Punjab and Sind Bank Q2 Results FY27 Preview: Results Date, Expectations and the Numbers That Will Decide the September 2026 Quarter

The Punjab and Sind Bank Q2 results FY27 announcement is the next scheduled earnings event for Punjab & Sind Bank Ltd., a public sector bank offering deposit-taking and lending services across India. The stock traded at Rs 22.73 on the NSE on 15 September 2026, up 0.00% from the previous close of Rs 22.73, about 30.0% below its 52-week high of Rs 32.46 and 10.9% above its 52-week low of Rs 20.50.

What makes the Punjab and Sind Bank Q2 results print worth watching is the base it faces. The September 2025 quarter delivered Rs 2,999.00 crore of revenue and a profit of Rs 295.00 crore, while the most recent quarter on record, Q1 FY27, produced Rs 3,213.00 crore and a profit of Rs 332.00 crore. Everything below is built from those reported figures rather than from any forecast.

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When Is the Punjab and Sind Bank Q2 Results FY27 Date?

The Punjab and Sind Bank Q2 results date for FY27 is not confirmed. As of 15 September 2026, Punjab & Sind Bank Ltd. had not filed a board meeting intimation with the NSE or BSE for the September 2026 quarter, so any date circulating before that filing appears should be treated as unverified.

What can be stated is the regulatory boundary. Listed companies in India must publish quarterly results within 45 days of the end of the quarter, which places the outer deadline for the September 2026 quarter at 14 November 2026. Companies also have to give the exchanges prior intimation of the board meeting that approves the results, so the Punjab and Sind Bank Q2 results date becomes public through that filing rather than through any advance announcement.

The Punjab and Sind Bank Q2 results FY27 print covers 1 July 2026 to 30 September 2026. Small and mid-cap companies more often report in the second half of that window than in the first, so late October or early November is the range to watch for Punjab & Sind Bank.

Punjab and Sind Bank Q2 Results Expectations: What the Market Is Actually Tracking

No verified analyst estimate for the Punjab and Sind Bank Q2 results FY27 quarter is in the public domain, so no revenue or profit figure should be assumed for Punjab & Sind Bank. The Punjab and Sind Bank Q2 results watchlist below is built from what the company has actually reported and disclosed.

Punjab & Sind Bank’s financing profit (the bank’s operating profit line) was negative across three of the last five quarters, at a net loss of Rs 146 crore in June 2025, a net loss of Rs 17 crore in September 2025 and a net loss of Rs 51 crore in December 2025, before turning positive at Rs 188 crore in March 2026 and Rs 119 crore in June 2026. Financing margin followed the same pattern, at -5%, -1%, -2%, 6% and 4% respectively, a trend investors will be tracking to see whether the recent positive turn continues into the September 2026 quarter.

Net profit, in contrast, stayed positive throughout the period, rising from Rs 269 crore in June 2025 to Rs 295 crore, Rs 336 crore, Rs 422 crore and then Rs 332 crore in June 2026. The gap between a negative financing profit in earlier quarters and consistently positive net profit reflects other income and provisioning lines beyond core financing margin, which is worth keeping distinct when assessing the bank’s core lending profitability.

Asset quality has steadily improved across the five quarters, with gross NPA declining from 3.34% in June 2025 to 2.92%, 2.6%, 2.4% and 2.21% in June 2026, while net NPA moved from 0.91% down to 0.65% over the same period. This improving trend in gross and net NPA is a factual data point to watch for continuation when the September 2026 quarter’s asset-quality figures are reported.

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Punjab and Sind Bank Q2 Results Preview: The Q1 FY27 Actuals It Builds On

Punjab & Sind Bank Ltd. reported revenue of Rs 3,213.00 crore in Q1 FY27, up 10.37% from Rs 2,911.00 crore in Q1 FY26, and a profit of Rs 332.00 crore at the net level, up 23.42% from Rs 269.00 crore in Q1 FY26. These are reported actuals, not estimates.

Sequentially, revenue was up 6.04% over the March 2026 quarter figure of Rs 3,030.00 crore, and net profit was down 21.33% from Rs 422.00 crore in Q4 FY26. A manufacturer-style operating margin is not a meaningful measure for Punjab & Sind Bank, because its costs are dominated by interest paid on borrowings, so the Punjab and Sind Bank Q2 results print is better read from net interest income, asset quality and the rupee profit figure.

