Oracle Financial Services Software Share Price Target 2027: Base and Bull Targets Built on FY26 Earnings

Investors weighing an Oracle Financial Services Software target price for 2027 should start with where the stock sits today. At Rs 10,510.00 on 9 October 2026, it is 16.2% below its 52-week high of Rs 12,540.00 and 68.6% above its 52-week low of Rs 6,234.50. That range spans 101% from low to high, so the entry point matters as much as the Oracle Financial Services Software price forecast itself.

This article builds the Oracle Financial Services Software share price target from reported numbers only: five years of annual results, the last five quarters, the latest shareholding pattern and current valuation ratios from company filings and exchange data. Each scenario shows its assumptions, so you can see exactly how the Rs 11,380 base case and the Rs 13,808 bull case were reached, along with a downside risk level of Rs 8,362.

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Oracle Financial Services Software Stock Analysis: Company Overview and Key Stats

Oracle Financial Services Software (NSE: OFSS) has a market capitalisation of Rs 91,022 crore. In FY26 it reported revenue of Rs 7,943 crore and net profit of Rs 2,639 crore. The table collects the figures the Oracle Financial Services Software share price target is built on.

Metric	Value
Company	Oracle Financial Services Software
NSE Ticker	OFSS
CMP (9 October 2026)	Rs 10,510.00
52-Week High	Rs 12,540.00
52-Week Low	Rs 6,234.50
Market Cap	Rs 91,022 crore
PE Ratio (TTM)	26.67
Industry PE	17.30
Price to Book	11.63
Return on Equity	33.72%
Debt to Equity	0.00
EPS (TTM)	Rs 391.83
Dividend Yield	3.82%
12-Month Base Target	Rs 11,380
Bull Case	Rs 13,808
Downside Risk Level (not a target)	Rs 8,362

Why Is Oracle Financial Services Software Share Price Target Set at Rs 11,380 for 2027?

The base-case Oracle Financial Services Software stock target of Rs 11,380 applies a PE multiple of 26.67 to a forward EPS estimate of Rs 426.69. That EPS assumes 8.9% yearly growth, the pace from FY24 to FY26, and puts the target 8.3% above the current price. The bull case adds faster earnings growth and a higher multiple, while the downside risk level assumes flat earnings and a lower multiple.

Earnings Growth Behind the Oracle Financial Services Software Target Price: Five Years of Results

Oracle Financial Services Software grew revenue from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew more slowly, from Rs 1,889 crore to Rs 2,639 crore (8.7% a year), which points to margin pressure alongside the sales growth.

Financial Year	Revenue (Rs Cr)	Net Profit (Rs Cr)	EPS (Rs)	Dividend per Share (Rs)
FY22	5,355.80	1,888.83	218.04	190.00
FY23	5,890.15	1,806.14	208.25	225.00
FY24	6,715.20	2,219.40	254.76	240.00
FY25	7,151.00	2,379.60	272.52	265.00
FY26	7,942.70	2,639.30	302.11	400.00

FY26 revenue growth was 11.1%, close to the four-year average of 10.4%, and net profit moved up 10.9%. EPS rose from Rs 254.76 in FY24 to Rs 302.11 in FY26. The FY27 outlook depends on whether that EPS estimate keeps compounding.

Margins and the Latest Quarter

Oracle Financial Services Software converted 33.2% of FY26 revenue into net profit, against 33.3% in FY25, within a five-year range of 30.7% to 35.3%. EBITDA margin was 47.2% in FY26 versus 47.3% in FY25.

In the June 2026 quarter, revenue was Rs 3,203 crore, up 66.4% from the same quarter a year earlier, while net profit of Rs 1,416 crore was up 120.5%. EBITDA came in at Rs 1,954 crore, up 112.7% year on year. The next quarterly result is the first test of whether the earnings assumption holds.

Balance Sheet and Cash Flow

Debt to equity stands at 0.00, and shareholders' equity grew from Rs 7,100 crore in FY22 to Rs 7,826 crore in FY26. Operating cash flow in FY26 was Rs 2,638 crore against capital expenditure of Rs 51.70 crore, leaving free cash flow of Rs 2,587 crore, or 2.8% of the current market capitalisation. In FY25 free cash flow was Rs 2,164 crore.

