Satin Creditcare Network: 7 Stock Signals Investors Are Watching Right Now

The Satin Creditcare Network share price closed at Rs 227.47 before 5 October 2026, which leaves the stock 50.0% higher than a year earlier and 17.0% below its 52-week high of Rs 274.14. For anyone researching Satin Creditcare Network stock, the question is rarely the price alone: it is whether earnings, institutional holding, leverage and valuation support the move.

These seven stock signals on Satin Creditcare Network cover the quarterly earnings trend, FII holding, promoter holding, debt and capital position, P/E and price-to-book valuation, technical indicators and recent corporate developments, so the Satin Creditcare Network share price can be read against the data behind it. Nothing here is a buy, hold or sell call. It is a factual read of where the numbers stand, useful alongside other microfinance stocks you may be tracking.

Also Read: HDFC Bank: 7 Stock Signals Investors Are Watching Right Now

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1. Earnings Trend at Satin Creditcare Network

Satin Creditcare Network reported net profit of Rs 122.65 crore on total income of Rs 764.75 crore in the Jun'26 quarter, 24.3% lower than the Rs 162.05 crore posted in Mar'26. Measured against Jun'25, total income is 8.0% higher and net profit is 172.0% higher, which is the earnings backdrop the Satin Creditcare Network share price is being measured against.

On a full-year basis, Satin Creditcare Network closed FY26 with total income of Rs 3,160.87 crore and net profit of Rs 332.21 crore, against Rs 2,578.60 crore and net profit of Rs 186.13 crore in FY25. Over FY22 to FY26, total income has compounded at about 23.0% a year.

Quarter	Total Income	Net Profit
Jun'25	Rs 707.84 crore	Rs 45.10 crore
Sep'25	Rs 792.80 crore	Rs 53.16 crore
Dec'25	Rs 745.01 crore	Rs 71.91 crore
Mar'26	Rs 922.55 crore	Rs 162.05 crore
Jun'26	Rs 764.75 crore	Rs 122.65 crore

Profit recovered strongly through FY26 after a weaker FY25, as this microfinance lender worked through the broader sector's asset-quality stress of that period.

2. FII Holding in Satin Creditcare Network

Foreign institutional investors held 4.88% of Satin Creditcare Network as of Jun-26, compared with 4.32% in Jun-25, a rise of 0.56 percentage points over the period. The high point in this window was 4.88% (Jun-26) and the low was 3.51% (Mar-26).

Quarter-wise FII holding: Jun-25 4.32%, Sep-25 3.91%, Dec-25 3.54%, Mar-26 3.51%, Jun-26 4.88%.

Domestic institutions, which include mutual funds and insurers, held 6.32% in Jun-26, against 7.15% in Jun-25. Reading FII and DII holdings together shows whether global and domestic money are moving in the same direction, and changes in either tend to show up in the Satin Creditcare Network share price before they appear in the results.

3. Promoter Holding in Satin Creditcare Network

Promoter holding in Satin Creditcare Network has stayed essentially flat at 36.17% from Jun-25 to Jun-26. An unchanged promoter stake means insiders have neither added to nor trimmed their position through a period in which earnings, FII holding and the Satin Creditcare Network share price have all moved.

Quarter-wise promoter holding: Jun-25 36.17%, Sep-25 36.17%, Dec-25 36.17%, Mar-26 36.17%, Jun-26 36.17%.

4. Debt and Capital Position at Satin Creditcare Network

Satin Creditcare Network has a debt-to-equity ratio of 3.84. For NBFCs and lenders, leverage of roughly three to five times equity is the normal operating model, because borrowed money is what gets lent on, so this figure is in line with the microfinance space rather than a warning sign by itself. Return on equity is 11.60%, and book value per share is Rs 259.24 against a Satin Creditcare Network share price of Rs 227.47, which works out to a price-to-book ratio of 0.88. For lenders, the combination of leverage, return on equity and price-to-book is more informative than any single number, because it shows how efficiently the equity base behind the Satin Creditcare Network share price is being put to work.

