LIC Housing Finance Q2 Results FY27: PAT Jumps 11.65% to Rs 1,506.59 Cr, Revenue Rs 7,194.22 Cr

LIC Housing Finance Ltd (LICHSGFIN) Q2 Results FY27 announced on 30 October 2026, covering the company's financial performance for the July to September quarter. The results date brought consolidated results with revenue of Rs 7,194.22 Cr and PAT of Rs 1,506.59 Cr, and LIC Housing Finance Q2 Results FY27 are compared here with the same quarter of last year.

This LIC Housing Finance Q2 Results analysis walks through the financial highlights, the business drivers, the outlook and the risks. The results analysis starts with the Financial Highlights table below, which sets each figure for the quarter against the year-ago period.

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LIC Housing Finance Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 7194.22 Cr	Rs 7179.25 Cr	+0.21% YoY
Operating Profit	Rs 6971.21 Cr	Rs 6728.87 Cr	+3.6% YoY
Net Profit (PAT)	Rs 1506.59 Cr	Rs 1349.37 Cr	+11.65% YoY

Source: company filing for LIC Housing Finance Q2 Results FY27, 30 October 2026. Figures in Rs Crore, Consolidated basis.

Key Takeaways from LIC Housing Finance Q2 Results: What Stands Out

• Revenue: consolidated revenue edged up 0.21% YoY to Rs 7,194.22 Cr from Rs 7,179.25 Cr, a very modest pace of YoY growth for the quarter.
• Net profit: PAT rose 11.65% YoY to Rs 1,506.59 Cr from Rs 1,349.37 Cr, growing much faster than revenue in LIC Housing Finance Q2 Results FY27.
• Operating Profit: the line climbed 3.6% YoY to Rs 6,971.21 Cr against Rs 6,728.87 Cr in the year-ago quarter.
• Margin: net profit margin improved to 20.9% from 18.8% in the comparison quarter, based on the supplied revenue and net profit.
• Risk headline: debt stood at 6.69 times total assets in FY26, a point the performance analysis and risk sections return to.

LIC Housing Finance Q2 Results FY27: Performance Analysis

LIC Housing Finance reported consolidated revenue of Rs 7,194.22 Cr, up 0.21% YoY, while net profit rose 11.65% YoY to Rs 1,506.59 Cr. Operating Profit grew 3.6% YoY to Rs 6,971.21 Cr. Revenue was almost flat, so the faster growth in profit is the main feature of this quarter.

Revenue moved from Rs 7,179.25 Cr to Rs 7,194.22 Cr, an increase of Rs 14.97 Cr. Operating Profit rose from Rs 6,728.87 Cr to Rs 6,971.21 Cr, an increase of Rs 242.34 Cr. In LIC Housing Finance Q2 Results FY27, the gap between those two moves is where the YoY growth story sits.

Net profit added Rs 157.22 Cr over the year-ago quarter, lifting the net profit margin to 20.9% from 18.8%. The supplied figures confirm the movement but do not establish its specific cause, so this results analysis turns to the disclosed business factors next. These factors are the next part of the quarterly results.

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Key Business Factors This Quarter

Revenue growth was marginal – The results analysis points to modest top-line movement: revenue grew 0.2% year on year to Rs 7,194.22 Cr in the latest quarter. This is the base on which the quarterly results for LIC Housing Finance Q2 Results FY27 were built, and it limits how much of the profit change can come from sales.

Net profit rose faster – Net profit rose 11.7% year on year to Rs 1,506.59 Cr. Univest Screener users comparing these numbers can see that profit growth was well ahead of the revenue change in the same period.

Net profit margin widened – Net profit margin improved to 20.9% from 18.8% in the comparison quarter. This is the clearest sign in the supplied data that each rupee of revenue converted into more net profit than a year ago.

FY27 Outlook After LIC Housing Finance Q2 Results

The quarterly figures describe one period, and the FY27 full-year picture will depend on the coming quarters and on disclosed conditions in the housing finance business. This outlook therefore stays with what the reported numbers show and adds no forward figures.

A reader tracking LIC Housing Finance Q2 Results FY27 should watch whether net profit continues to grow faster than revenue, since that pattern defines this quarter. The net profit trend and the Operating Profit line are the two points to follow, and the next section covers the risks attached to them.