Valuation Check for the Oracle Financial Services Software Stock Target: PE, Price to Book and ROE

At a PE of 26.67 against an industry PE of 17.30, Oracle Financial Services Software trades at a premium to its industry. Price to book is 11.63 on a book value of Rs 898.55 per share, and return on equity is 33.72%. A PE of 26.67 equals an earnings yield of 3.7%, and the FY26 dividend of Rs 400.00 per share gives a yield of 3.82%.

Shareholding Pattern and Institutional Holding

Promoters held 72.41% of Oracle Financial Services Software in June 2026, and promoter holding fell from 72.56% in June 2025 to 72.41% in June 2026. Foreign institutional investors (FII) held 9.70% and domestic institutions (DII) held 8.79%, which puts total institutional holding at 18.49%. FII holding rose from 8.55% in June 2025 to 9.70% in June 2026. Public shareholders own the remaining 9.10%. A meaningful institutional holding adds a layer of research coverage and trading depth.

Oracle Financial Services Software Share Price Targets for the Short Term and 12 Months

Short Term Oracle Financial Services Software Stock Target Levels: Technical Setup

At Rs 10,510.00 on 9 October 2026, Oracle Financial Services Software trades below its 50-day simple moving average of Rs 11,457.96 and above its 200-day exponential moving average of Rs 10,006.04. The 14-day RSI reads 24.7, which is oversold territory, and the MACD line sits below its signal line. The nearest resistance level is Rs 11,457.96 (50-day simple moving average) and the nearest support is Rs 10,006.04 (200-day exponential moving average). A sustained move above Rs 11,457.96 would improve the short-term setup, while a close below Rs 10,006.04 would shift attention to the next support.

12 Month Oracle Financial Services Software Target Price for 2027

The 12-month target for Oracle Financial Services Software is Rs 11,380: forward EPS of Rs 426.69 at a PE of 26.67. That is 8.3% above Rs 10,510.00. It would still leave the stock 9.3% below its 52-week high of Rs 12,540.00. Anyone checking the Oracle Financial Services Software share price target against their own view should focus on two inputs: the EPS estimate and the PE multiple.

How EPS Growth and PE Multiple Change the Oracle Financial Services Software Target Price

EPS Growth	PE 21.34	PE 26.67	PE 30.67
0.0% (EPS Rs 391.83)	Rs 8,362	Rs 10,450	Rs 12,017
8.9% (EPS Rs 426.69)	Rs 9,106	Rs 11,380	Rs 13,087
14.9% (EPS Rs 450.20)	Rs 9,607	Rs 12,007	Rs 13,808

Each cell multiplies the forward EPS estimate by the PE shown. Reading across a row shows what a de-rating or re-rating does to the Oracle Financial Services Software price forecast, and reading down a column shows what earnings growth is worth at a fixed multiple.

Bull Case and Downside Risk for Oracle Financial Services Software Stock Target in 2027

Bull Case Rs 13,808

The bull case Oracle Financial Services Software price target needs EPS growth of 14.9%, which lifts forward EPS to Rs 450.20, and a PE multiple that rises 15% to 30.67. That gives Rs 13,808, 31.4% above the current price and above the 52-week high of Rs 12,540.00, so the stock would have to set a fresh 52-week high.

Downside Risk Level Rs 8,362

The downside risk level is not a target. It assumes EPS stays flat at Rs 391.83 and the PE falls 20% to 21.34. That gives Rs 8,362, 20.4% below the current price and above the 52-week low of Rs 6,234.50.

Scenario	EPS Growth	PE Multiple	Price (Rs)	Change vs CMP
Bull Case	14.9%	30.67	Rs 13,808	+31.4%
Base Case	8.9%	26.67	Rs 11,380	+8.3%
Downside Risk	0.0%	21.34	Rs 8,362	-20.4%

Key Risks to the Oracle Financial Services Software Target Price for 2027

Growth Slowdown Risk for the Oracle Financial Services Software Price Target

Revenue in the June 2026 quarter was up 66.4% year on year, and FY26 revenue growth was 11.1%. If growth slows from here, the EPS estimate behind the Oracle Financial Services Software stock target will need revising.

Liquidity and Size Risk

Oracle Financial Services Software has a market capitalisation of Rs 91,022 crore. Institutional holding is 18.49%, and promoters hold 72.41%. A company of this size trades with deep liquidity, so entry and exit are rarely a problem, and the larger risk is paying too much for slow earnings growth.

