Laxmi India Finance Q2 Results FY27 Preview: Results Date, Expectations and the Numbers That Will Decide the September 2026 Quarter

The Laxmi India Finance Q2 results FY27 announcement is the next scheduled earnings event for Laxmi India Finance Ltd., a Jaipur based non-banking financial company lending to small businesses and against property, along with vehicle and micro-enterprise loans across Rajasthan and neighbouring states. The stock traded at Rs 127.00 on the NSE on 11 September 2026, down 1.00% from the previous close of Rs 128.28, about 27.4% below its 52-week high of Rs 175.00 and 33.5% above its 52-week low of Rs 95.10.

What makes the Laxmi India Finance Q2 results print worth watching is the base it faces. The September 2025 quarter delivered Rs 76.00 crore of revenue and a profit of Rs 9.00 crore, while the most recent quarter on record, Q1 FY27, produced Rs 94.00 crore and a profit of Rs 17.00 crore. Everything below is built from those reported figures rather than from any forecast.

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When Is the Laxmi India Finance Q2 Results FY27 Date?

The Laxmi India Finance Q2 results date for FY27 is not confirmed. As of 11 September 2026, Laxmi India Finance Ltd. had not filed a board meeting intimation with the NSE or BSE for the September 2026 quarter, so any date circulating before that filing appears should be treated as unverified.

What can be stated is the regulatory boundary. Listed companies in India must publish quarterly results within 45 days of the end of the quarter, which places the outer deadline for the September 2026 quarter at 14 November 2026. Companies also have to give the exchanges prior intimation of the board meeting that approves the results, so the Laxmi India Finance Q2 results date becomes public through that filing rather than through any advance announcement.

The Laxmi India Finance Q2 results FY27 print covers 1 July 2026 to 30 September 2026. Small and mid-cap companies more often report in the second half of that window than in the first, so late October or early November is the range to watch for Laxmi India Finance.

Laxmi India Finance Q2 Results Expectations: What the Market Is Actually Tracking

No verified analyst estimate for the Laxmi India Finance Q2 results FY27 quarter is in the public domain, so no revenue or profit figure should be assumed for Laxmi India Finance. The Laxmi India Finance Q2 results watchlist below is built from what the company has actually reported and disclosed.

The first is total income, which was Rs 76 crore in September 2025 against Rs 94 crore in Q1 FY27, a rise of about 24%. Income has grown in every one of the five quarters shown.

The second is the financing margin, which was 17% in September 2025 and 24% in Q1 FY27. It jumped to 29% in March 2026 as expenses fell from Rs 32 crore to Rs 29 crore, then eased back, so whether the lower cost base holds is the question.

The third is asset quality, which is the real issue in this book. Gross non-performing assets rose from 1.28% in June 2025 to 1.59% and then 2.40% in December 2025, and net non-performing assets from 0.68% to 1.24%, roughly a doubling in two quarters. The March and June 2026 cells are blank on the page.

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Laxmi India Finance Q2 Results Preview: The Q1 FY27 Actuals It Builds On

Laxmi India Finance Ltd. reported revenue of Rs 94.00 crore in Q1 FY27, up 34.29% from Rs 70.00 crore in Q1 FY26, and a profit of Rs 17.00 crore at the net level, up 70.00% from Rs 10.00 crore in Q1 FY26. These are reported actuals, not estimates.

Sequentially, revenue was up 1.08% over the March 2026 quarter figure of Rs 93.00 crore, and net profit was down 19.05% from Rs 21.00 crore in Q4 FY26. A manufacturer-style operating margin is not a meaningful measure for Laxmi India Finance, because its costs are dominated by interest paid on borrowings, so the Laxmi India Finance Q2 results print is better read from net interest income, asset quality and the rupee profit figure.

Q2 FY26 Base: The Comparison Laxmi India Finance Q2 Results FY27 Must Beat

Laxmi India Finance Ltd. reported revenue of Rs 76.00 crore and a profit of Rs 9.00 crore in Q2 FY26, the September 2025 quarter. That is the year-ago base against which the September 2026 numbers will be judged, and it is the single most useful figure in this Laxmi India Finance Q2 results preview.

Net profit in that base quarter was below the Rs 17.00 crore just reported for Q1 FY27, so the year-on-year comparison starts from a manageable level. Revenue of Rs 76.00 crore sits below the Rs 94.00 crore of the June 2026 quarter, which frames how much sequential movement the Laxmi India Finance Q2 results print needs to show growth.

Laxmi India Finance Quarterly Results Trend Over the Last Four Quarters

Quarter	Revenue (Rs Cr)	Net Profit (Rs Cr)
Q2 FY26 (Sep 2025)	76.00	9.00
Q3 FY26 (Dec 2025)	79.00	10.00
Q4 FY26 (Mar 2026)	93.00	21.00
Q1 FY27 (Jun 2026)	94.00	17.00

Figures in brackets denote negative numbers. All four quarters above are reported actuals taken from the company's exchange filings, and they are the only basis this Laxmi India Finance Q2 results preview uses.

Revenue across those four quarters ranged from Rs 76.00 crore to Rs 94.00 crore, and net profit from Rs 9.00 crore to Rs 21.00 crore. That spread is the honest context for the Laxmi India Finance Q2 results FY27 print, and it is why a single quarter should not be read as a trend on its own.

Key Factors That Could Shape Laxmi India Finance Q2 Results FY27

The Laxmi India Finance Q2 results outcome will turn on a small number of company-specific variables rather than on broad market conditions. The three below are the ones visible in what Laxmi India Finance has already reported.

