ICICI Lombard Q2 Results FY27 Preview: Results Date, Expectations and the Numbers That Will Decide the September 2026 Quarter

The ICICI Lombard Q2 results FY27 announcement is the next scheduled earnings event for ICICI Lombard General Insurance Company Ltd., India's largest private sector general insurer, writing motor, health, fire, marine, engineering and crop policies and investing the float those premiums generate. The stock traded at Rs 1,464.00 on the NSE on 10 September 2026, down 1.24% from the previous close of Rs 1,482.40, about 28.1% below its 52-week high of Rs 2,035.00 and 0.3% above its 52-week low of Rs 1,460.20.

What makes the ICICI Lombard Q2 results print worth watching is the base it faces. The September 2025 quarter delivered Rs 6,869.00 crore of revenue and a profit of Rs 820.00 crore, while the most recent quarter on record, Q1 FY27, produced Rs 7,088.00 crore and a profit of Rs 403.00 crore. Everything below is built from those reported figures rather than from any forecast.

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When Is the ICICI Lombard Q2 Results FY27 Date?

The ICICI Lombard Q2 results date for FY27 is not confirmed. As of 10 September 2026, ICICI Lombard General Insurance Company Ltd. had not filed a board meeting intimation with the NSE or BSE for the September 2026 quarter, so any date circulating before that filing appears should be treated as unverified.

What can be stated is the regulatory boundary. Listed companies in India must publish quarterly results within 45 days of the end of the quarter, which places the outer deadline for the September 2026 quarter at 14 November 2026. Companies also have to give the exchanges prior intimation of the board meeting that approves the results, so the ICICI Lombard Q2 results date becomes public through that filing rather than through any advance announcement.

The ICICI Lombard Q2 results FY27 print covers 1 July 2026 to 30 September 2026. Small and mid-cap companies more often report in the second half of that window than in the first, so late October or early November is the range to watch for ICICI Lombard General Insurance Company.

ICICI Lombard Q2 Results Expectations: What the Market Is Actually Tracking

No verified analyst estimate for the ICICI Lombard Q2 results FY27 quarter is in the public domain, so no revenue or profit figure should be assumed for ICICI Lombard General Insurance Company. The ICICI Lombard Q2 results watchlist below is built from what the company has actually reported and disclosed.

The first is the income line, which was Rs 6,869 crore in September 2025 against Rs 7,088 crore in Q1 FY27. It has risen slowly and steadily across the window, from Rs 6,396 crore to Rs 7,088 crore.

The second is profitability, which has moved in the opposite direction. Operating profit halved from Rs 1,044 crore in September 2025 to Rs 522 crore in June 2026 while the income line rose, so the cost of claims and acquisition is growing faster than premium.

The third is net profit, which fell for three consecutive quarters, from Rs 820 crore in September 2025 to Rs 659 crore, Rs 547 crore and Rs 403 crore. The effective tax rate held steady at 24% to 25% throughout, so the entire decline sits above the tax line.

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ICICI Lombard Q2 Results Preview: The Q1 FY27 Actuals It Builds On

ICICI Lombard General Insurance Company Ltd. reported revenue of Rs 7,088.00 crore in Q1 FY27, up 10.82% from Rs 6,396.00 crore in Q1 FY26, and a profit of Rs 403.00 crore at the net level, down 46.05% from Rs 747.00 crore in Q1 FY26. These are reported actuals, not estimates.

Sequentially, revenue was up 3.85% over the March 2026 quarter figure of Rs 6,825.00 crore, and net profit was down 26.33% from Rs 547.00 crore in Q4 FY26. Screener's revenue line for an insurer blends gross premium with investment income, so the operating margin percentage it prints is not a meaningful measure of an insurance business. The underwriting result, the combined ratio and the rupee profit figure carry the information instead.

