Muthoot Microfin vs Asirvad Micro Finance: Share Price, PE, ROE Compared

Muthoot Microfin vs Asirvad Micro Finance is a comparison microfinance investors look up when evaluating two listed Indian MFI (microfinance institution) companies. Muthoot Microfin, a Kochi-based company (Muthoot Pappachan Group, listed 2024), is one of India's larger microfinance NBFCs providing JLG loans to women borrowers across South, East and Central India. Asirvad Micro Finance, a Chennai-based company (Manappuram Finance subsidiary, listed 2024), is another MFI providing small group loans to low-income women primarily in South and East India. Both Muthoot Microfin versus Asirvad are recently listed MFI companies in a challenging sector environment.

This Muthoot Microfin vs Asirvad Micro Finance article covers reach and market position, key products, latest declared results and stock valuation. All data is sourced from Groww and public company filings.

Reach and Market Position

In this Muthoot Microfin vs Asirvad Micro Finance comparison, Muthoot Microfin serves women borrowers across Tamil Nadu, Kerala, Karnataka, Odisha and other states through JLG microfinance products. Market capitalisation is Rs 3,718 Cr.

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Asirvad Micro Finance serves women borrowers in Tamil Nadu, West Bengal, Odisha, Kerala and other states through JLG microfinance, as a subsidiary of Manappuram Finance. Market capitalisation is approximately Rs 1,500-2,000 Cr.

Key Products and Business Mix

For the Muthoot Microfin vs Asirvad Micro Finance product breakdown, Muthoot Microfin: Muthoot Microfin earns from JLG loan interest. EPS is Rs 14.40. PE is 15.15x, ROE 5.97 percent, D/E 3.40. Thin ROE reflects MFI sector stress.

Asirvad Micro Finance: Asirvad earns from JLG loan interest. Data is approximate – verify current financials from exchange filings. The MFI sector is under significant stress industry-wide.

Latest Results and Financial Data

On the Muthoot Microfin vs Asirvad Micro Finance results front: Muthoot Microfin has a market cap of Rs 3,718 Cr and PE of 15.15x. ROE is 5.97 percent – thin from MFI sector stress. Muthoot Microfin is 1.9-2.5 times larger than Asirvad.

Asirvad Micro Finance has a market cap of approximately Rs 1,500-2,000 Cr. As a Manappuram Finance subsidiary, Asirvad benefits from parent group support.

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Stock Performance and Valuation

Investors tracking the Muthoot Microfin vs Asirvad Micro Finance comparison should verify current prices on NSE or BSE before trading. The Muthoot Microfin vs Asirvad Micro Finance stock data below reflects the latest available figures from Groww and public company filings.

Muthoot Microfin versus Asirvad Micro Finance: both in the same MFI sector. Muthoot Microfin (PE 15.15x, ROE 5.97%) vs Asirvad (approx Rs 1,500-2,000 Cr). Both operate JLG microfinance with South India focus under sector-wide stress.

Muthoot Microfin vs Asirvad Micro Finance: Quick Comparison Table

The comparison table below summarises the key metrics side by side.

Parameter	Muthoot Microfin	Asirvad Micro Finance
Sector	JLG microfinance: South + East India (Muthoot Pappachan Group, Kochi, listed 2024)	JLG microfinance: South + East India (Manappuram Finance subsidiary, listed 2024)
Market Cap	Rs 3,718 Cr	Approx Rs 1,500-2,000 Cr
P/E Ratio	15.15x	Approx (verify from filings)
ROE	5.97% (MFI stress)	Approx (sector stress)
Parent Group	Muthoot Pappachan Group (gold loans)	Manappuram Finance (gold loans NBFC)
Geography	South + East + Central India	South + East India focus
Listed	2024	2024

Conclusion

The Muthoot Microfin vs Asirvad Micro Finance comparison above covers reach, products, results and valuation. Muthoot Microfin versus Asirvad Micro Finance covers two recently listed South India-focused MFI companies under sector-wide stress. Both face borrower over-indebtedness challenges. Muthoot Microfin's Muthoot Pappachan backing and Asirvad's Manappuram support provide some comfort. The Muthoot Microfin and Asirvad comparison shows similar businesses at different scales. Investors must verify current NPA and collection data from exchange filings. Consult a SEBI-registered advisor before investing in stressed sectors.

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Frequently Asked Questions

What is Muthoot Microfin?

Ans. Muthoot Microfin is the microfinance lending subsidiary of the Muthoot Pappachan Group (distinct from Muthoot Finance). It provides JLG microfinance loans to women borrowers across South and East India.

What is Asirvad Micro Finance?

Ans. Asirvad Micro Finance is a microfinance NBFC that is a subsidiary of Manappuram Finance – one of India's largest gold loan companies. Asirvad provides JLG loans to women borrowers primarily in South and East India.

When did these companies list?

Ans. Both Muthoot Microfin and Asirvad Micro Finance are recently listed (2024 IPOs) – relatively new entrants to the listed MFI space.

Is Muthoot Microfin part of Muthoot Finance?

Ans. No. Muthoot Microfin belongs to the Muthoot Pappachan Group. Muthoot Finance (the gold loan company) is a separate entity from the M.G. George Muthoot family. These are two different Muthoot entities.

Which is larger, Muthoot Microfin or Asirvad?

Ans. Muthoot Microfin at Rs 3,718 Cr is approximately 1.9-2.5 times larger than Asirvad at approximately Rs 1,500-2,000 Cr.

Are these companies in Nifty 50?

Ans. Neither is in Nifty 50.

Who backs Asirvad Micro Finance?

Ans. Asirvad Micro Finance is a subsidiary of Manappuram Finance Limited – India's second-largest gold loan NBFC.