Kotak Mahindra Bank Q2 Results FY27: Net Profit Up 26.34% YoY, Revenue Rs 29,426.88 Cr, PAT Rs 5,645.38 Cr

Kotak Mahindra Bank Ltd (KOTAKBANK) Q2 Results FY27 announced on 24 October 2026, covering the company's financial performance for the July to September quarter. The results date confirms revenue of Rs 29,426.88 Cr and PAT of Rs 5,645.38 Cr, up 18.17% and 26.34% YoY respectively. In Kotak Mahindra Bank Q2 Results FY27, net profit growth ran 8.17 percentage points ahead of revenue growth, which frames much of what follows.

This results analysis of Kotak Mahindra Bank Q2 Results covers the financial highlights, the business drivers disclosed for the quarter, the FY27 outlook and the risks investors may track. Readers using the Univest app can follow each section in order, starting with the financial highlights below.

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Kotak Mahindra Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 29426.88 Cr	Rs 24901.39 Cr	+18.17% YoY
Net Profit (PAT)	Rs 5645.38 Cr	Rs 4468.27 Cr	+26.34% YoY

Source: company filing for Kotak Mahindra Bank Q2 Results FY27, 24 October 2026. Figures in Rs Crore.

Key Takeaways from Kotak Mahindra Bank Q2 Results: What Stands Out

• Revenue rose 18.17% YoY: revenue reached Rs 29,426.88 Cr from Rs 24,901.39 Cr, an increase of Rs 4,525.49 Cr over the same quarter last year.
• Net profit up 26.34%: net profit climbed to Rs 5,645.38 Cr from Rs 4,468.27 Cr in Kotak Mahindra Bank Q2 Results FY27.
• Profit grew faster than revenue: the growth in net profit ran clearly ahead of the revenue growth recorded for this quarter.
• Net profit margin at 19.2%: the margin moved up from 17.9% in the comparison quarter, as disclosed alongside the results.
• Sequential revenue dip to watch: revenue was 2.1% lower than the Rs 30,068.60 Cr of the previous quarter, which the performance analysis examines next.

Kotak Mahindra Bank Q2 Results FY27: Performance Analysis

The performance analysis shows a bank that grew both its top line and its bottom line from a year earlier, with profit outpacing revenue. Revenue rose 18.17% to Rs 29,426.88 Cr, while net profit increased 26.34% to Rs 5,645.38 Cr. This results analysis places the profit gain of Rs 1,177.11 Cr against a revenue gain of Rs 4,525.49 Cr for the July to September 2026 quarter.

Within Kotak Mahindra Bank Q2 Results FY27, the faster rise in net profit lifted the net profit margin to 19.2% from 17.9%. That change means a larger share of each rupee of revenue reached the bottom line this quarter. The YoY growth in both lines came alongside a sequential revenue figure that was lower than the Rs 30,068.60 Cr reported in the preceding quarter.

For investors, the next quarterly results will show whether the YoY growth pattern holds as the year progresses. Kotak Mahindra Bank Q2 Results confirm the direction of revenue and profit, and later disclosures will add detail on how each line develops. The Univest Screener helps track these figures quarter by quarter. With that picture in place, the results analysis now turns to the business factors behind Kotak Mahindra Bank Q2 Results FY27.

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Key Business Factors This Quarter

Revenue Growth of 18.2% – The results analysis points first to revenue, which grew 18.2% year on year to Rs 29,426.88 Cr in the latest quarter. This top-line expansion from Rs 24,901.39 Cr gave the quarterly results their base for the profit growth that followed.

Net Profit Rise of 26.3% – Net profit rose 26.3% year on year to Rs 5,645.38 Cr in Kotak Mahindra Bank Q2 Results FY27. Profit therefore grew at a faster rate than revenue, adding Rs 1,177.11 Cr over the same quarter last year.

Net Profit Margin at 19.2% – Net profit margin improved to 19.2% from 17.9% in the comparison quarter. This 1.3 percentage point change follows directly from profit rising faster than revenue, and it sets the starting point for the FY27 outlook.

FY27 Outlook After Kotak Mahindra Bank Q2 Results

The FY27 outlook rests on how the remaining two quarters compare with the first half, since full-year results will depend on those subsequent quarters. Kotak Mahindra Bank Q2 Results FY27 add Rs 5,645.38 Cr of net profit to the year so far. Revenue of Rs 29,426.88 Cr this quarter compares with Rs 30,068.60 Cr in the quarter before, so the sequential trend is one figure to track.

From a results analysis view, the main question for FY27 is whether net profit keeps growing faster than revenue, as it did this quarter. The 26.34% rise in net profit against 18.17% revenue growth gives the year a clear comparison point, and the third quarter numbers will show whether that gap narrows or widens. Readers can follow each update on the Univest app, while the risks below cover the points to watch.

