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4 Largecap Profit CAGR With Low PE and Low Price to Book Stocks to Watch for Future Multibagger Potential: HDFC Bank, LIC, Bajaj Finserv and Shriram Finance

HDFC Bank Rs 812.30. LIC Rs 404. Bajaj Finserv Rs 1,887.10. Shriram Finance Rs 1,003.80. Market caps from Rs 2.49 lakh crore to Rs 13.14 lakh crore. Data as of 12 Nov 2026.


13 Nov 2026 • 9:51 am

4 Largecap Profit CAGR With Low PE and Low Price to Book Stocks to Watch for Future Multibagger Potential: HDFC Bank, LIC, Bajaj Finserv and Shriram Finance

Quick Answer

HDFC Bank, LIC, Bajaj Finserv and Shriram Finance are the 4 picks in this profit CAGR with low PE and low price to book stocks watchlist, with market caps between Rs 2.49 lakh crore and Rs 13.14 lakh crore. HDFC Bank stands out for the largest market cap at Rs 13,13,898 crore, while LIC offers the highest return on equity at 32.53%. PE ratios run from 8.65 to 21.98, so compare each one with its industry PE before investing. All figures are as of 12 November 2026.

Profit CAGR with low PE and low price to book stocks to watch for multibagger potential start with a simple filter: size, a clean financial record and earnings that keep growing. HDFC Bank, LIC, Bajaj Finserv and Shriram Finance meet that test, with market caps from Rs 2.49 lakh crore to Rs 13.14 lakh crore and HDFC Bank offering the largest market cap at Rs 13,13,898 crore. Each of these companies has a four year profit CAGR of at least 15 per cent and a price to earnings ratio below 30 and a price to book ratio below 5, a return on equity of at least 10 per cent and profit growth in FY26 and in the latest quarter, and net profit rose in FY26 and in the latest quarter.

This list covers companies with a four year profit CAGR of at least 15 per cent and a price to earnings ratio below 30 and a price to book ratio below 5, a return on equity of at least 10 per cent and profit growth in FY26 and in the latest quarter, rising profit in FY26 and the latest quarter, market capitalisation above Rs 1,00,000 crore, and complete, verifiable financials, ranked by market capitalisation. Each company has a market cap above Rs 1 lakh crore. Investors screening profit CAGR with low PE and low price to book stocks usually begin with size and balance sheet strength, and this list follows the same logic. All figures are as of 12 November 2026 and are drawn from NSE and BSE data and company filings.

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What Are Profit CAGR With Low PE and Low Price to Book Stocks and Why Do They Attract Multibagger Interest?

Profit CAGR with low PE and low price to book stocks are shares of large companies whose profit has compounded at fifteen per cent or more a year over four years while the price to earnings ratio is below thirty and the price to book ratio is below five. The four here cover private banking, life insurance, financial services and vehicle finance.

Compounding profit shows that earnings have grown steadily, and a price that is still reasonable against both earnings and book value shows that the market has not pushed the valuation to an extreme. Within profit CAGR with low PE and low price to book stocks, the four companies show rising profit. In profit CAGR with low PE and low price to book stocks, each of the four also posted growth in the latest quarter. Across profit CAGR with low PE and low price to book stocks, every company here grew its FY26 profit. For profit CAGR with low PE and low price to book stocks, both FY26 and the latest quarter showed growth. Whichever way you read profit CAGR with low PE and low price to book stocks, the common thread is rising profit backed by complete financial data. For profit CAGR with low PE and low price to book stocks, checking each result against the latest quarter matters more than any single ratio. The next sections explain what stands out in each of profit CAGR with low PE and low price to book stocks, using FY26 and latest quarter data. Prices move daily, so recheck the figures for profit CAGR with low PE and low price to book stocks before you decide.

Profit CAGR With Low PE and Low Price to Book Stocks at a Glance: Price, Market Cap, PE, ROE and Price to Book

Prices are closing prices as of 12 November 2026. LIC combines the lowest PE of the group, 8.65, with the highest return on equity, 32.53%.

Stock CMP (Rs) Market Cap (Rs Cr) PE Industry PE ROE Price to Book 52-Week Range (Rs)
HDFC Bank 812.30 13,13,898 15.93 11.94 13.14% 2.19 680.20 to 1,020.50
Life Insurance Corporation of India 404 5,19,633 8.65 10.47 32.53% 2.93 360.75 to 468.48
Bajaj Finserv 1,887.10 3,07,874 14.92 17.68 12.58% 3.95 1,597.00 to 2,195.00
Shriram Finance 1,003.80 2,48,814 21.98 17.68 15.21% 2.36 662.25 to 1,153.70

HDFC Bank: 20.04% Profit CAGR Since FY22

HDFC Bank is India's largest private sector bank by assets and serves retail, business and corporate customers through a wide branch and digital network. It reported FY26 total income of Rs 4,95,462.81 crore, up 5.21% year on year, and net profit of Rs 79,219.46 crore, up 7.87%. Net profit has compounded at 20.04% a year since FY22, while total income has grown 31.11% a year.

