ICICI Prudential Fixed Maturity 1100 Days Review: Plans, NAV, Returns and Portfolio Analysis 2026

Offered as part of ICICI Prudential Mutual Fund's open-ended fund lineup, ICICI Prudential Fixed Maturity 1100 Days sits in the fixed maturity plan category and targets investors with a risk appetite and time horizon that match its mandate. The fund currently provides 85 active scheme codes, giving investors a choice across Direct and Other Plans and Quarterly IDCW, Half Yearly IDCW, Growth, IDCW. Whether you are looking to reduce cost through a Direct Plan or want periodic payouts via an IDCW option, this scheme has a configuration worth exploring.

This review breaks down the key metrics for ICICI Prudential Fixed Maturity 1100 Days: NAV figures across all variants, how the Direct and Regular Plan expense ratios compare, what the returns picture looks like, and which type of investor this scheme is built for. All figures reflect publicly available data as of August 2026.

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ICICI Prudential Fixed Maturity 1100 Days: All Plans and Options

Here is a full reference of all active scheme codes under ICICI Prudential Fixed Maturity 1100 Days. The Direct Plan cuts out distributor commission, lowering the expense ratio versus the Regular Plan. IDCW options distribute available surplus periodically while Growth options compound it back into the NAV.

Scheme Code	Plan	Option	ISIN	NAV (Rs)	Date
144378	Direct Plan	Quarterly IDCW	INF109KC1IE5	12.4361	05-Aug-2021
144606	Direct Plan	Quarterly IDCW	INF109KC1JP9	12.7088	03-Sep-2021
131014	Direct Plan	Growth	INF109KA1K49	12.9473	30-Aug-2017
131007	Direct Plan	Growth	INF109KA1K80	13.3435	13-Sep-2017
131006	Direct Plan	IDCW	INF109KA1K98	13.3435	13-Sep-2017
131111	Direct Plan	Growth	INF109KA1P85	12.9348	13-Sep-2017
131109	Direct Plan	IDCW	INF109KA1P93	12.9348	13-Sep-2017
131197	Direct Plan	Growth	INF109KA1R42	13.3409	26-Sep-2017
131198	Direct Plan	IDCW	INF109KA1R59	13.3409	26-Sep-2017
131310	Direct Plan	Growth	INF109KA1T65	12.8974	28-Sep-2017
131309	Direct Plan	IDCW	INF109KA1T73	12.8974	28-Sep-2017
131599	Direct Plan	Growth	INF109KA10B8	12.849	02-Nov-2017
131602	Direct Plan	Growth	INF109KA14B0	12.8676	25-Oct-2017
132834	Direct Plan	Growth	INF109KA12E8	13.1513	16-Nov-2017
132835	Direct Plan	IDCW	INF109KA13E6	13.1513	16-Nov-2017
132900	Direct Plan	Growth	INF109KA10F9	12.8085	16-Nov-2017
133005	Direct Plan	Growth	INF109KA12F5	12.7614	23-Nov-2017
133244	Direct Plan	Growth	INF109KA14N5	12.7577	26-Dec-2017
133245	Direct Plan	IDCW	INF109KA15N2	12.7577	26-Dec-2017
133458	Direct Plan	Growth	INF109KA15S1	12.6807	31-Jan-2018
134160	Direct Plan	Growth	INF109KB1375	12.745	27-Mar-2018
134929	Direct Plan	Growth	INF109KB1IV0	12.5471	17-Jul-2018
134926	Direct Plan	IDCW	INF109KB1IW8	12.5471	17-Jul-2018
134930	Direct Plan	Growth	INF109KB1IR8	13.1844	24-Jul-2018
134933	Direct Plan	IDCW	INF109KB1IS6	13.1844	24-Jul-2018
140022	Direct Plan	Growth	INF109KB1H67	12.7173	25-Oct-2019
140020	Direct Plan	IDCW	INF109KB1H75	12.7173	25-Oct-2019
141597	Direct Plan	Growth	INF109KB12S6	12.5117	17-Jul-2020
141600	Direct Plan	IDCW	INF109KB13S4	12.5117	17-Jul-2020
141697	Direct Plan	Growth	INF109KB19T9	12.5194	19-Aug-2020