Key Risks to Watch After LIC Housing Finance Q2 Results FY27

Modest return on capital employed

Return on capital employed was modest at 8.59% in FY26. A low return on the capital used by the business is a point to track alongside LIC Housing Finance Q2 Results FY27, because it frames how efficiently growth is being funded.

High debt relative to assets

Debt is high at 6.69 times total assets in FY26. The size of borrowings is a structural feature to note when reading the YoY growth in profit, as it ties earnings to financing conditions.

Return on equity declined

Return on equity declined to 14.41% in FY26 from 16.05% in FY25. The fall shows that annual returns to shareholders were lower than in the previous year, even as quarterly net profit moved higher.

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Conclusion

LIC Housing Finance Q2 Results FY27 show consolidated revenue of Rs 7,194.22 Cr, Operating Profit of Rs 6,971.21 Cr and net profit of Rs 1,506.59 Cr for the quarter. These quarterly results are best read as one data point, and the LIC Housing Finance Q2 Results data can be tracked further on the Univest app. Investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on LIC Housing Finance Q2 Results FY27

What are LIC Housing Finance Q2 Results FY27?

Ans. LIC Housing Finance Q2 Results FY27 are the consolidated quarterly results of LIC Housing Finance for July to September 2026, with revenue of Rs 7,194.22 Cr and net profit of Rs 1,506.59 Cr, as covered in the Quick Answer.

What is the results date for LIC Housing Finance Q2 Results FY27?

Ans. LIC Housing Finance declared its quarterly results on 30 October 2026, which is the results date for this release, and the introduction explains how the July to September quarter is compared with last year.

What revenue was reported in LIC Housing Finance Q2 Results FY27?

Ans. LIC Housing Finance reported consolidated revenue of Rs 7,194.22 Cr in Q2 FY27, compared with Rs 7,179.25 Cr a year earlier, so the Financial Highlights table shows only a small increase.

What net profit was reported in LIC Housing Finance Q2 Results FY27?

Ans. LIC Housing Finance reported net profit of Rs 1,506.59 Cr in Q2 FY27, against Rs 1,349.37 Cr in the year-ago quarter, which means the Key Takeaways section records a clear rise in PAT.

How much YoY growth did revenue show in LIC Housing Finance Q2 Results FY27?

Ans. Revenue showed YoY growth of 0.21% to Rs 7,194.22 Cr, while net profit grew 11.65%, so the Performance Analysis section describes revenue as almost flat compared with the profit gain.

Did net profit rise or fall in LIC Housing Finance Q2 Results?

Ans. Net profit rose 11.65% YoY in LIC Housing Finance Q2 Results, reaching Rs 1,506.59 Cr from Rs 1,349.37 Cr, and the Performance Analysis section adds that the net profit margin improved to 20.9% from 18.8%.

What was the Operating Profit in LIC Housing Finance Q2 Results FY27?

Ans. Operating Profit in LIC Housing Finance Q2 Results FY27 was Rs 6,971.21 Cr, up 3.6% YoY from Rs 6,728.87 Cr, which means the line grew faster than revenue, as the Performance Analysis section explains.

Are LIC Housing Finance Q2 Results consolidated results or standalone results?

Ans. LIC Housing Finance Q2 Results are consolidated results, so the revenue, Operating Profit and net profit figures cover the group, while the Quick Answer and introduction both state the consolidated basis for the quarter.

What business factors shaped LIC Housing Finance Q2 Results FY27?

Ans. The disclosed factors are revenue growth of 0.2%, net profit growth of 11.7% and a net profit margin of 20.9%, which are set out in the Key Business Factors section.

What are the key risks after LIC Housing Finance Q2 Results FY27?

Ans. The risks listed are a modest 8.59% return on capital employed, debt at 6.69 times total assets and a lower return on equity of 14.41%, all described in the Key Risks section.

What is the outlook after LIC Housing Finance Q2 Results?

Ans. The FY27 outlook after LIC Housing Finance Q2 Results depends on the coming quarters and on disclosed conditions, so the Outlook section explains which net profit and Operating Profit trends are worth following.

Where can I find the complete LIC Housing Finance Q2 Results FY27 data?

Ans. The complete LIC Housing Finance Q2 Results FY27 figures appear in the Financial Highlights table of this article, and the Univest Screener lets readers compare them, so the table is the best starting point for the quarter.