In the September 2026 quarter, total income rose 9.11% to Rs 1,29,358.69 crore and net profit grew 5.76% to Rs 21,537.09 crore. Domestic institutions raised their holding from 36.26% in September 2025 to 43.63% in September 2026. The stock trades at a PE of 15.93 against an industry PE of 11.94, with a return on equity of 13.14%. The dividend yield is 1.82%.

LIC: 93.19% Profit CAGR Since FY22

LIC is India's largest life insurer and one of the biggest institutional investors in the stock market, with a vast agent network across the country. It reported FY26 revenue of Rs 9,90,211.25 crore, up 10.23% year on year, and net profit of Rs 57,453.15 crore, up 18.90%. Net profit has compounded at 93.19% a year since FY22, while revenue has grown 7.96% a year. Operating margin was 5.51% in FY26. The debt-to-equity ratio is 0.00, which keeps interest costs low.

The stock trades at a PE of 8.65 against an industry PE of 10.47, below the sector average, with a return on equity of 32.53%. In the June 2026 quarter, revenue rose 6.97% to Rs 2,41,166.45 crore and net profit grew 23.98% to Rs 13,584.25 crore. Domestic institutions raised their holding from 1.36% in September 2025 to 6.17% in September 2026.

Bajaj Finserv: 24.02% Profit CAGR Since FY22

Bajaj Finserv is a financial services holding company with interests in lending through Bajaj Finance and in general and life insurance. It reported FY26 total income of Rs 1,50,530.38 crore, up 13.23% year on year, and net profit of Rs 19,669.47 crore, up 12.03%. Net profit has compounded at 24.02% a year since FY22, while total income has grown 21.78% a year.

In the June 2026 quarter, total income rose 19.08% to Rs 42,036.90 crore and net profit grew 18.15% to Rs 6,296.67 crore. Domestic institutions raised their holding from 10.09% in June 2025 to 12.10% in June 2026. The stock trades at a PE of 14.92 against an industry PE of 17.68, below the sector average, with a return on equity of 12.58%.

Shriram Finance: 38.64% Profit CAGR Since FY22

Shriram Finance is a major NBFC focused on commercial vehicle, small business and personal loans. It reported FY26 total income of Rs 48,192.65 crore, up 15.13% year on year, and net profit of Rs 10,004.20 crore, up 6.16%. Net profit has compounded at 38.64% a year since FY22, while total income has grown 25.75% a year.

The stock trades at a PE of 21.98 against an industry PE of 17.68, with a return on equity of 15.21%. In the June 2026 quarter, total income rose 16.26% to Rs 13,418.74 crore and net profit grew 59.95% to Rs 3,447.26 crore. The share price has gained 248.80% over five years and 44.72% over the past year. Domestic institutions raised their holding from 18.66% in September 2025 to 19.90% in June 2026.

Profit CAGR With Low PE and Low Price to Book Stocks: Financial Comparison on Growth and Margins

The table compares scale and growth across these profit CAGR with low PE and low price to book stocks. Latest quarter means the most recent reported quarter for each company, and only metrics that are positive for every company are shown.

Stock Total Income (Rs Cr) Net Profit (Rs Cr) Income Growth (YoY) 4-Year Income CAGR 4-Year Net Profit CAGR
HDFC Bank 4,95,462.81 79,219.46 5.21% 31.11% 20.04%
LIC 9,90,211.25 57,453.15 10.23% 7.96% 93.19%
Bajaj Finserv 1,50,530.38 19,669.47 13.23% 21.78% 24.02%
Shriram Finance 48,192.65 10,004.20 15.13% 25.75% 38.64%

Check the Univest Screener for live data on these profit CAGR with low PE and low price to book stocks

Institutional Holding in HDFC Bank, LIC, Bajaj Finserv and Shriram Finance

Institutional holding shows who is backing these profit CAGR with low PE and low price to book stocks alongside the promoter. The table uses the latest reported quarter for each. HDFC Bank has the deepest institutional backing, with FII and DII together holding 83.03% as of September 2026. Domestic institutions increased their holding over the past year in HDFC Bank (from 36.26% to 43.63%), LIC (from 1.36% to 6.17%), Bajaj Finserv (from 10.09% to 12.10%) and Shriram Finance (from 18.66% to 19.90%). Keeping an eye on the Sensex alongside this list shows whether these shares are moving with the wider market.

Stock Promoter FII DII Public Quarter
HDFC Bank Nil 39.40% 43.63% 16.97% September 2026
LIC 90.00% 1.55% 6.17% 2.28% September 2026
Bajaj Finserv 58.71% 6.91% 12.10% 22.28% June 2026
Shriram Finance 20.30% 54.77% 19.90% 5.04% June 2026

Risks to Weigh in Profit CAGR With Low PE and Low Price to Book Stocks

Being careful with profit CAGR with low PE and low price to book stocks means looking at what can slow the story as well as what can speed it up. Four points matter most:

  • Past growth may not repeat.
  • Share prices can move sharply in either direction.
  • Valuation: HDFC Bank trades at a PE of 15.93 against an industry PE of 11.94, so earnings need to keep growing to support the price.
  • Concentration: Holding all 4 names puts the allocation in one sector, so size each position to match your risk appetite.