141696	Direct Plan	IDCW	INF109KB10U6	12.5194	19-Aug-2020
141854	Direct Plan	Growth	INF109KB19X1	12.5101	15-Oct-2020
141855	Direct Plan	IDCW	INF109KB10Y8	12.5101	15-Oct-2020
144065	Direct Plan	Growth	INF109KC1HJ6	12.6641	08-Jul-2021
144302	Direct Plan	Growth	INF109KC1HX7	12.6552	22-Jul-2021
144376	Direct Plan	Growth	INF109KC1ID7	12.4403	05-Aug-2021
144603	Direct Plan	Growth	INF109KC1JO2	12.7088	03-Sep-2021
144605	Direct Plan	Half Yearly IDCW	INF109KC1JQ7	12.7088	03-Sep-2021
144308	Other Plan	Quarterly IDCW	INF109KC1HV1	12.5732	22-Jul-2021
144377	Other Plan	Quarterly IDCW	INF109KC1IB1	12.3502	05-Aug-2021
144604	Other Plan	Quarterly IDCW	INF109KC1JM6	12.5918	03-Sep-2021
131016	Other Plan	Growth	INF109KA1K23	12.7954	30-Aug-2017
131017	Other Plan	IDCW	INF109KA1K31	12.7954	30-Aug-2017
131008	Other Plan	Growth	INF109KA1K64	13.19	13-Sep-2017
131009	Other Plan	IDCW	INF109KA1K72	13.19	13-Sep-2017
131112	Other Plan	Growth	INF109KA1P69	12.791	13-Sep-2017
131110	Other Plan	IDCW	INF109KA1P77	12.791	13-Sep-2017
131195	Other Plan	Growth	INF109KA1R26	13.1795	26-Sep-2017
131196	Other Plan	IDCW	INF109KA1R34	13.1795	26-Sep-2017
131311	Other Plan	Growth	INF109KA1T40	12.7677	28-Sep-2017
131312	Other Plan	IDCW	INF109KA1T57	12.7677	28-Sep-2017
131601	Other Plan	Growth	INF109KA18A3	12.8283	02-Nov-2017
131600	Other Plan	IDCW	INF109KA19A1	12.8283	02-Nov-2017
131603	Other Plan	Growth	INF109KA12B4	12.8438	25-Oct-2017
131604	Other Plan	IDCW	INF109KA13B2	12.8438	25-Oct-2017
132837	Other Plan	Growth	INF109KA10E2	13.0012	16-Nov-2017
132836	Other Plan	IDCW	INF109KA11E0	13.0012	16-Nov-2017
132901	Other Plan	Growth	INF109KA18E5	12.7936	16-Nov-2017
132902	Other Plan	IDCW	INF109KA19E3	12.7936	16-Nov-2017
133006	Other Plan	Growth	INF109KA14F1	12.744	23-Nov-2017
133003	Other Plan	IDCW	INF109KA15F8	12.744	23-Nov-2017
133246	Other Plan	Growth	INF109KA12N9	12.6621	26-Dec-2017
133247	Other Plan	IDCW	INF109KA13N7	12.6621	26-Dec-2017
133457	Other Plan	Growth	INF109KA16R1	12.6131	31-Jan-2018
133456	Other Plan	IDCW	INF109KA17R9	12.6131	31-Jan-2018
134163	Other Plan	Growth	INF109KB1359	12.6608	27-Mar-2018
134162	Other Plan	IDCW	INF109KB1367	12.6608	27-Mar-2018
134928	Other Plan	Growth	INF109KB1IT4	12.4381	17-Jul-2018
134927	Other Plan	IDCW	INF109KB1IU2	12.4381	17-Jul-2018
134931	Other Plan	Growth	INF109KB1IP2	12.973	24-Jul-2018
134932	Other Plan	IDCW	INF109KB1IQ0	12.973	24-Jul-2018
140019	Other Plan	Growth	INF109KB1H42	12.5893	25-Oct-2019
140021	Other Plan	IDCW	INF109KB1H59	12.5893	25-Oct-2019
141599	Other Plan	Growth	INF109KB14S2	12.3863	17-Jul-2020
141598	Other Plan	IDCW	INF109KB15S9	12.3863	17-Jul-2020
141694	Other Plan	Growth	INF109KB11U4	12.4204	19-Aug-2020
141695	Other Plan	IDCW	INF109KB12U2	12.4204	19-Aug-2020
141856	Other Plan	Growth	INF109KB17X5	12.4779	15-Oct-2020
141853	Other Plan	IDCW	INF109KB18X3	12.4779	15-Oct-2020
144072	Other Plan	Growth	INF109KC1HG2	12.5505	08-Jul-2021
144301	Other Plan	Growth	INF109KC1HU3	12.5706	22-Jul-2021
144380	Other Plan	Growth	INF109KC1IA3	12.3502	05-Aug-2021
144379	Other Plan	Half Yearly IDCW	INF109KC1IC9	12.3502	05-Aug-2021
144602	Other Plan	Growth	INF109KC1JL8	12.5918	03-Sep-2021
144607	Other Plan	Half Yearly IDCW	INF109KC1JN4	12.5918	03-Sep-2021

