Punjab and Sind Bank Q1 Results FY27: Net Profit Rises 23.16% to Rs 331 Cr as Revenue Grows 10.4%

Punjab and Sind Bank Q1 results FY27 were announced on Saturday, 18 July 2026, with the company reporting a standalone net profit of Rs 331 Cr for the quarter ended 30 June 2026, up 23.16% from Rs 269 Cr in the year ago quarter.

Shares of Punjab and Sind Bank rose 0.20% to Rs 24.77 on the results day. The company is a Delhi headquartered public sector bank.

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Punjab and Sind Bank Q1 Results FY27 Key Takeaways

Here are the most important numbers from the June 2026 quarter at a glance.

• Net Profit (PAT): Rs 331 Cr in Q1 FY27 versus Rs 269 Cr in Q1 FY26, a change of +23.16% year on year.
• Total income: Rs 3,213 Cr in Q1 FY27 versus Rs 2,910 Cr in Q1 FY26, a change of +10.4%.
• Gross Profit: Rs 545 Cr in Q1 FY27 versus Rs 540 Cr in Q1 FY26, a change of +1%.
• Results announced on Saturday, 18 July 2026 for the quarter ended 30 June 2026 on a standalone basis.
• Punjab and Sind Bank share price rose 0.20% to Rs 24.77 on the results day.

Punjab and Sind Bank Q1 Results FY27 Financial Highlights

The table below summarises the standalone numbers reported in the Punjab and Sind Bank Q1 results FY27 against the year ago quarter.

Metric	Q1 FY27	Q1 FY26	YoY Change
Total Income	Rs 3,213 Cr	Rs 2,910 Cr	+10.4%
Gross Profit	Rs 545 Cr	Rs 540 Cr	+1%
Net Profit (PAT)	Rs 331 Cr	Rs 269 Cr	+23.16%

All figures are on a standalone basis as reported for the quarter ended 30 June 2026.

Punjab and Sind Bank Q1 Results FY27 Performance Analysis

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Profit growth is the headline of the Punjab and Sind Bank Q1 results FY27. Total income grew 10.4% to Rs 3,213 Cr from Rs 2,910 Cr. Gross profit rose 1% to Rs 545 Cr from Rs 540 Cr.

The broad based improvement across total income, gross profit and net profit in the Punjab and Sind Bank Q1 results FY27 suggests the quarter's growth is operational rather than driven by one off items.

For a bank, the revenue line in the Punjab and Sind Bank Q1 results FY27 refers to total income, spanning interest earned and other income, so the profit trend alongside provisioning behaviour is the more meaningful signal than the topline alone.

Punjab and Sind Bank Q1 Results FY27: Key Business Factors

1. Topline Momentum

Total income grew 10.4% to Rs 3,213 Cr from Rs 2,910 Cr. This sets the base against which the rest of the P&L in the Punjab and Sind Bank Q1 results FY27 should be read.

2. Operating Performance

Gross profit rose 1% to Rs 545 Cr from Rs 540 Cr. The gross profit trend is the cleanest read on operating health in the quarter.

3. Bottom Line Delivery

The net result of Rs 331 Cr captures the combined effect of operations, other income, finance costs and tax for the quarter.

Dividend Details

Any dividend announcement accompanying the June 2026 quarter results will be reflected in the company's official NSE and BSE filings. Investors should rely on those filings for dividend confirmation rather than secondary sources.

Punjab and Sind Bank Q1 Results FY27 Outlook for the Full Year

After the Punjab and Sind Bank Q1 results FY27, attention turns to whether the September quarter can build on this base. Management commentary, order or demand visibility and margin behaviour will shape how the stock trades through FY27.

Punjab and Sind Bank Stock Performance After the Q1 Results

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Punjab and Sind Bank share price rose 0.20% to Rs 24.77 on the results day, as the market weighed the quarter's numbers against expectations.

Investors can compare the trend of the counter with the Bank Nifty index to judge how the stock is placed relative to the broader market after the Punjab and Sind Bank Q1 results FY27.

Key Risks

Investors going through the fine print of the Punjab and Sind Bank Q1 results FY27 should also weigh the following risks.

1. Sustaining the Growth Rate

The growth reported in the Punjab and Sind Bank Q1 results FY27 sets a higher base for coming quarters, and any moderation could disappoint a market that extrapolates.

2. Margin Durability

Whether the quarter's operating performance holds depends on input costs, pricing power and mix, all of which can shift quickly.

3. Execution and External Risks

Demand cycles, regulatory changes and sector specific shocks remain outside management control and can reset expectations.

Conclusion

Punjab and Sind Bank Q1 results FY27 show standalone net profit of Rs 331 Cr for the quarter ended 30 June 2026, up 23.16% from Rs 269 Cr in the year ago quarter. Total income grew 10.4% to Rs 3,213 Cr from Rs 2,910 Cr. The September quarter will show whether this quarter's trend extends. Investors should verify the filings on NSE and BSE and consult a SEBI-registered advisor before acting on the numbers.

Frequently Asked Questions on Punjab and Sind Bank Q1 Results FY27

When were the Punjab and Sind Bank Q1 results FY27 announced?

Ans. The Punjab and Sind Bank Q1 results FY27 were announced on Saturday, 18 July 2026, for the quarter ended 30 June 2026, on a standalone basis.

What is the PAT in the Punjab and Sind Bank Q1 results FY27?

Ans. The standalone PAT in the Punjab and Sind Bank Q1 results FY27 stood at Rs 331 Cr, a change of +23.16% from Rs 269 Cr in Q1 FY26.

What was the total income in the Punjab and Sind Bank Q1 results FY27?

Ans. The total income in the Punjab and Sind Bank Q1 results FY27 stood at Rs 3,213 Cr, a change of +10.4% from Rs 2,910 Cr in Q1 FY26.

What was the gross profit in the Punjab and Sind Bank Q1 results FY27?

Ans. Gross profit in the Punjab and Sind Bank Q1 results FY27 stood at Rs 545 Cr, compared with Rs 540 Cr in Q1 FY26, a change of +1% year on year.

Are the Punjab and Sind Bank Q1 results FY27 standalone or consolidated?

Ans. The figures discussed here are on a standalone basis, as reported for the quarter ended 30 June 2026.

How did the share price react after the Punjab and Sind Bank Q1 results FY27?

Ans. Punjab and Sind Bank share price rose 0.20% to Rs 24.77 on the results day.

Is the stock a good buy after the Punjab and Sind Bank Q1 results FY27?

Ans. The Punjab and Sind Bank Q1 results FY27 are one input among many. Valuation, sector conditions and risk appetite matter as much as a single quarter. This article is for educational purposes only. Consult a SEBI-registered advisor before investing.

Where can I verify the Punjab and Sind Bank Q1 results FY27?

Ans. The official filings for the Punjab and Sind Bank Q1 results FY27 are available on the NSE and BSE websites, and the stock can be tracked on the Univest app.