Small Business Lending Seasons Quickly

Loans to small traders and micro-enterprises are sensitive to local cash flow, so stress appears in collection efficiency within a couple of quarters of disbursement. A fast-growing book therefore carries credit cost that arrives later than the income does.

Asset Quality Is Moving the Wrong Way

Both non-performing ratios roughly doubled over the three quarters that report them, which matters more than the margin improvement above because provisions are what convert a good spread into a poor return.

The Series Is Short

The company listed in 2025, so the quarterly table shows only nine columns and there is no pre-2024 history. Borrowings of Rs 1,337 crore against net worth of Rs 465 crore give a debt to equity ratio of 2.88, and the stock trades at 1.43 times a book value of Rs 89.00.

Laxmi India Finance Q2 Results FY27: Share Price and Valuation Going Into the Print

Laxmi India Finance share price today is Rs 127.00 on the NSE, down Rs 1.28 or 1.00% from the previous close of Rs 128.28 on 11 September 2026, ahead of the Laxmi India Finance Q2 results announcement.

Metric	Value (11 September 2026)
NSE Symbol	LAXMIINDIA
Current Market Price	Rs 127.00
52-Week High	Rs 175.00
52-Week Low	Rs 95.10
Market Capitalisation	Rs 667 crore
PE Ratio	11.79
PB Ratio	1.43
EPS (TTM)	Rs 10.77
Book Value per Share	Rs 89.00
Debt to Equity	2.88
Return on Equity	13.8%
50-Day Moving Average	Rs 125.42
200-Day Moving Average	Rs 113.06
RSI (14)	51.74

The stock trades above both its 50-day average of Rs 125.42 and its 200-day average of Rs 113.06, with a 14-day RSI of 51.74. None of this is a view on where the shares go once the Laxmi India Finance Q2 results are announced, and no price target is offered here.

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What Investors Should Watch When Laxmi India Finance Q2 Results Are Announced

Four lines carry most of the information in a company of this size, and reading them in order keeps the Laxmi India Finance Q2 results print in proportion.

1. Revenue against the Rs 76.00 crore reported in the September 2025 base quarter
2. Net profit against a profit of Rs 9.00 crore in that same quarter
3. Net interest income and asset quality, since a manufacturer-style operating margin does not apply here
4. Any exceptional item, provision or one-off gain disclosed alongside the numbers

A one-off gain or provision can move the reported profit far more than operations do in a company this size, which is why the Laxmi India Finance Q2 results announcement should be read together with the notes to the results rather than the headline alone.

Conclusion on Laxmi India Finance Q2 Results FY27

The Laxmi India Finance Q2 results date is not confirmed, and 14 November 2026 is the statutory outer limit rather than an expected date. Laxmi India Finance Ltd. will make the schedule public through a board meeting intimation to the exchanges, and until then the September 2026 quarter can only be framed by what has already been reported.

On that basis the Laxmi India Finance Q2 results FY27 print faces a base of Rs 76.00 crore in revenue and a profit of Rs 9.00 crore, with the most recent quarter having delivered Rs 94.00 crore and a profit of Rs 17.00 crore. No numerical estimate appears in this preview because no verified consensus figure exists for Laxmi India Finance, and readers should treat any preview that supplies one with caution. Verify every figure against the company filing on release and consult a SEBI-registered advisor before acting on quarterly earnings.

FAQs on Laxmi India Finance Q2 Results FY27

What is the Laxmi India Finance Q2 results date for FY27?

Ans. The Laxmi India Finance Q2 results date for FY27 is not confirmed. Laxmi India Finance Ltd. had not filed a board meeting intimation with the NSE or BSE as of 11 September 2026. Indian listing rules require the September 2026 quarter results to be published by 14 November 2026 at the latest.

What quarter do the Laxmi India Finance Q2 results 2026 cover?

Ans. The Laxmi India Finance Q2 results FY27 cover 1 July 2026 to 30 September 2026, known as the September 2026 quarter. Laxmi India Finance Ltd. reports revenue, operating profit and net profit for that period, and the Laxmi India Finance Q2 results filing also carries the notes to the accounts.

What were the Laxmi India Finance Q1 FY27 results?

Ans. Laxmi India Finance Ltd. reported revenue of Rs 94.00 crore in Q1 FY27 and a profit of Rs 17.00 crore at the net level. Revenue was up 34.29% versus Q1 FY26 and net profit was up 70.00% from Rs 10.00 crore in Q1 FY26.

What were Laxmi India Finance Q2 FY26 results in the September 2025 quarter?

Ans. Laxmi India Finance Ltd. reported revenue of Rs 76.00 crore and a profit of Rs 9.00 crore in Q2 FY26. Those figures form the base for the Laxmi India Finance Q2 results FY27 comparison.

What are the main Laxmi India Finance Q2 results expectations this quarter?

Ans. No verified analyst estimate is publicly available. The Laxmi India Finance Q2 results expectations centre on revenue against the Rs 76.00 crore base, net profit against a profit of Rs 9.00 crore, and any exceptional item disclosed with the numbers.

What is Laxmi India Finance share price today ahead of the Q2 earnings?

Ans. Laxmi India Finance share price is Rs 127.00 on the NSE as of 11 September 2026, down 1.00% from Rs 128.28. The stock is about 27.4% below its 52-week high of Rs 175.00 and 33.5% above its 52-week low of Rs 95.10, at a market capitalisation of Rs 667 crore.

Is Laxmi India Finance a good stock to buy before the Q2 results?

Ans. This article does not offer a buy, sell or hold recommendation on Laxmi India Finance Ltd. The stock trades at a price-to-book ratio of 1.43 with a return on equity of 13.8%. Assess the reported numbers when they are released and consult a SEBI-registered financial advisor before making any decision.