Q2 FY26 Base: The Comparison ICICI Lombard Q2 Results FY27 Must Beat

ICICI Lombard General Insurance Company Ltd. reported revenue of Rs 6,869.00 crore and a profit of Rs 820.00 crore in Q2 FY26, the September 2025 quarter. That is the year-ago base against which the September 2026 numbers will be judged, and it is the single most useful figure in this ICICI Lombard Q2 results preview.

Net profit in that base quarter was above the Rs 403.00 crore just reported for Q1 FY27, so the year-on-year comparison starts from a demanding level. Revenue of Rs 6,869.00 crore sits below the Rs 7,088.00 crore of the June 2026 quarter, which frames how much sequential movement the ICICI Lombard Q2 results print needs to show growth.

ICICI Lombard General Insurance Company Quarterly Results Trend Over the Last Four Quarters

Quarter	Revenue (Rs Cr)	Net Profit (Rs Cr)
Q2 FY26 (Sep 2025)	6,869.00	820.00
Q3 FY26 (Dec 2025)	6,905.00	659.00
Q4 FY26 (Mar 2026)	6,825.00	547.00
Q1 FY27 (Jun 2026)	7,088.00	403.00

Figures in brackets denote negative numbers. All four quarters above are reported actuals taken from the company's exchange filings, and they are the only basis this ICICI Lombard Q2 results preview uses.

Revenue across those four quarters ranged from Rs 6,825.00 crore to Rs 7,088.00 crore, and net profit from Rs 403.00 crore to Rs 820.00 crore. That spread is the honest context for the ICICI Lombard Q2 results FY27 print, and it is why a single quarter should not be read as a trend on its own.

Key Factors That Could Shape ICICI Lombard Q2 Results FY27

The ICICI Lombard Q2 results outcome will turn on a small number of company-specific variables rather than on broad market conditions. The three below are the ones visible in what ICICI Lombard General Insurance Company has already reported.

The Combined Ratio Is the Real Measure

For a general insurer the combined ratio, which adds claims and expenses together as a share of earned premium, decides whether underwriting makes or loses money. A ratio above 100 means the business relies on investment income to show a profit.

Motor and Health Set the Claims Cost

Motor third-party claims are priced by regulation while health claims follow medical inflation and hospital rates. Both lines can deteriorate faster than premium can be repriced, which is a plausible reading of the three-quarter profit decline.

The Share Price Has Fallen Hard

The stock trades at Rs 1,464.00 against a 52-week high of Rs 2,035.00, below both its 50-day average of Rs 1,639.64 and its 200-day average of Rs 1,801.71, with a 14-day RSI of 4.63. Earnings per share fell from Rs 16.47 to Rs 8.08 with no change in the share count.

ICICI Lombard Q2 Results FY27: Share Price and Valuation Going Into the Print

ICICI Lombard General Insurance Company share price today is Rs 1,464.00 on the NSE, down Rs 18.40 or 1.24% from the previous close of Rs 1,482.40 on 10 September 2026, ahead of the ICICI Lombard Q2 results announcement.

Metric	Value (10 September 2026)
NSE Symbol	ICICIGI
Current Market Price	Rs 1,464.00
52-Week High	Rs 2,035.00
52-Week Low	Rs 1,460.20
Market Capitalisation	Rs 73,315 crore
PE Ratio	30.19
PB Ratio	4.29
EPS (TTM)	Rs 48.49
Book Value per Share	Rs 341.00
Debt to Equity	0.00
Return on Equity	16.6%
50-Day Moving Average	Rs 1,639.64
200-Day Moving Average	Rs 1,801.71
RSI (14)	4.63

The stock trades below both its 50-day average of Rs 1,639.64 and its 200-day average of Rs 1,801.71, with a 14-day RSI of 4.63. None of this is a view on where the shares go once the ICICI Lombard Q2 results are announced, and no price target is offered here.

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What Investors Should Watch When ICICI Lombard Q2 Results Are Announced

Four lines carry most of the information in a company of this size, and reading them in order keeps the ICICI Lombard Q2 results print in proportion.

