ICICI Lombard General Insurance Company Q2 Results FY27: PAT Grows 15.37%, Revenue Rs 8,220 Cr, PAT Rs 946 Cr

ICICI Lombard General Insurance Company Ltd (ICICIGI) Q2 Results FY27 announced on 14 October 2026, covering the company's financial performance for the July to September 2026 quarter. ICICI Lombard General Insurance Company Q2 Results FY27 showed standalone revenue of Rs 8,220 Cr versus Rs 6,869 Cr a year earlier, while PAT stood at Rs 946 Cr against Rs 820 Cr in the same quarter last year. The results date confirms the standalone results update and the quarterly results trend remains visible in the reported numbers.

ICICI Lombard General Insurance Company Q2 Results FY27 analysis covers the revenue line, Operating Profit, net profit and the disclosed business factors. This ICICI Lombard General Insurance Company Q2 Results review also helps readers of Univest understand the results analysis in the context of the company's standalone results and hands the discussion to the Financial Highlights section.

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ICICI Lombard General Insurance Company Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 8220 Cr	Rs 6869 Cr	+19.67% YoY
Operating Profit	Rs 1215 Cr	Rs 1044 Cr	+16.38% YoY
Net Profit (PAT)	Rs 946 Cr	Rs 820 Cr	+15.37% YoY

Source: company filing for ICICI Lombard General Insurance Company Q2 Results FY27, 14 October 2026. Figures in Rs Crore, Standalone basis.

Key Takeaways from ICICI Lombard General Insurance Company Q2 Results: What Stands Out

• Revenue: Rs 8,220 Cr, up 19.67% YoY growth from Rs 6,869 Cr, showing a clear expansion in the reported quarterly results.
• Net profit: PAT rose to Rs 946 Cr from Rs 820 Cr, a 15.37% increase that keeps net profit ahead of the prior-year base.
• Operating Profit: The standalone results showed Operating Profit of Rs 1,215 Cr, up 16.38% YoY from Rs 1,044 Cr.
• Results date: The board meeting outcome was announced on 14 October 2026, and the filing gives a clean results analysis record for Q2 FY27.
• Business factors: One disclosed factor is that the company is almost debt free, while the dividend payout history is stated at 25.7%.
• Watch point: The next read-through for investors is whether the same net profit trend continues in the next quarterly results cycle.

ICICI Lombard General Insurance Company Q2 Results FY27: Performance Analysis

ICICI Lombard General Insurance Company Q2 Results FY27 show a solid year-on-year rise in revenue, Operating Profit and PAT. The standalone results point to Rs 8,220 Cr of revenue and Rs 946 Cr of net profit, which indicates that the quarter added absolute scale as well as profit growth. This results analysis is anchored in the reported numbers and not in any external estimate.

The revenue line grew faster than net profit, with 19.67% YoY growth in revenue versus 15.37% YoY growth in PAT. For ICICI Lombard General Insurance Company Q2 Results FY27, that difference matters because it shows the business expanded at a stronger pace at the top line than at the bottom line. Univest readers tracking quarterly results can compare the Operating Profit movement alongside the revenue trend in the Financial Highlights table.

The next focus in this results analysis is whether the same pattern continues across subsequent quarterly results and whether the company sustains its standalone results momentum through FY27. ICICI Lombard General Insurance Company Q2 Results FY27 therefore gives investors a clean benchmark for revenue, Operating Profit and net profit, which is where the discussion turns to disclosed business factors.

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Key Business Factors This Quarter

Debt profile – The company is almost debt free, which is one disclosed feature of the quarter and a useful balance-sheet context for the standalone results. For ICICI Lombard General Insurance Company Q2 Results FY27, this is a verified business factor rather than a forward-looking claim.

Dividend discipline – The company has been maintaining a healthy dividend payout of 25.7%, which is the second disclosed business factor. In quarterly results terms, this provides a reference point for readers of the results analysis and for those following Univest coverage.

Reported operating trend – The company’s quarterly results also showed Operating Profit at Rs 1,215 Cr, up 16.38% YoY. Taken with the other disclosed factors, ICICI Lombard General Insurance Company Q2 Results FY27 remains centred on the reported numbers and the standalone results basis.

