The Wealth Company Large & Mid Cap Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?

The Wealth Company Large & Mid Cap Fund Direct Growth Plan has a NAV of ₹10.0443 as of 16 Sep 2026 and an AUM of ₹111 Cr. Its 1-year, 3-year and 5-year returns are 0%, 0% and 0%, and the scheme sits in the High Risk bucket.

Our view is that this is still an early-stage equity fund, so the current read is driven more by its portfolio mix and short operating history than by a long performance record. The fund may suit investors who can accept sharp fluctuations and want a large-and-mid-cap mandate with a fairly diversified 51-holding portfolio.

Quick facts

Particular	Details
NAV	₹10.0443 as of 16 Sep 2026
AUM	₹111 Cr
Expense Ratio	0.0%
Launch Date	10 Jun 2026
Min SIP	₹250
Risk Category	High Risk
Benchmark	Nifty Mid Cap
Fund Category	Equity
Exit Load	1% on or before 120D, Nil after 120D
Fund Managers	Aparna Shanker, Chinmay Sathe

The fund is managed by Aparna Shanker and Chinmay Sathe.

Source data date: as of 16 Sep 2026

Performance

Period	Fund return	Benchmark return
1M	-4.35%	-4.41%
3M	-0.7%	-3.6%
1Y	Data not available	Data not available
3Y	Data not available	Data not available
5Y	Data not available	Data not available

In the most recent month, the fund was slightly less weak than the benchmark, but both declined. That tells us the near-term backdrop has been difficult rather than outright broken, with the fund giving back most of the small gains it had briefly built over the earlier part of the month.

Over three months, the fund was down less than the benchmark, which suggests some relative resilience in a choppy market. The path was not smooth, though: the fund spent much of the period around a narrow band of gains before ending lower, so the pattern still looks volatile and early in its life cycle.

Longer-horizon figures are not available yet, so we do not have a mature track record to judge compounding through a full market cycle. For now, the right way to read this fund is as a high-risk equity offering whose recent behaviour has been less weak than the benchmark on a three-month view, but still negative in the short run.

Because the scheme launched only in June 2026, we would treat the present numbers as an initial sign rather than a settled performance profile. The main question is not whether it has built a long record, but whether the portfolio can translate its current mix into steadier compounding once the fund seasonings lengthen.

Source data date: as of 16 Sep 2026

Should you BUY or HOLD The Wealth Company Large & Mid Cap?

A fund's past returns alone don't tell you whether you should buy it today or continue holding it.

The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.

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Peer comparison

Fund	1Y return	3Y return	5Y return
The Wealth Company Large & Mid Cap Fund Direct Growth Plan	Data not available	Data not available	Data not available
Quant Large & Mid Cap Fund Direct Growth Plan	7.52%	13.52%	15.17%
HSBC Large & Mid Cap Fund Direct Growth Plan	7.21%	16.82%	13.91%
Sundaram Large and Mid Cap Fund Direct Growth Plan	6.45%	13.51%	11.52%
Motilal Oswal Large & Midcap Fund Direct Growth Plan	6.16%	21.07%	18%
Bank of India Large & Mid Cap Fund Direct Growth Plan	5.73%	12.75%	11.41%

This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639. On the available peer numbers, the fund has no trailing performance history to compare yet, while the listed peers all show positive one-year and longer-horizon figures. That makes the comparison one-sided for now: the peers provide a mature reference point, but this scheme is still too new to place on the same long-term footing.

Among the peers with available data, the strongest longer-term figures belong to funds that have already navigated multiple market phases, while this scheme remains in its launch stage. The key distinction is that the current fund’s short-term profile is being judged against peers with fully established records, so its immediate comparison tells us more about relative freshness than about proven compounding.

