The Jammu & Kashmir Bank Q2 Results FY27: PAT Jumps 11.67% to Rs 552.70 Cr, Revenue Rs 4,047.06 Cr

The Jammu & Kashmir Bank Ltd (J&KBANK) Q2 Results FY27 announced on 22 October 2026, covering the company's financial performance for the July to September 2026 quarter. The Jammu & Kashmir Bank Q2 Results FY27 showed Standalone revenue of Rs 4,047.06 Cr and net profit of Rs 552.70 Cr, with both numbers higher on a YoY basis. This results date is the anchor for the quarter, and the results-basis phrase here is Standalone results.

The Jammu & Kashmir Bank Q2 Results also provide a clean results analysis of the period, with revenue, profit and the company-specific operating context all moving through the same reporting lens. For investors tracking The Jammu & Kashmir Bank Q2 Results, the discussion below covers financial highlights, business drivers, outlook and risks, including what Univest can help readers compare across quarters.

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The Jammu & Kashmir Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 4047.06 Cr	Rs 3449.13 Cr	+17.34% YoY
Net Profit (PAT)	Rs 552.7 Cr	Rs 494.92 Cr	+11.67% YoY

Source: company filing for The Jammu & Kashmir Bank Q2 Results FY27, 22 October 2026. Figures in Rs Crore.

Key Takeaways from The Jammu & Kashmir Bank Q2 Results: What Stands Out

• Revenue: Standalone revenue rose to Rs 4,047.06 Cr from Rs 3,449.13 Cr, a 17.34% YoY growth in the quarter.
• Net profit: Net profit increased to Rs 552.70 Cr from Rs 494.92 Cr, showing 11.67% YoY growth and a firmer bottom line.
• Base effect: The results analysis shows profit lagged revenue growth, which is also visible in the net profit and YoY growth comparison.
• Next watchpoint: Investors following The Jammu & Kashmir Bank Q2 Results should watch whether future quarterly results keep revenue and net profit moving in the same direction.

The Jammu & Kashmir Bank Q2 Results FY27: Performance Analysis

The Jammu & Kashmir Bank Q2 Results FY27 present a simple picture: revenue and net profit both grew, but revenue grew faster. Revenue of Rs 4,047.06 Cr was up 17.34% YoY, while net profit of Rs 552.70 Cr rose 11.67% YoY. That gap matters because the results analysis suggests the quarter delivered growth, but not at the same pace across the two key numbers.

The Jammu & Kashmir Bank Q2 Results therefore show a quarter where the top line expanded more strongly than the bottom line. For The Jammu & Kashmir Bank Q2 Results, this is the main point investors should register from the quarterly results. Univest readers can use that comparison to focus on what changed in the quarter and what still needs to be tracked in later disclosures.

The results analysis also leaves the next question open, which is how the company explains this spread in future quarterly results. The section below turns to the business factors supplied in the filing, which is where the company-specific context for The Jammu & Kashmir Bank Q2 Results begins.

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Key Business Factors This Quarter

Revenue growth – Revenue grew 17.3% year on year to Rs 4,047.06 Cr in the latest quarter. That was the clearest number in The Jammu & Kashmir Bank Q2 Results and set the tone for the quarter’s overall results analysis.

Net profit growth – Net profit rose 11.7% year on year to Rs 552.70 Cr. This kept the quarter positive on the bottom line, even though profit grew more slowly than revenue in the quarterly results.

Historical return metrics – Return on equity was 16.94% in FY26, which gives readers a reference point for how the company has been operating around The Jammu & Kashmir Bank Q2 Results. The supplied data does not establish a fresh catalyst, only the disclosed comparison point.

FY27 Outlook After The Jammu & Kashmir Bank Q2 Results

The FY27 outlook after The Jammu & Kashmir Bank Q2 Results should be read through the numbers disclosed for the quarter and the company’s later reporting cadence. Since no explicit management guidance is supplied, the most factual reading is that the full-year result will depend on how subsequent quarterly results build on this base. That keeps the results analysis anchored to verified data.

