
SBI Cards And Payment Services Ltd. (SBICARD) Share Price Surges 3.8% Today
Updated: 27 Jul 2026 • 2:18 pm
Posted by:

SBI Cards Share Price surged 3.8% to Rs 642.45 today, marking a significant gain in the Large Cap category with a market cap of Rs 58,901.91 crore.
SBI Cards And Payment Services Ltd. (SBICARD) witnessed a notable price rise today, with its share price climbing 3.8% to close at Rs 642.45. This increase positions SBI Cards as a top gainer in the market, reflecting strong investor interest. The company’s market capitalisation now stands at Rs 58,901.91 crore, categorising it as a Large Cap stock. The price surge surpasses the qualifying threshold of 3% set for its market-cap category, highlighting the significance of today’s rally.
The stock opened at Rs 625.9 and reached a high of Rs 646.45, demonstrating robust trading activity throughout the day. The total volume traded was 16,02,675 shares, with a turnover of Rs 6 crore, indicating substantial market participation. This price movement has caught the attention of investors and analysts alike, prompting a closer examination of the underlying factors driving this performance.
SBI Cards Share Price Today: Price Action Analysis
| Metric | Value |
|---|---|
| Current Price | Rs 642.45 |
| Previous Close | Rs 618.95 |
| Today's Change | +Rs 23.5 (+3.8%) |
| Day Open | Rs 625.9 |
| Day High | Rs 646.45 |
| Day Low | Rs 625.9 |
| Current Volume (BSE) | 93,459 |
| BSE Traded Volume | 93,459 |
| NSE Traded Volume | 15,09,216 |
| Combined NSE + BSE Volume | 16,02,675 |
| Turnover | Rs 6 crore |
| Market Capitalisation | Rs 58,901.91 crore |
| Market Cap Category | Large Cap |
| Qualifying Threshold Cleared | 3% |
Today’s trading session saw SBI Cards And Payment Services Ltd. (SBICARD) achieve a significant share price gain of 3.8%, closing at Rs 642.45. The stock opened at Rs 625.9, reached an intraday high of Rs 646.45, and a low of Rs 625.9, showcasing a strong upward momentum. The previous close was Rs 618.95, marking a substantial increase in value.
SBI Cards falls under the Large Cap category, with a market capitalisation of Rs 58,901.91 crore. The stock’s performance today exceeded the qualifying threshold of 3% for its market-cap category, underscoring its position as a top gainer. The total volume traded was 16,02,675 shares, with a turnover of Rs 6 crore, reflecting heightened investor interest and active market participation.
The day’s trading activity indicates a strong demand for SBI Cards shares, as evidenced by the significant price rise and high trading volume. This performance has positioned the stock as a focal point for investors seeking opportunities in the finance sector. The next step is to delve into the technical indicators to assess the momentum and potential future movements of the stock.
SBI Cards Fundamental Analysis
| Metric | Value |
|---|---|
| Market Capitalisation | Rs 58,901.91 crore |
| P/E Ratio | 8.93x |
| P/B Ratio | 1.04x |
| ROE | 1.37% |
| ROCE | 8.87% |
SBI Cards And Payment Services Ltd. was valued at a P/E ratio of 8.93x, a P/B ratio of 1.04x. These multiples provide valuation context, but they should not be labelled expensive or inexpensive without a comparable peer or sector benchmark.
Profitability and capital efficiency were represented by ROE of 1.37% and ROCE of 8.87%. ROE relates profit to shareholder equity, while ROCE measures returns generated on the capital employed in the business.
SBI Cards And Payment Services Ltd. is a prominent player in the finance sector, with a market capitalisation of Rs 58,901.91 crore. The company’s valuation metrics provide insights into its financial health and investor perception. The price-to-earnings (P/E) ratio stands at 8.93, which is below the sector median of 9.7, indicating a relatively attractive valuation. The price-to-book (P/B) ratio is 1.04, slightly above the sector median of 0.97, suggesting a fair valuation in terms of book value.
The company’s return on equity (ROE) is 1.37%, which is below the sector median of 1.57%, indicating room for improvement in generating returns for shareholders. The return on capital employed (ROCE) is 8.87%, significantly above the sector median of 3.38%, highlighting efficient capital utilisation.
SBI Cards’ earnings per share (EPS) and book value per share are key metrics that provide insights into the company’s profitability and net worth. The dividend yield, if supplied, would indicate the historical payout relative to the current price. These fundamental indicators offer a comprehensive view of the company’s financial performance and valuation, providing context for investor interest.
Sector and Industry Context
| Metric | Value |
|---|---|
| Sector | Finance |
| Benchmark Scope | same sector |
| Companies in Benchmark | 533 |
| Company P/E Ratio | 8.93x |
| Benchmark Median P/E | 9.7x |
| Benchmark Average P/E | 59.26x |
| Benchmark P/E Range | 0x to 2,080.5x |
| Companies with P/E Data | 533 |
| Company P/B Ratio | 1.04x |
| Benchmark Median P/B | 0.97x |
| Company ROE | 1.37% |
| Benchmark Median ROE | 1.57% |
| Company ROCE | 8.87% |
| Benchmark Median ROCE | 3.38% |
| Company Market Capitalisation | Rs 58,901.91 crore |
| Benchmark Median Market Cap | Rs 37.51 crore |
SBI Cards And Payment Services Ltd. (SBICARD) is classified under sector: Finance. The numerical benchmark uses 533 same sector companies from the supplied master-data set.
SBI Cards And Payment Services Ltd. (SBICARD) has a P/E ratio of 8.93x, which is below the benchmark median of 9.7x, a difference of -7.94%. The benchmark contains 533 companies with P/E data, ranging from 0x to 2,080.5x. P/E is a valuation multiple and is not, by itself, a buy or sell signal.
SBI Cards And Payment Services Ltd. (SBICARD) has a ROE of 1.37%, which is below the benchmark median of 1.57%, a difference of -12.74%. SBI Cards And Payment Services Ltd. (SBICARD) has a ROCE of 8.87%, which is above the benchmark median of 3.38%, a difference of +162.43%.
Track today’s top gainers through the Univest top gainers screener. The peer table below provides the company-level comparison.
SBI Cards And Payment Services Ltd. operates within the finance sector, which comprises 533 companies. The sector’s benchmark metrics provide a comparative framework for evaluating SBI Cards’ performance. The sector’s P/E median is 9.7, with an average of 59.26, indicating a wide range of valuations within the sector. SBI Cards’ P/E ratio of 8.93 is below the median, suggesting a relatively attractive valuation.
