The South Indian Bank Q2 Results FY27: PAT Jumps 21.26% to Rs 426.34 Cr, Revenue Rs 3,263.80 Cr
Updated: 15 Oct 2026 • 3:46 pm
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Quick Answer
The South Indian Bank Q2 Results FY27 quarterly results were declared on 15 October 2026 as Consolidated results. Revenue rose to Rs 3,263.80 Cr, up 11.68% YoY growth, while net profit increased to Rs 426.34 Cr, up 21.26% YoY growth.
The South Indian Bank Ltd (SOUTHBANK) Q2 Results FY27 announced on 15 October 2026, covering the company's financial performance for the July to September 2026 quarter. The South Indian Bank Q2 Results FY27 showed revenue of Rs 3,263.80 Cr against Rs 2,922.57 Cr a year ago, while net profit stood at Rs 426.34 Cr compared with Rs 351.59 Cr in the same quarter last year. The results date is 15 October 2026 and the results-basis phrase is Consolidated results.
The South Indian Bank Q2 Results review below covers the revenue trend, net profit movement, results analysis and the quarter-specific factors disclosed by the company. This analysis also places the numbers in the context of the banking sector where relevant, and then moves to the Financial Highlights section.
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The South Indian Bank Q2 Results FY27: Financial Highlights
| Metric | Q2 FY27 (Sep 26) | Q2 FY26 (Sep 25) | YoY Change |
|---|---|---|---|
| Revenue | Rs 3263.8 Cr | Rs 2922.57 Cr | +11.68% YoY |
| Net Profit (PAT) | Rs 426.34 Cr | Rs 351.59 Cr | +21.26% YoY |
Source: company filing for The South Indian Bank Q2 Results FY27, 15 October 2026. Figures in Rs Crore.
Key Takeaways from The South Indian Bank Q2 Results: What Stands Out
- Revenue: Rs 3,263.80 Cr in Q2 FY27, up 11.68% YoY growth from Rs 2,922.57 Cr in Q2 FY26.
- Net profit: Rs 426.34 Cr, rising 21.26% YoY and staying ahead of revenue growth in the quarter.
- Results basis: The South Indian Bank Q2 Results FY27 were reported on a Consolidated results basis, which is the frame used in this article.
- Business factors: The company disclosed revenue growth, higher net profit and improved margin as the main reported quarter facts.
- Next watchpoint: Investors will track whether the current results analysis is supported by similar quarterly results in the next disclosure cycle.
The South Indian Bank Q2 Results FY27: Performance Analysis
The South Indian Bank Q2 Results FY27 show a clear year-on-year increase in both top line and bottom line. Revenue rose to Rs 3,263.80 Cr from Rs 2,922.57 Cr, while net profit moved to Rs 426.34 Cr from Rs 351.59 Cr. This results analysis indicates that the quarter delivered stronger profit growth than revenue growth.
The South Indian Bank Q2 Results FY27 therefore present a useful snapshot of quarterly results momentum, with net profit rising 21.26% and revenue rising 11.68% YoY. The South Indian Bank Q2 Results also show that the company reported an improved profit margin, which is a disclosed quarter fact, and that is where readers should focus before drawing any further conclusion from the numbers.
For the next quarterly results update, investors will watch whether revenue growth stays in step with net profit and whether the disclosed improvement carries through. This results analysis remains anchored in the reported figures, and the next section turns to the specific business factors that shaped the quarter.
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Key Business Factors This Quarter
Revenue Growth – Revenue grew 11.7% year on year to Rs 3,263.80 Cr in the latest quarter. That factor directly shaped the top line in the quarterly results and provides the starting point for the South Indian Bank Q2 Results FY27 discussion.
Net Profit Growth – Net profit rose 21.3% year on year to Rs 426.34 Cr. The South Indian Bank Q2 Results FY27 therefore show stronger bottom-line expansion than revenue expansion, which is the clearest company-specific fact disclosed in this results analysis.