FY27 Outlook After ICICI Lombard General Insurance Company Q2 Results

ICICI Lombard General Insurance Company Q2 Results FY27 do not provide explicit management guidance, so the FY27 outlook has to be read from the reported results analysis and subsequent quarterly results. The standalone results show revenue and net profit growth in the current quarter, which gives a measured base for the next disclosures without adding any unsupported forecast.

For readers tracking Univest, the practical takeaway is that FY27 full-year results will depend on the next quarters and the disclosed operating trend in future filings. ICICI Lombard General Insurance Company Q2 Results FY27 therefore remains a useful checkpoint for net profit, revenue and standalone results, and the next section turns to the risks investors should watch.

Key Risks to Watch After ICICI Lombard General Insurance Company Q2 Results FY27

No explicit risk disclosure

The filing data supplied for ICICI Lombard General Insurance Company Q2 Results FY27 does not include a risk array, so the results analysis can only point to the reported numbers and the YoY growth trend. Investors should watch the next quarterly results for further operating detail.

Future quarter comparison

ICICI Lombard General Insurance Company Q2 Results FY27 set a revenue and net profit base, but the next quarter will determine whether this YoY growth pattern holds. Univest readers can use the standalone results as a reference point without drawing assumptions beyond the filing.

Disclosure scope

The quarter provides Operating Profit, revenue and PAT, yet the supplied data does not add management commentary on drivers. That means the results analysis remains limited to disclosed figures and the standalone results, which investors should keep in mind.

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Conclusion

ICICI Lombard General Insurance Company Q2 Results FY27 delivered standalone results with revenue at Rs 8,220 Cr and PAT at Rs 946 Cr, alongside Operating Profit of Rs 1,215 Cr. The quarterly results show YoY growth across the reported lines, and the next step is to track how that pattern evolves in future filings before acting. Investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on ICICI Lombard General Insurance Company Q2 Results FY27

What is the results date for ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 were declared on 14 October 2026. That results date is the same one used in the opening summary and the Dividend Details section is not shown because no dividend flag was supplied.

What revenue was reported in ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 reported revenue of Rs 8,220 Cr for the standalone quarter. Compared with Rs 6,869 Cr a year earlier, that reflects 19.67% YoY growth in the Financial Highlights section.

What net profit was reported in ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 reported net profit of Rs 946 Cr. Alongside this, PAT was up 15.37% from Rs 820 Cr last year, as covered in the Key Takeaways section.

How much YoY growth did revenue show in ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 showed 19.67% YoY growth in revenue. That rise came on a standalone revenue base of Rs 8,220 Cr, which the Performance Analysis section discusses in context.

Did net profit rise or fall in ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 saw net profit rise to Rs 946 Cr from Rs 820 Cr. The increase of 15.37% is noted in the Performance Analysis and Key Takeaways sections.

What was the Operating Profit in ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 reported Operating Profit of Rs 1,215 Cr. Compared with Rs 1,044 Cr in the prior-year quarter, it marked 16.38% YoY growth in the Financial Highlights table.

Are ICICI Lombard General Insurance Company Q2 Results FY27 consolidated results or standalone results?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 are standalone results. That basis is stated in the opening paragraphs and repeated in the Conclusion so readers can track the disclosed reporting frame.

What business factors shaped ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 include two disclosed business factors: the company is almost debt free and has been maintaining a healthy dividend payout of 25.7%. The Key Business Factors section explains both points.

What are the key risks after ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 do not include a supplied risk array, so the visible risk discussion focuses on the next quarterly results and disclosure scope.

What is the outlook after ICICI Lombard General Insurance Company Q2 Results FY27?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 point to a FY27 outlook that depends on later quarters and disclosed operating trends. The Outlook section says the full-year result will follow subsequent quarterly results and reported company conditions.

Where can I find the complete ICICI Lombard General Insurance Company Q2 Results FY27 data?

Ans. ICICI Lombard General Insurance Company Q2 Results FY27 are summarised in this article and the Financial Highlights table. For the full results analysis, readers can follow the company filing date and the linked Univest coverage path.