Q2 FY26 Base: The Comparison Punjab and Sind Bank Q2 Results FY27 Must Beat

Punjab & Sind Bank Ltd. reported revenue of Rs 2,999.00 crore and a profit of Rs 295.00 crore in Q2 FY26, the September 2025 quarter. That is the year-ago base against which the September 2026 numbers will be judged, and it is the single most useful figure in this Punjab and Sind Bank Q2 results preview.

Net profit in that base quarter was below the Rs 332.00 crore just reported for Q1 FY27, so the year-on-year comparison starts from a manageable level. Revenue of Rs 2,999.00 crore sits below the Rs 3,213.00 crore of the June 2026 quarter, which frames how much sequential movement the Punjab and Sind Bank Q2 results print needs to show growth.

Punjab & Sind Bank Quarterly Results Trend Over the Last Four Quarters

Quarter	Revenue (Rs Cr)	Net Profit (Rs Cr)
Q2 FY26 (Sep 2025)	2,999.00	295.00
Q3 FY26 (Dec 2025)	3,042.00	336.00
Q4 FY26 (Mar 2026)	3,030.00	422.00
Q1 FY27 (Jun 2026)	3,213.00	332.00

Figures in brackets denote negative numbers. All four quarters above are reported actuals taken from the company’s exchange filings, and they are the only basis this Punjab and Sind Bank Q2 results preview uses.

Revenue across those four quarters ranged from Rs 2,999.00 crore to Rs 3,213.00 crore, and net profit from Rs 295.00 crore to Rs 422.00 crore. That spread is the honest context for the Punjab and Sind Bank Q2 results FY27 print, and it is why a single quarter should not be read as a trend on its own.

Key Factors That Could Shape Punjab and Sind Bank Q2 Results FY27

The Punjab and Sind Bank Q2 results outcome will turn on a small number of company-specific variables rather than on broad market conditions. The three below are the ones visible in what Punjab & Sind Bank has already reported.

Valuation Sits Below Book Value

Punjab & Sind Bank trades at a PE of about 11.6 and a price-to-book ratio of roughly 1.10, with return on equity at 9.62% as reported and a dividend yield of about 1.72%. These are the current valuation and return metrics as available, presented for factual context.

Price Trades Below Both Moving Averages

The stock’s current price of about Rs 22.73 sits below both its 50-day moving average of around Rs 23.71 and its 200-day moving average of about Rs 25.23, within a 52-week range of Rs 20.5 to Rs 32.46. The 14-day RSI of about 40.15 is on the lower side of the neutral band.

Deposit Base Dwarfs Borrowings

As of the March 2026 balance sheet, the bank’s deposit base stood at about Rs 145,829 crore against standalone borrowings of roughly Rs 16,352 crore, with equity capital of Rs 7,096 crore and reserves of Rs 7,037 crore. These balance-sheet figures give a sense of the funding structure supporting the financing margin trend described above.

Punjab and Sind Bank Q2 Results FY27: Share Price and Valuation Going Into the Print

Punjab & Sind Bank share price today is Rs 22.73 on the NSE, up Rs 0.00 or 0.00% from the previous close of Rs 22.73 on 15 September 2026, ahead of the Punjab and Sind Bank Q2 results announcement.

Metric	Value (15 September 2026)
NSE Symbol	PSB
Current Market Price	Rs 22.73
52-Week High	Rs 32.46
52-Week Low	Rs 20.50
Market Capitalisation	Rs 16,128 crore
PE Ratio	11.60
PB Ratio	1.10
EPS (TTM)	Rs 1.96
Book Value per Share	Rs 20.60
Debt to Equity	1.16
Return on Equity	9.62%
50-Day Moving Average	Rs 23.71
200-Day Moving Average	Rs 25.23
RSI (14)	40.15

The stock trades below both its 50-day average of Rs 23.71 and its 200-day average of Rs 25.23, with a 14-day RSI of 40.15. None of this is a view on where the shares go once the Punjab and Sind Bank Q2 results are announced, and no price target is offered here.