Valuation and Margin Risk

Net margin was 33.2% in FY26, and a squeeze from higher costs or weaker pricing would hit earnings first. At a PE of 26.67 versus an industry PE of 17.30, a de-rating toward the downside-risk PE of 21.34 would cut the price even if earnings hold.

Market and Technical Risk

The stock trades 16.2% below its 52-week high, with an RSI of 24.7 and a MACD reading below its signal line. Broader market weakness can override company fundamentals in the short term.

How to Invest in Oracle Financial Services Software

Start with the live price and volume. Any Oracle Financial Services Software share price target is only as current as the data behind it, and the data here is as of 9 October 2026, so refresh the Rs 10,510.00 price before acting on any level.

Next, review the fundamentals yourself. The Univest Screener lets you check Oracle Financial Services Software's PE, ROE, debt and shareholding in one place.

Check Oracle Financial Services Software fundamentals on the Univest Screener

Then compare the three Oracle Financial Services Software target price scenarios with your own view. If you expect EPS growth below 8.9%, the base case is too optimistic for you; if you expect more, the bull case deserves weight.

Decide your position size and exit levels before you buy. The support and resistance levels above can serve as reference points, but they are not recommendations.

Finally, place the order through a SEBI-registered broker or the Univest app, and review the position after each quarterly result. Consult a SEBI-registered advisor if you are unsure.

Download the Univest iOS App or Univest Android App to track Oracle Financial Services Software live price and get daily stock recommendations.

Conclusion

The Oracle Financial Services Software share price target for 2027 is Rs 11,380 in the base case, with Rs 13,808 as the bull case. The support for that view is arithmetic you can check: EPS grew 8.9% a year over FY24 to FY26, and the stock trades at a PE of 26.67. The risks are equally concrete, including a stock that sits 16.2% below its 52-week high and a downside scenario that cuts the price 20% if earnings stall. Use these numbers as a framework, check them against the latest filings, and size any position to your own risk appetite.

FAQs on Oracle Financial Services Software Share Price Target 2027

What is the Oracle Financial Services Software share price target for 2027?

Ans. The base-case Oracle Financial Services Software share price target for 2027 is Rs 11,380, with Rs 13,808 as the bull case. The downside risk level, which is not a target, is Rs 8,362. These are model estimates from reported earnings and the current PE, not guaranteed outcomes.

What is the Oracle Financial Services Software share price today?

Ans. As of 9 October 2026, 3:30 PM IST, Oracle Financial Services Software trades at Rs 10,510.00, up 1.06% on the day. The 52-week range is Rs 6,234.50 to Rs 12,540.00.

Is Oracle Financial Services Software a buy or sell at the current price?

Ans. The data is mixed rather than one-sided: EPS has grown 8.9% a year over FY24 to FY26, but the stock is 16.2% below its 52-week high. Whether Oracle Financial Services Software fits your portfolio depends on your time horizon and risk appetite, so consult a SEBI-registered advisor before investing. This article is not investment advice.

What are the bull case target and downside risk level for Oracle Financial Services Software shares?

Ans. The bull case target is Rs 13,808, which assumes 14.9% EPS growth and a PE of 30.67. The downside risk level is Rs 8,362, which assumes flat EPS and a PE of 21.34. It marks a risk, not a target.

What are the main risks to the Oracle Financial Services Software price target?

Ans. The main risks are slower revenue growth, a small market capitalisation of Rs 91,022 crore, a PE de-rating and short-term weakness in the broader market. Each is covered in the risk section above.

What is the PE ratio of Oracle Financial Services Software and how does it compare with the industry?

Ans. The PE ratio of Oracle Financial Services Software is 26.67 against an industry PE of 17.30. Price to book is 11.63 and return on equity is 33.72%. The base case in the Oracle Financial Services Software price target holds this PE constant.

Who owns Oracle Financial Services Software, and what is the promoter holding?

Ans. Promoters held 72.41% of Oracle Financial Services Software in June 2026. FII held 9.70%, DII held 8.79% and the public held 9.10%.

What were Oracle Financial Services Software's latest quarterly results?

Ans. In the June 2026 quarter, Oracle Financial Services Software reported revenue of Rs 3,203 crore (up 66.4% year on year) and net profit of Rs 1,416 crore (up 120.5%).