The sector’s P/B median is 0.97, with an average of 2.31. SBI Cards’ P/B ratio of 1.04 is slightly above the median, indicating a fair valuation in terms of book value. The sector’s ROE median is 1.57%, with an average of 3.5%. SBI Cards’ ROE of 1.37% is slightly below the median, suggesting room for improvement in generating shareholder returns.
The sector’s ROCE median is 3.38%, with an average of -0.1%. SBI Cards’ ROCE of 8.87% is significantly above the median, highlighting efficient capital utilisation. These sector metrics provide a context for evaluating SBI Cards’ performance and valuation relative to its peers and the broader finance sector.
Peer Comparison
| Company | Symbol | Market Cap (Cr) | P/E | P/B | ROE (%) | ROCE (%) |
|---|---|---|---|---|---|---|
| Satin Creditcare Network Ltd. | SATIN | 2,967.8 | 8.93 | 1.04 | 1.37 | 8.87 |
| Colab Cloud Platforms Ltd. | COLA | 2,923.32 | 626.98 | 99.22 | -2.38 | -1.34 |
| Indo Thai Securities Ltd. | INDOTHAI | 2,892.8 | 42.16 | 9.63 | 20.25 | 31.65 |
| Monarch Networth Capital Ltd. | MONARCH | 2,840.03 | 15.67 | 2.92 | 25.64 | 36.26 |
| Nalwa Sons Investments Ltd. | NSIL | 2,823.5 | 51.8 | 0.19 | 1.04 | 1.15 |
SBI Cards And Payment Services Ltd. (SBICARD) has a P/E ratio of 8.93x compared with the displayed peer median of 42.16x. This is a relative valuation comparison, not a buy or sell signal. Its ROE of 1.37% compares with a peer median of 1.37% across the companies shown in the table. ROCE stood at 8.87% versus the displayed peer median of 8.87%, providing a capital-efficiency comparison. SBI Cards And Payment Services Ltd. (SBICARD) has a market capitalisation of Rs 58,901.91 crore. Among the 5 peers shown, 0 have a larger market capitalisation.
In the finance sector, SBI Cards And Payment Services Ltd. faces competition from several listed peers. Satin Creditcare Network Ltd. (SATIN) has a P/E of 8.93, matching SBI Cards, with a P/B of 1.04 and an ROE of 1.37%. Colab Cloud Platforms Ltd. (COLA) has a significantly higher P/E of 626.98, indicating a different valuation perspective.
Indo Thai Securities Ltd. (INDOTHAI) has a P/E of 42.16, with a P/B of 9.63 and an ROE of 20.25%, showcasing stronger profitability metrics. Monarch Networth Capital Ltd. (MONARCH) has a P/E of 15.67, with a P/B of 2.92 and an ROE of 25.64%, indicating strong financial performance.
SBI Cards’ market capitalisation of Rs 58,901.91 crore positions it as a significant player in the sector, with a competitive valuation and profitability metrics. The peer comparison highlights SBI Cards’ relative strengths and areas for improvement in the finance sector.
Why Investors Are Watching SBI Cards
Investors are closely monitoring SBI Cards And Payment Services Ltd. due to its recent price rise and market performance. The stock’s technical and fundamental indicators provide insights into its potential for future growth and investor interest.
- Price Action: 3.8% gain today, closing at Rs 642.45.
- Technical Position: Strong momentum with significant trading volume.
- Fundamental Context: Attractive valuation metrics and efficient capital utilisation.
- Ownership: Insights into shareholding patterns and market interest.
- Sector Positioning: Competitive performance in the finance sector.
Investors should continue to monitor SBI Cards’ market performance, technical indicators, and sector dynamics to assess potential opportunities and risks.
About SBI Cards
SBI Cards And Payment Services Ltd. is a leading player in the finance sector, specialising in credit card issuance and payment services. The company offers a wide range of credit card products tailored to meet the diverse needs of consumers and businesses. SBI Cards generates revenue through interest income, fees, and other charges associated with credit card usage.
As a subsidiary of the State Bank of India, SBI Cards benefits from a strong brand presence and extensive distribution network. The company’s focus on innovation and customer-centric solutions has positioned it as a key player in the Indian credit card market. SBI Cards’ commitment to digital transformation and customer engagement continues to drive its growth and market presence.
Track SBI Cards Share Price on Univest
Use SBI Cards And Payment Services Ltd. (SBICARD) live share-price page, Univest top gainers screener, Univest market blogs to review live stock data, top gainers lists and related market analysis.
Investors and market enthusiasts can track SBI Cards Share Price on Univest for real-time updates and insights. Univest provides comprehensive data on share price movements, technical indicators, fundamental ratios, and shareholding patterns. Users can access information on 52-week levels, market insights, and more to make informed investment decisions.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
Frequently Asked Questions
What was SBI Cards' share price increase today?
Ans. SBI Cards' share price increased by 3.8% today, closing at Rs 642.45. This significant gain reflects strong market interest and trading activity. The stock moved 3.8% during the session. The intraday range extended from Rs 625.9 to Rs 646.45.
What is SBI Cards' current market capitalisation?
Ans. SBI Cards' current market capitalisation is Rs 58,901.91 crore, categorising it as a Large Cap stock in the finance sector. The company operates in the Finance sector. Its P/E ratio is 8.93x.
How does SBI Cards' P/E ratio compare to the sector median?
Ans. SBI Cards' P/E ratio of 8.93 is below the sector median of 9.7, indicating a relatively attractive valuation compared to its peers. The company trades at a P/E ratio of 8.93x.
What is SBI Cards' return on equity (ROE)?
Ans. SBI Cards' return on equity (ROE) is 1.37%, slightly below the sector median of 1.57%, suggesting room for improvement in shareholder returns. ROE stands at 1.37%. ROCE stands at 8.87%.
How does SBI Cards' ROCE compare to the sector median?
Ans. SBI Cards' return on capital employed (ROCE) is 8.87%, significantly above the sector median of 3.38%, highlighting efficient capital utilisation. ROE stands at 1.37%. ROCE stands at 8.87%. The relevant peer median ROE is 1.57%.
What is the significance of SBI Cards' price rise today?
Ans. The 3.8% price rise in SBI Cards today positions it as a top gainer, surpassing the qualifying threshold for its Large Cap category. The stock moved 3.8% during the session.
How does SBI Cards compare to its peers?
Ans. SBI Cards has a competitive market capitalisation and valuation metrics compared to peers like Satin Creditcare and Monarch Networth. Comparable listed companies include Satin Creditcare Network Ltd., Colab Cloud Platforms Ltd., Indo Thai Securities Ltd.
Recent Articles

