Quantum Value Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?

Quantum Value Fund Direct Growth Plan has a NAV of ₹124.74 as of 03 Sep 2026 and scheme AUM of ₹1,140 Cr. Its 1-year, 3-year and 5-year returns are -4.56%, 10.7% and 9.99%, and it sits in the High Risk category. Our view is that the fund has rewarded patient investors better over longer periods than over the last year, but the recent weakness against a broad market benchmark means it suits investors who can tolerate uneven stretches and still stay focused on the longer holding period.

The fund has a value-oriented portfolio with meaningful cash and large positions in banks and IT. That mix can help it stay defensively positioned at times, but it also means performance may move differently from the benchmark when growth and market leadership shift.

Quick facts

Particular	Details
NAV	₹124.74 as of 03 Sep 2026
AUM	₹1,140 Cr
Expense Ratio	1.1%
Launch Date	13 Mar 2006
Min SIP	₹500
Risk Category	High Risk
Benchmark	Nifty 50
Fund Category	Equity
Exit Load	Nil upto 10% of units on or before 730D, For remaining units 2% on or before 365D and 1% after 365D but before 730D, Nil after 730D
Fund Managers	George Thomas, Christy Mathai

The fund is managed by George Thomas and Christy Mathai.

Source data date: as of 03 Sep 2026

Performance

Period	Fund return	Benchmark return
1M	-2.86%	-3.01%
3M	1.73%	1.95%
1Y	-4.56%	-4.4%
3Y	10.7%	5.74%
5Y	9.99%	6.27%

The last year has been soft, but the fund has still held up slightly better than the benchmark over the 1-month and 3-month windows. That tells us the short-term path has been choppy rather than one-directional, with brief recoveries interrupting a weaker year.

Over 3 years and 5 years, the picture is stronger. The fund’s returns are comfortably ahead of Nifty 50 over both periods, which suggests the strategy has created value through a full cycle rather than only in a short run-up. The gap versus the benchmark is wide enough to matter, especially in the 3-year period.

The recent 1-year weakness does not erase the longer record, but it does show that the fund can lag during difficult stretches. Our view is that this matters for investors who compare only the latest year, while long-term investors may be more interested in the better 3-year and 5-year outcome.

The pattern also fits the fund’s value style. It has delivered stronger compounding over longer periods, but the path has been uneven, so investors should expect periods where the benchmark looks steadier.

Source data date: as of 03 Sep 2026

Should you BUY or HOLD Quantum Value?

A fund's past returns alone don't tell you whether you should buy it today or continue holding it.

The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.

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Peer comparison

Fund	1Y return	3Y return	5Y return
Quantum Value Fund Direct Growth Plan	-4.56%	10.7%	9.99%
LIC MF Value Fund Direct Growth Plan	22.64%	17.77%	14.05%
Quant Value Fund Direct Growth Plan	20.1%	21.41%	Data not available
Aditya Birla SL Value Fund Direct Growth Plan	15.81%	15.56%	14.91%
Mahindra Manulife Value Fund Direct Growth Plan	15.16%	Data not available	Data not available
Axis Value Fund Direct Growth Plan	12.16%	19.04%	Data not available

This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.

The fund’s 1-year return trails all of the listed peers with available 1-year figures, while its 3-year return sits below only one of the peer observations with a 3-year track record. Over 5 years, it is behind the peers that have full 5-year numbers available, which suggests the stronger long-term pattern is present but not as forceful as the best peer outcomes shown here.

The short-term and longer-term comparisons tell different stories. The latest year looks weak, yet the 3-year result remains respectable and the 5-year result is still positive. That split matters because it indicates the fund may be in a rough patch even after delivering decent medium-term compounding.

For investors comparing only the listed return figures, the key point is that the fund’s recent softness is more visible than its longer history. The longer record is still useful, but the current year has clearly been less convincing than the peer set with the strongest recent numbers.