How to Choose Between Profit CAGR With Low PE and Low Price to Book Stocks

Picking from profit CAGR with low PE and low price to book stocks comes down to four checks, applied in order.

  1. Check asset quality and net interest margin first, then return on equity and price to book. Debt-to-equity does not apply to lenders.
  2. Compare each PE with the industry PE (10.47 to 17.68) and ask whether the growth rate justifies any gap.
  3. Track net profit growth, the operating margin and the return on equity in every quarterly result.
  4. Stagger entries across quarters and review institutional holding every reporting season.

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Conclusion

Among profit CAGR with low PE and low price to book stocks, HDFC Bank stands out for the largest market cap at Rs 13,13,898 crore, LIC for the highest return on equity at 32.53%, Bajaj Finserv for 13.23% revenue growth in FY26 and Shriram Finance for the biggest five-year price gain at 248.80%. Which one suits a portfolio depends on how much valuation risk it can carry, so staggering entries and reviewing each quarterly result is a sound habit. Investors comparing profit CAGR with low PE and low price to book stocks should rank them on growth, financial strength and the price paid, and anyone who wants personalised guidance can consult a SEBI-registered advisor before acting.

Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).

Frequently Asked Questions on Profit CAGR With Low PE and Low Price to Book Stocks to Watch

Which are the best profit CAGR with low PE and low price to book stocks to watch for multibagger potential?

Ans. HDFC Bank, LIC, Bajaj Finserv and Shriram Finance are the 4 names this list highlights, with market caps of Rs 13,13,898 crore, Rs 5,19,633 crore, Rs 3,07,874 crore and Rs 2,48,814 crore respectively. HDFC Bank is notable for the largest market cap at Rs 13,13,898 crore. LIC stands out for the highest return on equity at 32.53%. Bajaj Finserv offers 13.23% revenue growth in FY26. Shriram Finance brings the biggest five-year price gain at 248.80%. These are watchlist names for profit CAGR with low PE and low price to book stocks, not recommendations, so match each one to your own risk profile and time horizon.

Is LIC a good stock for long-term investors?

Ans. LIC has a return on equity of 32.53%, a PE of 8.65 against an industry PE of 10.47 and a market cap of Rs 5,19,633 crore. Net profit has compounded at 93.19% a year since FY22, and FY26 revenue rose 10.23% while June 2026 quarter net profit grew 23.98%. Long-term returns in profit CAGR with low PE and low price to book stocks depend on earnings growth and the price paid at entry, so staggering purchases and consulting a SEBI-registered advisor is sensible.

Can Shriram Finance become a multibagger from here?

Ans. Shriram Finance has already gained 248.80% in five years, so another multi-fold move would need sustained earnings growth. A multibagger outcome in profit CAGR with low PE and low price to book stocks requires earnings to keep growing faster than the market for several years. Net profit has compounded at 38.64% a year since FY22, and FY26 revenue rose 15.13%. At a PE of 21.98 against an industry PE of 17.68, valuation should be checked against that growth before investing.

What is the market cap of HDFC Bank, LIC, Bajaj Finserv and Shriram Finance?

Ans. As of 12 November 2026, HDFC Bank has a market cap of Rs 13,13,898 crore, LIC has a market cap of Rs 5,19,633 crore, Bajaj Finserv has a market cap of Rs 3,07,874 crore and Shriram Finance has a market cap of Rs 2,48,814 crore. All of them qualify as largecaps. Market cap changes daily with the share price, so check the latest figure on the Univest Screener or on NSE before taking a decision on profit CAGR with low PE and low price to book stocks.

What are the risks of investing in profit CAGR with low PE and low price to book stocks?

Ans. The main risks are market swings, slower growth than expected and valuations that already reflect good news. Companies with strong balance sheets and steady earnings handle these better. HDFC Bank trades at a PE of 15.93 against an industry PE of 11.94, so earnings growth needs to hold up.

Why is HDFC Bank trading at a PE of 15.93?

Ans. HDFC Bank's PE of 15.93 compares with an industry PE of 11.94. The market is paying a premium for profit growth of 20.04% a year since FY22, which also means the stock is more sensitive if growth slows. Investors in profit CAGR with low PE and low price to book stocks who are comfortable with higher valuation risk may prefer to stagger purchases instead of investing in one go.

How much do institutions hold in HDFC Bank, LIC, Bajaj Finserv and Shriram Finance?

Ans. As of the latest reported quarter, FII and DII together hold 83.03% of HDFC Bank (39.40% and 43.63%), 7.72% of LIC (1.55% and 6.17%), 19.01% of Bajaj Finserv (6.91% and 12.10%) and 74.67% of Shriram Finance (54.77% and 19.90%). Rising institutional holding is a useful signal in profit CAGR with low PE and low price to book stocks, though it should be read with earnings trends rather than on its own.

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Note: This blog is for information purpose only. Investments and trading are subject to market risks, read all scheme related documents carefully.

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