Profit Margin Improvement – Net profit margin improved to 13.1% from 12.0% in the comparison quarter. This disclosed improvement helps explain why the quarterly results showed faster growth in PAT than in revenue, and it sets up the outlook discussion.
FY27 Outlook After The South Indian Bank Q2 Results
The South Indian Bank Q2 Results FY27 do not provide formal full-year guidance, so the FY27 outlook must be read from the disclosed quarterly results and the reported year-on-year growth trend. The South Indian Bank Q2 Results suggest that the next disclosures will matter for confirming whether revenue and net profit continue to move higher.
As a result, the FY27 view should stay tied to results analysis rather than prediction. Net profit growth, revenue momentum and the company’s future quarterly results will determine how the year shapes up, and investors should watch the next disclosure closely for the follow-through on this pattern.
Key Risks to Watch After The South Indian Bank Q2 Results FY27
Return on Equity Below 15%
The other disclosed risk is a return on equity of 13.54% in FY26, which is below 15%. That background does not change the quarterly results, but it is relevant when reviewing the company’s results analysis and future net profit conversion.
Consistency Across Future Quarterly Results
Because the South Indian Bank Q2 Results FY27 are based on one quarter, investors should watch whether the revenue and net profit pattern continues in later quarterly results. That is the main practical risk after this YoY growth update.
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Conclusion
The South Indian Bank Q2 Results FY27 show Consolidated results with Rs 3,263.80 Cr revenue and Rs 426.34 Cr net profit, alongside improved profit margin and strong quarterly results growth. The South Indian Bank Q2 Results therefore provide a clear results analysis point for investors, who should consult a SEBI-registered advisor before acting.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice. Research Analyst: Uniresearch Global Pvt. Ltd., SEBI Registration No. INH000013776.
Frequently Asked Questions on The South Indian Bank Q2 Results FY27
What are The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank Q2 Results FY27 are the company’s Consolidated quarterly results for July to September 2026. They show revenue of Rs 3,263.80 Cr and net profit of Rs 426.34 Cr, as covered in the article.
What is the results date for The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank Q2 Results FY27 were declared on 15 October 2026. That results date is the filing date used in the opening section and the Financial Highlights table.
What revenue was reported in The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank reported revenue of Rs 3,263.80 Cr in Q2 FY27. This compares with Rs 2,922.57 Cr in the same quarter last year, as shown in the Financial Highlights.
What net profit was reported in The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank posted net profit of Rs 426.34 Cr in Q2 FY27. Alongside this, the company reported Rs 351.59 Cr in the year-ago quarter, which is discussed in the Performance Analysis.
How much YoY growth did revenue show in The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank Q2 Results FY27 showed 11.68% YoY growth in revenue. The same increase is reflected in the Key Takeaways and the Financial Highlights table.
Did net profit rise or fall in The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank’s net profit rose in Q2 FY27 to Rs 426.34 Cr. Compared with Rs 351.59 Cr a year earlier, the increase is 21.26% and is explained in the Performance Analysis.
What was the profit margin in The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank disclosed an improved net profit margin of 13.1% in Q2 FY27. That compares with 12.0% in the corresponding quarter and is noted in the Key Business Factors section.
Are The South Indian Bank Q2 Results FY27 consolidated results or standalone results?
Ans. The South Indian Bank Q2 Results FY27 are Consolidated results. This basis is stated in the Quick Answer and repeated in the opening paragraphs for clarity.
What business factors shaped The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank Q2 Results FY27 were shaped by revenue growth, higher net profit and improved margin. These disclosed factors are set out in the Key Business Factors section.
What is the outlook after The South Indian Bank Q2 Results FY27?
Ans. The South Indian Bank Q2 Results FY27 imply that future full-year performance will depend on subsequent quarterly results. The Outlook section explains that the next disclosures will matter for revenue and net profit follow-through.
Where can I find the complete The South Indian Bank Q2 Results FY27 data?
Ans. The South Indian Bank Q2 Results FY27 data are summarised across the article, including the Financial Highlights table and Performance Analysis. Those sections present the reported revenue, net profit and results date together.