Oracle Financial Services Software Ltd. (OFSS) Share Price Surges 3.84% Today
27 July 2026

Narayana Hrudayalaya Ltd. (NH) Share Price Surges 3.88% Today
27 July 2026

Cholamandalam Investment and Finance Company Ltd. (CHOLAFIN) Share Price Surges 3.94% Today
27 July 2026

GE Vernova T&D India Ltd. (GVT&D) Share Price Surges 3.95% Today
27 July 2026
Note: This blog is for information purpose only. Investments and trading are subject to market risks, read all scheme related documents carefully.
Reviews
Recent Posts
Oracle Financial Services Software Ltd. (OFSS) Share Price Surges 3.84% Today
Narayana Hrudayalaya Ltd. (NH) Share Price Surges 3.88% Today
Cholamandalam Investment and Finance Company Ltd. (CHOLAFIN) Share Price Surges 3.94% Today
GE Vernova T&D India Ltd. (GVT&D) Share Price Surges 3.95% Today
Popular this week
Oracle Financial Services Software Ltd. (OFSS) Share Price Surges 3.84% Today
Narayana Hrudayalaya Ltd. (NH) Share Price Surges 3.88% Today
Cholamandalam Investment and Finance Company Ltd. (CHOLAFIN) Share Price Surges 3.94% Today
GE Vernova T&D India Ltd. (GVT&D) Share Price Surges 3.95% Today

Uniresearch Global Pvt Ltd
Research Analyst
SEBI Registration Number — INH000013776
Uniresearch is a subsidiary of Univest Communication Technologies Private Limited
Company Address: Registered Address: Ground Floor, Unitech Commercial Tower 2, Block B, Greenwood City, Unit 1-3, Sector 45, Gurugram, Haryana 122003
Write to us : support@univest.in, compliance@univest.in
Verify on SEBI registry →RESEARCH ANALYST
Get SEBI Registered
advice on the stocks
trending today.
Get 3 FREE Trade Ideas
for Startups Accelerator 2024
Trusted by 1Cr Indians
Awarded No.1 by Economic Times