Key Risks to Watch After Kotak Mahindra Bank Q2 Results FY27

Sequential Revenue Decline

Revenue was down 2.1% quarter on quarter from Rs 30,068.60 Cr. Although Kotak Mahindra Bank Q2 Results FY27 show clear YoY growth, the dip against the previous quarter means the sequential revenue path deserves attention at the next results date.

Lower Return on Equity

Return on equity declined to 11.33% in FY26 from 15.28% in FY25. This annual figure sits outside the quarter itself, yet it shows how much profit the bank produced on shareholder capital over the last full year.

Annual Per-Share Earnings Record

Earnings on each share fell in FY26 after growing in FY25, according to the annual record. The 26.34% rise in net profit this quarter therefore sits against a weaker prior year, and the conclusion below brings these points together.

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Conclusion

Kotak Mahindra Bank Q2 Results FY27 show revenue of Rs 29,426.88 Cr, up 18.17% YoY, and net profit of Rs 5,645.38 Cr, up 26.34%. The net profit margin moved to 19.2% from 17.9%, while revenue was 2.1% lower than the previous quarter. Taken together, Kotak Mahindra Bank Q2 Results, declared on the 24 October 2026 results date, give a factual base for tracking the next quarterly results. Investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on Kotak Mahindra Bank Q2 Results FY27

What are Kotak Mahindra Bank Q2 Results FY27?

Ans. Kotak Mahindra Bank Q2 Results FY27 are the quarterly results for July to September, showing revenue of Rs 29,426.88 Cr and net profit of Rs 5,645.38 Cr. So both rose YoY, as the Quick Answer shows.

What is the results date for Kotak Mahindra Bank Q2 Results FY27?

Ans. The results date for Kotak Mahindra Bank Q2 Results FY27 was 24 October 2026, covering the July to September 2026 quarter. That date anchors every figure in this article, as noted in the opening paragraphs.

What revenue was reported in Kotak Mahindra Bank Q2 Results FY27?

Ans. Kotak Mahindra Bank reported revenue of Rs 29,426.88 Cr for the quarter, compared with Rs 24,901.39 Cr a year earlier. That works out to 18.17% YoY growth, as set out in the Key Takeaways section.

What net profit was reported in Kotak Mahindra Bank Q2 Results FY27?

Ans. Kotak Mahindra Bank reported net profit of Rs 5,645.38 Cr for the quarter, against Rs 4,468.27 Cr in the same quarter last year. This 26.34% rise appears in the Performance Analysis section of this article.

How much YoY growth did revenue show in Kotak Mahindra Bank Q2 Results FY27?

Ans. Kotak Mahindra Bank Q2 Results FY27 show revenue YoY growth of 18.17%, taking the figure to Rs 29,426.88 Cr. Compared with this, net profit grew faster at 26.34%, as the Performance Analysis explains.

Did net profit rise or fall in Kotak Mahindra Bank Q2 Results?

Ans. Net profit rose for Kotak Mahindra Bank, climbing 26.34% YoY to Rs 5,645.38 Cr in the July to September 2026 quarter. Alongside this, the increase of Rs 1,177.11 Cr is covered in the Performance Analysis section.

What was the net profit margin in Kotak Mahindra Bank Q2 Results FY27?

Ans. Kotak Mahindra Bank Q2 Results FY27 show a net profit margin of 19.2%, up from 17.9% in the comparison quarter. This change reflects profit growing faster than revenue, as the Key Business Factors section describes.

What business factors shaped Kotak Mahindra Bank Q2 Results FY27?

Ans. Three business factors shaped the quarter for Kotak Mahindra Bank: revenue growth of 18.2%, a net profit rise of 26.3% and a net profit margin of 19.2%. Together, these points form the Key Business Factors section.

What are the key risks after Kotak Mahindra Bank Q2 Results FY27?

Ans. Kotak Mahindra Bank faces a 2.1% sequential revenue dip and return on equity that fell to 11.33% in FY26 from 15.28%. Alongside these, the Key Risks section covers the annual per-share earnings record.

How did revenue compare with the previous quarter in Kotak Mahindra Bank Q2 Results?

Ans. Kotak Mahindra Bank's revenue was 2.1% lower than the Rs 30,068.60 Cr reported in the previous quarter, even as it rose YoY. This sequential dip is the first item in the Key Risks section.

What is the outlook after Kotak Mahindra Bank Q2 Results?

Ans. The FY27 outlook for Kotak Mahindra Bank depends on the remaining quarters, with net profit of Rs 5,645.38 Cr recorded this quarter. So the FY27 Outlook section tracks whether profit keeps growing faster than revenue.

Where can I find the complete Kotak Mahindra Bank Q2 Results FY27 data?

Ans. The complete figures for Kotak Mahindra Bank appear in the Financial Highlights table of this article, covering revenue and net profit with YoY changes. Alongside this, the Univest Screener lets readers track later quarterly results.