Source data date: as of 16 Sep 2026

Portfolio: where your money goes

Holding	Sector	Weight
Net Receivable/Payable	Cash & Cash Equivalents and Net Assets	4.03%
Radico Khaitan Limited	Alcohol	3.86%
ICICI Bank Limited	Bank	3.56%
Billionbrains Garage Ventures Ltd.	Domestic Equities	2.85%
Multi Commodity Exchange of India Ltd.	Finance	2.72%
Nippon Life India Asset Management Ltd	Finance	2.63%
Swiggy Limited	Retailing	2.53%
Bajaj Auto Limited	Automobile & Ancillaries	2.5%
Aditya Infotech Limited	Domestic Equities	2.47%
Bajaj Finance Limited	Finance	2.47%

The top 10 holdings account for approximately 29.62% of the portfolio.

To see all holdings, visit the The Wealth Company Large & Mid Cap Fund Direct Growth Plan page

The largest disclosed position is the net receivable/payable line at 4.03%, which is only modestly higher than the next few holdings. The step-down from the first holding to the tenth is gradual rather than steep, with the tenth position still at 2.47%, so the visible book does not look tightly concentrated around a single idea.

The combined weight of the displayed top 10 holdings is 29.62%, which suggests the rest of the portfolio is spread across a fairly long tail of additional positions. With 51 disclosed holdings in total, the fund may be trying to balance specific stock bets with diversification, even though individual holdings such as Radico Khaitan, ICICI Bank and Bajaj Finance could still matter meaningfully in day-to-day movement.

That mix can work in different ways: a handful of positions may influence returns, but the presence of many holdings could soften the impact of any one stock. For an investor, the more important takeaway is that the portfolio looks broad enough to avoid extreme concentration, while still carrying enough equity exposure that stock selection could shape outcomes.

Source data date: as of 16 Sep 2026

Who should invest

This fund fits investors who are comfortable with High Risk and can stay invested for a long enough period to let a young equity scheme settle. The short record means the current return pattern is not yet a full-cycle story, so patience matters more here than with an established fund.

It may appeal to someone who wants a large-and-mid-cap allocation with a spread of holdings rather than a very narrow bet, and who is willing to accept short-term swings in return for the possibility of stronger compounding later. The main trade-off is simple: you get early access to a diversified equity portfolio, but you give up the comfort of a long performance history.

Tax and exit load

Holding period	Tax rate	Description
Units held less than 1 year	20%	Short-term capital gains tax
Units held more than 1 year	12.5%	Long-term capital gains tax

Exit load: 1% on or before 120D, Nil after 120D.

Source data date: as of 16 Sep 2026

Frequently asked questions

What is the current NAV of The Wealth Company Large & Mid Cap Fund Direct Growth Plan?

The current NAV is ₹10.0443 as of 16 Sep 2026.

What are the fund’s recent returns?

Its 1-year, 3-year and 5-year returns are all shown as data not available because the scheme is still very new. The recent 1-month return is -4.35% and the 3-month return is -0.7%.

How has it done against the benchmark?

In 1 month, the fund fell 4.35% versus -4.41% for the benchmark, so it was slightly less weak. Over 3 months, the fund at -0.7% was ahead of the benchmark at -3.6%.

How does it compare with peer funds?

On the available peer numbers, the listed peers all have positive 1-year, 3-year and 5-year returns, while this fund does not yet have a long enough track record for those periods. The comparison is therefore more about maturity of record than about a settled long-term edge.

What is the minimum SIP amount?

The minimum SIP amount is ₹250.

Who manages the fund and what is the exit load?

The fund is managed by Aparna Shanker and Chinmay Sathe. The exit load is 1% on or before 120 days and nil after 120 days.

Bottom line

The fund’s recent numbers are still too short to judge as a mature track record, and its longer-horizon returns are not yet available. What we can see is a high-risk equity scheme that has held up a little better than the benchmark over the recent 3-month window, while still posting negative short-term performance. Its portfolio is spread across 51 holdings, with the top 10 accounting for 29.62%, which points to breadth rather than extreme concentration. That makes it more suitable for investors who can tolerate uncertainty and wait for the strategy to build a fuller record.

Published on 17 September 2026 at 4:54 PM IST

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RIA disclosure

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.