Investment Objective and What the Fund Holds

The mandate of ICICI Prudential Fixed Maturity 1100 Days is to hold a fixed portfolio of debt securities maturing broadly in line with the scheme tenure, following a buy-and-hold strategy. In practice, the portfolio holds investment-grade debt securities held to their maturity, providing return visibility at the time of investment.

SEBI's category rules mean the fund cannot stray significantly from this structure without approval, which gives investors a predictable sense of what they own. That predictability is especially useful when comparing this scheme against peers in the same category.

Performance and Returns

Returns for ICICI Prudential Fixed Maturity 1100 Days are best assessed across at least a full market cycle rather than over six or twelve months, since short-term numbers can be distorted by rate moves or equity swings. The Direct Plan version of the fund typically delivers a slightly higher return than the Regular Plan, driven entirely by the lower expense ratio rather than any difference in the underlying portfolio.

Between the Growth and IDCW options, the Growth variant builds NAV by reinvesting all gains. The IDCW variant distributes whatever surplus is available at the chosen frequency, which means its NAV grows more slowly on paper even though the underlying portfolio generates the same return. This distinction matters for tax planning: IDCW payouts are taxed as income, while Growth option gains are treated as capital gains.

Direct Plan vs Regular Plan

Choosing between the two plans comes down to one question: do you want an advisor or distributor to help manage your investment? If yes, the Regular Plan of ICICI Prudential Fixed Maturity 1100 Days makes sense, and its expense ratio will reflect the distributor's fee. If you are comfortable transacting directly with the AMC or through a registered investment advisor, the Direct Plan offers the same portfolio at a lower cost.

Over a decade, even a 0.5 percentage point difference in annual expense compounds meaningfully. Investors who switch from Regular to Direct Plan mid-way lose some of that benefit, so the decision is worth thinking through carefully at the outset.

Expense Ratio and Exit Load

Running costs for ICICI Prudential Fixed Maturity 1100 Days are deducted from the scheme's assets on a daily basis before the NAV is published. Investors do not pay these separately; the deduction simply means the NAV grows slightly more slowly than the gross portfolio return. The lower the expense ratio, the more of the portfolio's return the unit holder actually keeps.

Always check the latest scheme information document or the AMC website for the current expense ratio and exit load before transacting. Both can be revised by the AMC with prior notice to unit holders, and the figures in a factsheet from six months ago may not reflect today's structure.

Who Should Consider ICICI Prudential Fixed Maturity 1100 Days

Long-term investors with matching risk appetite. ICICI Prudential Fixed Maturity 1100 Days suits those whose risk tolerance and time horizon align with the fixed maturity plan category.

