Ujjivan Small Finance Bank Q2 Results FY27: PAT Jumps 199.91% to Rs 365.05 Cr, Revenue Rs 2,448.94 Cr

Ujjivan Small Finance Bank Ltd (UJJIVANSFB) Q2 Results FY27 announced on 16 October 2026, covering the company's financial performance for the July to September 2026 quarter. The results date shows consolidated results with revenue of Rs 2,448.94 Cr and net profit of Rs 365.05 Cr. Ujjivan Small Finance Bank Q2 Results FY27 therefore provide a clear update on the latest quarter, with both revenue and PAT moving higher year on year.

Ujjivan Small Finance Bank Q2 Results analysis covers the reported figures, the disclosed business factors, the FY27 outlook and the risks highlighted in the filing. In the context of banking, the numbers can be read alongside the disclosed sector and industry setting where relevant, before moving to the Financial Highlights section.

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Ujjivan Small Finance Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 2448.94 Cr	Rs 1938.66 Cr	+26.32% YoY
Net Profit (PAT)	Rs 365.05 Cr	Rs 121.72 Cr	+199.91% YoY

Source: company filing for Ujjivan Small Finance Bank Q2 Results FY27, 16 October 2026. Figures in Rs Crore.

Key Takeaways from Ujjivan Small Finance Bank Q2 Results: What Stands Out

• Revenue rose 26.32% YoY, increasing to Rs 2,448.94 Cr from Rs 1,938.66 Cr in the same quarter last year.
• Net profit climbed 199.91% YoY to Rs 365.05 Cr, compared with Rs 121.72 Cr a year earlier.
• The profit line improved sharply, with Operating Profit as reported by the company reflected in the supplied figures and the results table.
• Revenue stayed on an upward path, as the company says it has risen in each of the last 4 quarters, which matters for YoY growth tracking.
• The quarter points to stronger net profit momentum, and Ujjivan Small Finance Bank Q2 Results FY27 lead into the performance analysis below.

Ujjivan Small Finance Bank Q2 Results FY27: Performance Analysis

Ujjivan Small Finance Bank Q2 Results FY27 show a quarter where revenue and net profit both moved higher on a YoY growth basis. Revenue increased to Rs 2,448.94 Cr, while net profit rose to Rs 365.05 Cr, which gives the quarterly results a clear upward profile in the reported numbers.

Ujjivan Small Finance Bank Q2 Results FY27 also show that the improvement was not limited to the bottom line alone. The company reported that revenue has risen in each of the last 4 quarters, and the provided figures show net profit moving far faster than revenue. That is the key results analysis point investors will focus on as the discussion moves to the business factors.

The latest quarterly results therefore point to a stronger profit run-rate within the disclosed numbers, while still keeping the narrative anchored to what was reported rather than why it changed. Ujjivan Small Finance Bank Q2 Results FY27 now lead into the specific business factors stated by the company, which is where the results analysis shifts next.

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Key Business Factors This Quarter

Revenue Trend – Revenue grew 26.3% year on year to Rs 2,448.94 Cr in the latest quarter, and that was the first disclosed driver shaping this quarter's outcome. Ujjivan Small Finance Bank Q2 Results point to sustained operating momentum in the reported revenue line.

Net Profit Expansion – Net profit rose 199.9% year on year to Rs 365.05 Cr, which materially changed the quarterly results profile. The supplied data confirms the results, but it does not establish any additional cause beyond the disclosed numbers.

Margin and Multi-Quarter Pattern – Net profit margin improved to 14.9% from 6.3% in the comparison quarter, while revenue has risen in each of the last 4 quarters. That combination is the final disclosed factor and closes the results analysis on the business side.

FY27 Outlook After Ujjivan Small Finance Bank Q2 Results

The results analysis suggests that the next two quarters will matter for whether the current revenue trajectory and profit growth continue.

Ujjivan Small Finance Bank Q2 Results also need to be viewed alongside the disclosed quarterly results trend and the company’s sector context, if investors are comparing the latest net profit base with subsequent filings. At this stage, the filing supports monitoring future results for continuity in revenue and profit, which leads to the risks section.

Key Risks to Watch After Ujjivan Small Finance Bank Q2 Results FY27

Quarterly Net Profit Volatility

Quarterly net profit has been volatile, ranging from Rs 121.72 Cr to Rs 365.05 Cr over the last 5 quarters. That YoY growth comparison matters because it shows the earnings base can change meaningfully from one quarter to the next.

Return on Equity Pressure

Return on equity declined to 10.90% in FY26 from 14.35% in FY25. The results analysis should therefore keep an eye on whether future quarterly results alter that trajectory in the disclosed financials.

Below-15% ROE Benchmark

Return on equity of 10.90% in FY26 is below 15%. Ujjivan Small Finance Bank Q2 Results do not change that disclosed point, so investors should track the next YoY growth updates and reported profitability.

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Conclusion

Ujjivan Small Finance Bank Q2 Results FY27 show quarterly results with Rs 2,448.94 Cr revenue and Rs 365.05 Cr net profit, both higher on a YoY growth basis. The consolidated results basis and the reported trend in the numbers are the main takeaways, and investors should consult a SEBI-registered advisor before acting on the filing.

Frequently Asked Questions on Ujjivan Small Finance Bank Q2 Results FY27

What are Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 are the company’s July to September 2026 quarterly results, showing revenue of Rs 2,448.94 Cr and net profit of Rs 365.05 Cr. The consolidated results basis is stated in the results date filing.

What is the results date for Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 were announced on 16 October 2026, covering the July to September 2026 quarter. The results date is the same filing referenced in the Financial Highlights section.

What revenue was reported in Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 reported revenue of Rs 2,448.94 Cr for the quarter. That figure compares with Rs 1,938.66 Cr in the same quarter last year, as shown in the Financial Highlights table.

What net profit was reported in Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 reported net profit of Rs 365.05 Cr. Compared with Rs 121.72 Cr a year earlier, this reflects the YoY growth discussed in the Key Takeaways section.

How much YoY growth did revenue show in Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 showed revenue growth of 26.32% YoY. The same filing also notes that revenue has risen in each of the last 4 quarters, which is covered in Performance Analysis.

Did net profit rise or fall in Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 showed net profit rising to Rs 365.05 Cr from Rs 121.72 Cr. That is a 199.91% YoY increase, which is explained in the Key Takeaways section.

What was the Operating Profit in Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 included the company’s reported Operating Profit line in the Financial Highlights table. The filing also shows revenue of Rs 2,448.94 Cr and net profit of Rs 365.05 Cr.

Are Ujjivan Small Finance Bank Q2 Results FY27 consolidated results or standalone results?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 are consolidated results. The results date filing states that the quarter ended with consolidated revenue of Rs 2,448.94 Cr and net profit of Rs 365.05 Cr.

What business factors shaped Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 were shaped by revenue growth of 26.3% and net profit growth of 199.9%. The business factors section also notes the margin improvement and the four-quarter revenue rise.

What are the key risks after Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 carry risks linked to net profit volatility, lower FY26 return on equity, and an ROE level below 15%. Those points are detailed in the Key Risks to Watch section.

What is the outlook after Ujjivan Small Finance Bank Q2 Results FY27?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 point to further tracking of revenue and net profit in later quarters. The FY27 outlook section says the next filings will determine whether the current quarterly results trend continues.

Where can I find the complete Ujjivan Small Finance Bank Q2 Results FY27 data?

Ans. Ujjivan Small Finance Bank Q2 Results FY27 are covered in the full results article, including the Financial Highlights table and the analysis sections. The complete filing also provides the results date, basis, revenue and net profit figures.