1. Revenue against the Rs 6,869.00 crore reported in the September 2025 base quarter
2. Net profit against a profit of Rs 820.00 crore in that same quarter
3. The combined ratio and the underwriting result, since an operating margin percentage does not describe an insurer
4. Any exceptional item, provision or one-off gain disclosed alongside the numbers

A one-off gain or provision can move the reported profit far more than operations do in a company this size, which is why the ICICI Lombard Q2 results announcement should be read together with the notes to the results rather than the headline alone.

Conclusion on ICICI Lombard Q2 Results FY27

The ICICI Lombard Q2 results date is not confirmed, and 14 November 2026 is the statutory outer limit rather than an expected date. ICICI Lombard General Insurance Company Ltd. will make the schedule public through a board meeting intimation to the exchanges, and until then the September 2026 quarter can only be framed by what has already been reported.

On that basis the ICICI Lombard Q2 results FY27 print faces a base of Rs 6,869.00 crore in revenue and a profit of Rs 820.00 crore, with the most recent quarter having delivered Rs 7,088.00 crore and a profit of Rs 403.00 crore. No numerical estimate appears in this preview because no verified consensus figure exists for ICICI Lombard General Insurance Company, and readers should treat any preview that supplies one with caution. Verify every figure against the company filing on release and consult a SEBI-registered advisor before acting on quarterly earnings.

FAQs on ICICI Lombard Q2 Results FY27

What is the ICICI Lombard Q2 results date for FY27?

Ans. The ICICI Lombard Q2 results date for FY27 is not confirmed. ICICI Lombard General Insurance Company Ltd. had not filed a board meeting intimation with the NSE or BSE as of 10 September 2026. Indian listing rules require the September 2026 quarter results to be published by 14 November 2026 at the latest.

What quarter do the ICICI Lombard Q2 results 2026 cover?

Ans. The ICICI Lombard Q2 results FY27 cover 1 July 2026 to 30 September 2026, known as the September 2026 quarter. ICICI Lombard General Insurance Company Ltd. reports revenue, operating profit and net profit for that period, and the ICICI Lombard Q2 results filing also carries the notes to the accounts.

What were the ICICI Lombard General Insurance Company Q1 FY27 results?

Ans. ICICI Lombard General Insurance Company Ltd. reported revenue of Rs 7,088.00 crore in Q1 FY27 and a profit of Rs 403.00 crore at the net level. Revenue was up 10.82% versus Q1 FY26 and net profit was down 46.05% from Rs 747.00 crore in Q1 FY26.

What were ICICI Lombard General Insurance Company Q2 FY26 results in the September 2025 quarter?

Ans. ICICI Lombard General Insurance Company Ltd. reported revenue of Rs 6,869.00 crore and a profit of Rs 820.00 crore in Q2 FY26. Those figures form the base for the ICICI Lombard Q2 results FY27 comparison.

What are the main ICICI Lombard Q2 results expectations this quarter?

Ans. No verified analyst estimate is publicly available. The ICICI Lombard Q2 results expectations centre on revenue against the Rs 6,869.00 crore base, net profit against a profit of Rs 820.00 crore, and any exceptional item disclosed with the numbers.

What is ICICI Lombard General Insurance Company share price today ahead of the Q2 earnings?

Ans. ICICI Lombard General Insurance Company share price is Rs 1,464.00 on the NSE as of 10 September 2026, down 1.24% from Rs 1,482.40. The stock is about 28.1% below its 52-week high of Rs 2,035.00 and 0.3% above its 52-week low of Rs 1,460.20, at a market capitalisation of Rs 73,315 crore.

Is ICICI Lombard General Insurance Company a good stock to buy before the Q2 results?

Ans. This article does not offer a buy, sell or hold recommendation on ICICI Lombard General Insurance Company Ltd. The stock trades at a price-to-book ratio of 4.29 with a return on equity of 16.6%. Assess the reported numbers when they are released and consult a SEBI-registered financial advisor before making any decision.