Moneyboxx Finance Raises Rs 60 Crore Through 10.75% NCDs, but the Stock Is Pinned at Its 5% Lower Price Band

Moneyboxx Finance Limited, a BSE-listed non-banking finance company that lends small tickets to micro and small businesses, said it raised Rs 60 crore through non-convertible debentures. The NCDs carry a coupon of 10.75 percent a year, run for two years, are secured, and are rated BBB with a stable outlook by CRISIL and India Ratings.

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The Moneyboxx Finance share price opened at Rs 49.05 and stayed at the 5 percent lower price band, with sell orders queued and few buyers. This article explains the funding, the weak first-quarter numbers and what is driving the Moneyboxx Finance share price.

What the Moneyboxx Finance NCD Issue Says About Funding Costs

Item	Detail
Amount raised	Rs 60 crore
Instrument	Secured non-convertible debentures
Coupon	10.75% a year
Tenor	2 years
Rating	BBB / Stable (CRISIL and India Ratings)
Subscribers	Choice Finserv, Vakrangee, Vivriti Capital

In April 2026 Moneyboxx allotted Rs 20 crore of two-year secured NCDs at 10.20 percent to Mamba Finance and SK Finance. The new issue is priced 55 basis points higher, and management said the company raised Rs 70 crore through NCDs in the first four months of FY27.

Rising coupons matter for a lender with a net interest margin of 12.3 percent and thin profit, and they weigh on the Moneyboxx Finance share price. Access to funds is positive for the Moneyboxx Finance share price, but cost of funds is the number that decides profit.

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Moneyboxx Finance Share Price Today: Numbers and Technical Levels

Metric	Value (28 Sep, 1:50 PM)
Moneyboxx Finance share price	Rs 48.65 (down 5.00%)
Previous close	Rs 51.21
Day range	Rs 48.65 to Rs 50.16
Volume so far	17,012 shares
Five-day average volume	1.33 lakh shares
RSI (14-day)	41.6
MACD vs signal line	-1.16 vs -1.49
SuperTrend	Bullish, support at Rs 42.41
20-day average	Rs 52.33
Market cap (Friday close)	Rs 358 crore
Price to book / book value	1.21 / Rs 42.27

The Moneyboxx Finance share price has fallen about 15 percent from Rs 57.21 on 21 September and is 6.9 percent below its 20-day average of Rs 52.33. Volume is only about 13 percent of the five-day average, which shows that few buyers are willing to bid, so a price band hit does not tell you much about demand.

The Moneyboxx Finance share price is still 15.1 percent above the SuperTrend support of Rs 42.41, and the MACD line has moved above its signal line. Book value of Rs 42.27 per share is another reference point, though book value depends on the quality of the loan book.

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Q1 FY27 Numbers Behind the Moneyboxx Finance Share Price

Moneyboxx reported assets under management of Rs 832 crore at June 2026, up 5 percent year on year excluding the impact of an asset reconstruction company sale. Disbursements were Rs 77 crore against Rs 92 crore a year earlier, and secured loans made up 87 percent of quarterly disbursements.

Total income was Rs 52.12 crore and net interest and fee income was Rs 31.02 crore, but operating expenses of Rs 28.59 crore left profit after tax at just Rs 0.21 crore. Capital adequacy stood at 28.65 percent. Management said it is moving deliberately toward secured lending, a shift that will decide the Moneyboxx Finance share price over the next year, aiming for about 80 percent secured AUM by March 2027, and expects normalised disbursements and better operating leverage by January 2027.

Valuation and Risks for the Moneyboxx Finance Share Price

On trailing earnings of Rs 0.19 a share the P/E is 270, a number that says little because profit is close to zero. Return on equity is 0.45 percent and debt to equity is 2.28, so the Moneyboxx Finance share price rests on book value and on the recovery in profit that management expects.

Asset quality is the first risk for the Moneyboxx Finance share price, since small-ticket loans to micro businesses can turn bad quickly. Funding cost is the second, with the coupon on new NCDs up from 10.20 percent to 10.75 percent. Liquidity is the third: thin volumes mean the Moneyboxx Finance share price can hit its price band on very small trades.

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Conclusion

The Moneyboxx Finance share price of Rs 48.65 sits at its lower band after a Rs 60 crore NCD raise at 10.75 percent, weak first-quarter profit of Rs 0.21 crore and a fall of about 15 percent in a week. A capital adequacy of 28.65 percent and a shift to secured lending are positives, while rising funding costs, thin volume and low returns are risks. Investors weighing whether to buy Moneyboxx Finance shares should watch the Rs 42.41 support, follow stop-loss levels and consult a SEBI-registered adviser.

Frequently Asked Questions

What is the Moneyboxx Finance share price today?

Ans. The Moneyboxx Finance share price was Rs 48.65 at 1:50 PM on 28 September 2026, down 5 percent from Rs 51.21 and at its lower price band.

How much has Moneyboxx Finance raised through NCDs?

Ans. It raised Rs 60 crore through secured NCDs at a coupon of 10.75 percent for two years, rated BBB with a stable outlook.

Who subscribed to the Moneyboxx Finance NCDs?

Ans. Choice Finserv, Vakrangee and Vivriti Capital subscribed to the issue, according to the company's disclosure.

Why is the Moneyboxx Finance share price falling?

Ans. The Moneyboxx Finance share price has fallen about 15 percent in six sessions amid weak profit and rising funding costs, though the company has not linked today's move to any announcement.

What were Moneyboxx Finance's Q1 FY27 results?

Ans. Assets under management were Rs 832 crore, total income Rs 52.12 crore and profit after tax Rs 0.21 crore. Capital adequacy was 28.65 percent.

What is the book value of Moneyboxx Finance?

Ans. The book value is Rs 42.27 per share and the price to book is 1.21, so the stock trades slightly above book at Friday's close.

What are the key technical levels for the Moneyboxx Finance share price?

Ans. The key levels for the Moneyboxx Finance share price are SuperTrend support at Rs 42.41 and the 20-day average of Rs 52.33. The RSI is 41.6.

Should I buy Moneyboxx Finance shares now?

Ans. Weak profit, rising funding costs and thin trading make the stock risky. Use a strict stop-loss, keep positions small and consult a SEBI-registered adviser.