holding period can help manage these risks.

How can I invest in under Rs 10200 stocks in India?

Ans. You can buy these stocks directly on NSE or BSE through a demat account, and compare them first on the Univest Screener using P/E, ROE and debt. Many investors split the amount across two or three purchases and review the holding after each quarterly result. Sector-themed mutual funds and ETFs are another route for investors who prefer diversification.