Source data date: as of 03 Sep 2026

Portfolio: where your money goes

Holding	Sector	Weight
TREPS ^	Cash & Cash Equivalents and Net Assets	8.04%
HDFC Bank Ltd*	Bank	6.15%
ICICI Bank Ltd*	Bank	5.35%
Tata Consultancy Services Ltd*	IT	4.67%
Infosys Ltd*	IT	4.3%
Kotak Mahindra Bank Ltd*	Bank	3.9%
Exide Industries Ltd*	Automobile & Ancillaries	3.82%
Tech Mahindra Ltd*	IT	3.51%
Container Corporation of India Ltd*	Logistics	3.36%
Crompton Greaves Consumer Electricals Ltd*	Consumer Durables	3.34%

The top 10 holdings account for approximately 46.44% of the portfolio.

To see all holdings, visit the Quantum Value Fund Direct Growth Plan page

The largest position is TREPS ^ at 8.04%, so cash and cash equivalents still play a visible role. After that, the weights move down through a set of bank and IT holdings, with HDFC Bank, ICICI Bank and TCS all above 4%.

The fall from the largest holding to the tenth holding is fairly steady rather than abrupt, which suggests the portfolio is not relying on one or two dominant bets alone. At the same time, the combined weight of the top 10 holdings at 46.44% shows that nearly half of the portfolio is still tied to a limited set of positions.

With 31 disclosed holdings overall, the fund appears moderately spread out beyond the top slice. Our view is that the visible structure may help reduce dependence on a single stock, but the leading positions could still have greater influence on outcomes than smaller tail holdings.

Source data date: as of 03 Sep 2026

Who should invest

This fund may suit investors who can accept a High Risk profile and stay invested through periods when the latest returns lag the benchmark. The 3-year and 5-year numbers suggest the strategy can work better over a fuller cycle, while the 1-year result shows that short stretches can be uncomfortable.

We think the more suitable horizon is medium to long term, because the stronger evidence sits in the 3-year and 5-year track record rather than in the recent year. The trade-off is clear: investors may get access to a value-driven portfolio that has done better over longer periods, but they also need to accept uneven short-term performance.

Tax and exit load

Holding period	Tax rate	Description
Units held less than 1 year	20%	Short-term capital gains tax
Units held more than 1 year	12.5%	Long-term capital gains tax

Exit load applies as follows: Nil up to 10% of units on or before 730 days, for remaining units 2% on or before 365 days and 1% after 365 days but before 730 days, and nil after 730 days.

Source data date: as of 03 Sep 2026

Frequently asked questions

What is the current NAV of Quantum Value Fund Direct Growth Plan?
The current NAV is ₹124.74 as of 03 Sep 2026.

How has Quantum Value Fund Direct Growth Plan performed over 1 year, 3 years and 5 years?
Its returns are -4.56% over 1 year, 10.7% over 3 years and 9.99% over 5 years.

How does the fund compare with Nifty 50?
It is ahead of Nifty 50 over 3 years and 5 years, while the 1-year result is slightly weaker than the benchmark.

Which peer fund has the strongest 1-year figure among those listed?
LIC MF Value Fund Direct Growth Plan has the highest listed 1-year return at 22.64% among the peer set shown here.

Is there a minimum SIP for this fund?
The fund allows SIP investments, and the minimum SIP amount is ₹500.

Who manages the fund and what is the exit load?
George Thomas and Christy Mathai manage the fund. Exit load is nil up to 10% of units on or before 730 days, then 2% on or before 365 days and 1% after 365 days but before 730 days for the remaining units, and nil after 730 days.

Bottom line

Quantum Value Fund Direct Growth Plan has a mixed recent record but a better medium-to-long-term shape. The 1-year figure is weak, yet the 3-year and 5-year returns stay ahead of the benchmark, which points to a strategy that can recover over time. The portfolio is not overly dependent on one stock, although the top 10 positions still carry a sizeable share of assets. For investors comfortable with High Risk and a longer holding period, the fund may be worth understanding as a value-oriented option with uneven short-term behaviour.

Published on 4 September 2026 at 4:10 PM IST

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RIA disclosure

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.