For investors, The Jammu & Kashmir Bank Q2 Results indicate that net profit and revenue both moved higher, but future quarters will need to confirm whether that pattern continues. Univest users tracking the bank should watch the next filings for trend continuity, because the available data supports a quarter-specific view rather than a forward projection.

Key Risks to Watch After The Jammu & Kashmir Bank Q2 Results FY27

Return on equity trend

Return on equity declined to 16.94% in FY26 from 17.46% in FY25. That does not alter the quarter’s reported revenue or net profit, but it is a disclosed reference point that investors may watch alongside YoY growth in later periods.

Profit growth versus revenue growth

Net profit grew 11.7% against revenue growth of 17.3%, so less of each rupee of sales reached the bottom line.

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Conclusion

The Jammu & Kashmir Bank Q2 Results FY27 show Standalone quarterly results with revenue of Rs 4,047.06 Cr and net profit of Rs 552.70 Cr, both rising YoY. The Jammu & Kashmir Bank Q2 Results underline a quarter where top-line growth outpaced profit growth, and investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on The Jammu & Kashmir Bank Q2 Results FY27

What are The Jammu & Kashmir Bank Q2 Results FY27?

Ans. The Jammu & Kashmir Bank Q2 Results FY27 are the company’s Standalone quarterly results for July to September 2026, declared on 22 October 2026. They reported revenue and net profit growth, as covered in the opening summary.

What is the results date for The Jammu & Kashmir Bank Q2 Results FY27?

Ans. The Jammu & Kashmir Bank Q2 Results FY27 were declared on 22 October 2026. That results date frames the quarter covered in the opening paragraphs and the Financial Highlights section.

What revenue was reported in The Jammu & Kashmir Bank Q2 Results FY27?

Ans. The Jammu & Kashmir Bank Q2 Results FY27 reported revenue of Rs 4,047.06 Cr. This is the headline top-line figure discussed again in the Key Takeaways and Performance Analysis sections.

What net profit was reported in The Jammu & Kashmir Bank Q2 Results FY27?

Ans. The Jammu & Kashmir Bank Q2 Results FY27 reported net profit of Rs 552.70 Cr. That bottom-line number is compared with the same quarter last year in the Financial Highlights table and narrative.

How much YoY growth did revenue show in The Jammu & Kashmir Bank Q2 Results FY27?

Ans. Revenue in The Jammu & Kashmir Bank Q2 Results FY27 showed 17.34% YoY growth. Alongside this, the Performance Analysis explains that revenue rose faster than net profit in the quarter.

Did net profit rise or fall in The Jammu & Kashmir Bank Q2 Results?

Ans. Net profit rose in The Jammu & Kashmir Bank Q2 Results, reaching Rs 552.70 Cr. The Performance Analysis notes that the increase was 11.67% YoY, which was slower than revenue growth.

Are The Jammu & Kashmir Bank Q2 Results FY27 consolidated results or standalone results?

Ans. The Jammu & Kashmir Bank Q2 Results FY27 are Standalone results. That basis is stated in the Quick Answer and repeated in the opening paragraphs for clarity.

What business factors shaped The Jammu & Kashmir Bank Q2 Results FY27?

Ans. The Jammu & Kashmir Bank Q2 Results FY27 were shaped by revenue growth of 17.34% and net profit growth of 11.67%. The Business Factors section also notes FY26 return on equity as a disclosed reference point.

What is the outlook after The Jammu & Kashmir Bank Q2 Results?

Ans. The outlook after The Jammu & Kashmir Bank Q2 Results depends on future quarterly results and the company’s disclosed operating conditions. The Outlook section keeps the view factual because no management guidance is supplied.

Where can I find the complete The Jammu & Kashmir Bank Q2 Results FY27 data?

Ans. The complete The Jammu & Kashmir Bank Q2 Results FY27 data is summarised across the article sections from the Quick Answer to the FAQ. The Financial Highlights and Performance Analysis sections hold the core figures and comparisons.