Cost-conscious investors. The Direct Plan variant carries a meaningfully lower expense ratio than the Regular Plan for investors comfortable transacting independently.

Diversified portfolio builders. ICICI Prudential Fixed Maturity 1100 Days can complement other asset class holdings across a balanced portfolio.

Key Risks Before You Invest

Market risk. Being market-linked, the NAV can fall during equity or credit market downturns.

Tracking error. Passively managed index variants may deviate from their benchmark due to costs and rebalancing timing.

Concentration risk. A sector or factor tilt in the mandate can cause disproportionate impact if that segment underperforms.

How to Get Started with ICICI Prudential Fixed Maturity 1100 Days

Pick your variant first: Direct or Regular Plan, and Growth or IDCW option. Then confirm your KYC is active. First-time mutual fund investors need to complete KYC online through a SEBI-registered intermediary or the AMC's portal before any investment can be processed.

Once KYC is sorted, you can invest in ICICI Prudential Fixed Maturity 1100 Days as a lump sum or via a Systematic Investment Plan. SIP contributions spread purchases across market levels, which is particularly useful for equity and hybrid categories where entry timing matters less over a long horizon.

After investing, set a quarterly calendar reminder to review the fund's latest factsheet. Check whether the NAV trajectory aligns with the category benchmark, and confirm the portfolio allocation has not drifted outside the expected range.

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Conclusion

With 85 plan and option variants and a representative NAV of Rs 12.7954 as on 30-Aug-2017, ICICI Prudential Fixed Maturity 1100 Days gives investors meaningful flexibility to align cost structure and payout preference with their specific situation. The Moderate risk rating reflects the category mandate, and the gap between Direct and Regular Plan expense ratios rewards those who choose to transact independently. Review the latest scheme information document and consult a SEBI-registered advisor before committing.

Frequently Asked Questions on ICICI Prudential Fixed Maturity 1100 Days

What is the current NAV of ICICI Prudential Fixed Maturity 1100 Days?

Ans. The current NAV of ICICI Prudential Fixed Maturity 1100 Days for the Direct Growth option is Rs 12.7954 as on 30-Aug-2017. NAV updates at the close of each business day.

How many plans and options does ICICI Prudential Fixed Maturity 1100 Days offer?

Ans. ICICI Prudential Fixed Maturity 1100 Days offers 85 scheme codes covering Direct and Other Plans and Quarterly IDCW, Half Yearly IDCW, Growth, IDCW.

What is the investment objective of ICICI Prudential Fixed Maturity 1100 Days?

Ans. The fund aims to hold a fixed portfolio of debt securities maturing broadly in line with the scheme tenure, following a buy-and-hold strategy, holding investment-grade debt securities held to their maturity, providing return visibility at the time of investment.

What is the risk level of ICICI Prudential Fixed Maturity 1100 Days?

Ans. ICICI Prudential Fixed Maturity 1100 Days carries a Moderate risk rating on the SEBI riskometer scale, reflecting its fixed maturity plan mandate.

Should I choose the Growth or IDCW option in ICICI Prudential Fixed Maturity 1100 Days?

Ans. Growth suits investors focused on long-term accumulation since gains compound back into the NAV. IDCW suits those who need periodic cash flow from the investment, with the understanding that payouts depend on distributable surplus and are not guaranteed.

What is the difference between the Direct and Regular Plan in ICICI Prudential Fixed Maturity 1100 Days?

Ans. The Direct Plan carries a lower expense ratio than the Regular Plan since it excludes distributor commission. Over long horizons, this cost difference compounds and can noticeably affect the final corpus.

What is the exit load on ICICI Prudential Fixed Maturity 1100 Days?

Ans. Exit load terms can vary and are revised periodically by AMCs. Check the latest scheme information document before redeeming.

Is ICICI Prudential Fixed Maturity 1100 Days suitable for SIP investment?

Ans. Yes. The fund can be invested through a Systematic Investment Plan, which spreads purchases across market levels and is especially useful for equity and hybrid categories with longer investment horizons.