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What Investors Should Watch When Punjab and Sind Bank Q2 Results Are Announced

Four lines carry most of the information in a company of this size, and reading them in order keeps the Punjab and Sind Bank Q2 results print in proportion.

1. Revenue against the Rs 2,999.00 crore reported in the September 2025 base quarter
2. Net profit against a profit of Rs 295.00 crore in that same quarter
3. Net interest income and asset quality, since a manufacturer-style operating margin does not apply here
4. Any exceptional item, provision or one-off gain disclosed alongside the numbers

A one-off gain or provision can move the reported profit far more than operations do in a company this size, which is why the Punjab and Sind Bank Q2 results announcement should be read together with the notes to the results rather than the headline alone.

Conclusion on Punjab and Sind Bank Q2 Results FY27

The Punjab and Sind Bank Q2 results date is not confirmed, and 14 November 2026 is the statutory outer limit rather than an expected date. Punjab & Sind Bank Ltd. will make the schedule public through a board meeting intimation to the exchanges, and until then the September 2026 quarter can only be framed by what has already been reported.

On that basis the Punjab and Sind Bank Q2 results FY27 print faces a base of Rs 2,999.00 crore in revenue and a profit of Rs 295.00 crore, with the most recent quarter having delivered Rs 3,213.00 crore and a profit of Rs 332.00 crore. No numerical estimate appears in this preview because no verified consensus figure exists for Punjab & Sind Bank, and readers should treat any preview that supplies one with caution. Verify every figure against the company filing on release and consult a SEBI-registered advisor before acting on quarterly earnings.

FAQs on Punjab and Sind Bank Q2 Results FY27

What is the Punjab and Sind Bank Q2 results date for FY27?

Ans. The Punjab and Sind Bank Q2 results date for FY27 is not confirmed. Punjab & Sind Bank Ltd. had not filed a board meeting intimation with the NSE or BSE as of 15 September 2026. Indian listing rules require the September 2026 quarter results to be published by 14 November 2026 at the latest.

What quarter do the Punjab and Sind Bank Q2 results 2026 cover?

Ans. The Punjab and Sind Bank Q2 results FY27 cover 1 July 2026 to 30 September 2026, known as the September 2026 quarter. Punjab & Sind Bank Ltd. reports revenue, operating profit and net profit for that period, and the Punjab and Sind Bank Q2 results filing also carries the notes to the accounts.

What were the Punjab & Sind Bank Q1 FY27 results?

Ans. Punjab & Sind Bank Ltd. reported revenue of Rs 3,213.00 crore in Q1 FY27 and a profit of Rs 332.00 crore at the net level. Revenue was up 10.37% versus Q1 FY26 and net profit was up 23.42% from Rs 269.00 crore in Q1 FY26.

What were Punjab & Sind Bank Q2 FY26 results in the September 2025 quarter?

Ans. Punjab & Sind Bank Ltd. reported revenue of Rs 2,999.00 crore and a profit of Rs 295.00 crore in Q2 FY26. Those figures form the base for the Punjab and Sind Bank Q2 results FY27 comparison.

What are the main Punjab and Sind Bank Q2 results expectations this quarter?

Ans. No verified analyst estimate is publicly available. The Punjab and Sind Bank Q2 results expectations centre on revenue against the Rs 2,999.00 crore base, net profit against a profit of Rs 295.00 crore, and any exceptional item disclosed with the numbers.

What is Punjab & Sind Bank share price today ahead of the Q2 earnings?

Ans. Punjab & Sind Bank share price is Rs 22.73 on the NSE as of 15 September 2026, up 0.00% from Rs 22.73. The stock is about 30.0% below its 52-week high of Rs 32.46 and 10.9% above its 52-week low of Rs 20.50, at a market capitalisation of Rs 16,128 crore.

Is Punjab & Sind Bank a good stock to buy before the Q2 results?

Ans. This article does not offer a buy, sell or hold recommendation on Punjab & Sind Bank Ltd. The stock trades at a price-to-book ratio of 1.10 with a return on equity of 9.62%. Assess the reported numbers when they are released and consult a SEBI-registered financial advisor before making any decision.