5. Valuation at Satin Creditcare Network

At Rs 227.47, the Satin Creditcare Network share price works out to a trailing P/E of 6.13, which is below the industry average of 17.61, and a price-to-book ratio of 0.88. A single-digit multiple is a low valuation on trailing earnings, although for lenders a low P/E often coexists with investor caution on asset quality and the durability of profits. The stock also trades below book value, with a price-to-book ratio under 1. The company does not currently pay a dividend, so returns from the Satin Creditcare Network share price depend entirely on price movement.

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6. Technical Trend for Satin Creditcare Network

Satin Creditcare Network share price closed at Rs 227.47, above its 20-day simple moving average of Rs 222.97 by about 2.0%. The stock shows a neutral RSI of 62.6 and a positive MACD histogram, which points to improving short-term momentum.

The 52-week range runs from Rs 135.81 (Dec-25) to Rs 274.14 (Jul-26), which places the latest close 17.0% below the 52-week high and 67.5% above the 52-week low. Over the past twelve months the stock is up 50.0%, so the Satin Creditcare Network share price should be read against the quarterly earnings and holding changes above rather than in isolation.

7. Corporate Developments at Satin Creditcare Network

Promoter holding sits largely with Trishashna Holdings and Investments (34.32%); Florintree Ventures LLP is the largest public holder at 11.14%. These are the company-specific facts visible in the latest filings, and investors following Satin Creditcare Network should check the next quarterly filing for any change, since it would feed into the Satin Creditcare Network share price.

Putting It All Together for Satin Creditcare Network

Taken together, the seven signals show Satin Creditcare Network with higher quarterly profit than a year ago, rising FII ownership, a P/E below the industry average and a stock trading above its 20-day average. These factors do not all point the same way, which is typical in the microfinance space where funding costs, asset quality and market sentiment can pull a stock in different directions. None of these data points is a recommendation to buy, hold or sell Satin Creditcare Network shares; they are the checkpoints investors most often use to frame their view of the Satin Creditcare Network share price, and each can change with the next quarterly filing, so they are best read alongside the company's latest exchange disclosures.

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Disclaimer: This article is for informational purposes only and does not constitute investment advice. Stock market investments are subject to market risk. Please verify all data independently before making any investment decision. Uniresearch Global Pvt Ltd, Research Analyst, SEBI Registration Number INH000013776.

Frequently Asked Questions

What is the Satin Creditcare Network share price today?

The Satin Creditcare Network share price closed at Rs 227.47 on its latest trading session before 5 October 2026, with a market capitalisation of Rs 2,510Cr. The 52-week range is Rs 135.81 to Rs 274.14.

How has the Satin Creditcare Network share price performed over the past year?

Satin Creditcare Network is up about 50.0% over the past twelve months and trades 17.0% below its 52-week high of Rs 274.14.

What P/E ratio does the Satin Creditcare Network share price imply?

Satin Creditcare Network trades at a trailing P/E of 6.13 against an industry average of 17.61, with a price-to-book ratio of 0.88.

What is the promoter holding in Satin Creditcare Network?

Promoter holding in Satin Creditcare Network stood at 36.17% as of Jun-26, compared with 36.17% in Jun-25.

What is the FII holding in Satin Creditcare Network?

FII holding in Satin Creditcare Network stood at 4.88% as of Jun-26, against 4.32% in Jun-25.

Is Satin Creditcare Network heavily leveraged?

Satin Creditcare Network has a debt-to-equity ratio of 3.84 and a return on equity of 11.60%. Lenders typically run leverage of three to five times equity, so the figure should be compared with that benchmark rather than with non-financial companies.

What do the technicals say about the Satin Creditcare Network share price?

Satin Creditcare Network trades above its 20-day moving average of Rs 222.97, with an RSI of 62.6 and a positive MACD histogram.

Should investors buy Satin Creditcare Network shares now?

This article does not give a buy, hold or sell recommendation on Satin Creditcare Network. It sets out seven factual checkpoints covering earnings, FII holding, promoter holding, debt, valuation, technicals and corporate developments so investors can form their own view alongside independent research.

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