Groww Nifty 1D Rate Liquid ETF Review: Plans, NAV, Returns and Portfolio Analysis 2026

Groww Nifty 1D Rate Liquid ETF is a the underlying index index fund offered by Groww Mutual Fund, available in Other Plan across Growth. The scheme aims to replicate the the underlying index by investing in its constituent securities in similar proportion, aiming for returns before expenses that closely correspond to the the underlying index Total Return Index, subject to tracking error. With multiple variants, Groww Nifty 1D Rate Liquid ETF lets investors choose between different cost structures and payout approaches within the same base scheme.

This article reviews Groww Nifty 1D Rate Liquid ETF across all its available plans and options, covering the latest NAV, expense ratio, portfolio approach, performance, exit load and investor suitability, based on publicly available data as of August 2026.

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Groww Nifty 1D Rate Liquid ETF Plans and Options Available

Groww Nifty 1D Rate Liquid ETF is offered across 1 scheme codes. The table below lists all available variants with ISIN codes and latest NAV figures.

Scheme Code	Plan	Option	ISIN (Growth / Payout)	ISIN (Reinvestment)	NAV (Rs)	NAV Date
152891	Other Plan	Growth	INF666M01IP5	-	109.9831	20-Jul-2026

Investment Objective and Portfolio Approach

Groww Nifty 1D Rate Liquid ETF seeks to replicate the the underlying index by investing in its constituent securities in similar proportion, aiming for returns before expenses that closely correspond to the the underlying index Total Return Index, subject to tracking error.

In terms of portfolio construction, the scheme holds a passively managed portfolio replicating the the underlying index constituents and weights, with at least 80% in the relevant market segment as required by SEBI for index funds.

Groww Nifty 1D Rate Liquid ETF Performance and Returns

Groww Nifty 1D Rate Liquid ETF has delivered returns that are closely aligned with the underlying index performance before expenses and tracking error; investors should check the latest factsheet for current figures. Performance across individual plans and options may vary slightly due to differing expense ratios and whether gains are paid out under the IDCW option or reinvested under the Growth option.

The Direct Plan of any mutual fund typically delivers a slightly higher return than the Regular Plan of the same scheme over time, since it charges a lower expense ratio by excluding distributor commission. Investors should review the latest scheme factsheet from the AMC for current performance figures.

Direct Plan vs Regular Plan: Key Differences in Groww Nifty 1D Rate Liquid ETF

The Direct Plan of Groww Nifty 1D Rate Liquid ETF is available for investors transacting directly with the AMC or through a registered investment advisor, and carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds. The Regular Plan carries not independently verified for this specific plan; check on AMC or Univest Screener.

Over longer holding periods, the compounding effect of this cost difference can be meaningful, which is why cost conscious investors often prefer the Direct Plan when they are comfortable transacting without distributor support.

Growth Option vs IDCW Option in Groww Nifty 1D Rate Liquid ETF

The Growth option of Groww Nifty 1D Rate Liquid ETF reinvests any gains back into the scheme NAV, supporting long term wealth compounding for investors who do not need periodic payouts.

The IDCW option of Groww Nifty 1D Rate Liquid ETF distributes available surplus to unit holders according to the chosen frequency, subject to the fund house declaring a distribution. Payouts under any IDCW option are not guaranteed and depend on distributable surplus.

Expense Ratio and Exit Load

The expense ratio for the Regular Plan of Groww Nifty 1D Rate Liquid ETF is not independently verified for this specific plan; check on AMC or Univest Screener, while the Direct Plan carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds. This is the annual fee deducted from the scheme's assets.

The exit load on Groww Nifty 1D Rate Liquid ETF is typically Nil or a small charge for very short holding periods; confirm in the scheme information document.

Who Should Consider the scheme

Cost conscious equity investors. The scheme suits investors who prefer low cost, passively managed equity exposure over actively managed funds.

Long term investors. A minimum holding period of 5 years or more is generally advisable for equity index funds like the scheme.

Core portfolio holders. The scheme can serve as a core index allocation around which other satellite holdings are built.

Key Risks in the scheme

Market risk. As a passively managed fund, The scheme has full exposure to market downturns with no active defensive action.

Tracking error. Returns may deviate slightly from the underlying index due to costs, cash drag and rebalancing timing.

Concentration risk. Being index-linked, The scheme carries whatever sector or stock concentration exists in the underlying index.

How to Invest in Groww Nifty 1D Rate Liquid ETF

Investors evaluating Groww Nifty 1D Rate Liquid ETF should begin by deciding between the Direct and Regular Plan, and between the Growth option for long term compounding and the IDCW option for periodic payouts.

Completing KYC through a SEBI registered intermediary or the AMC portal is mandatory before investing for the first time. Investors who have existing KYC registration can proceed directly.

Investment in Groww Nifty 1D Rate Liquid ETF can be made as a lump sum or through a Systematic Investment Plan of at least Rs 1,000 lump sum, followed by regular monitoring of NAV and portfolio composition at least quarterly.

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Conclusion

Groww Nifty 1D Rate Liquid ETF is a the underlying index index fund scheme from Groww Mutual Fund available across 1 plan and option variants, giving investors flexibility in cost structure and payout approach. The representative NAV of Rs 109.9831 for the Other Plan Growth option as on 20-Jul-2026 reflects the scheme's performance since launch. Investors should review the latest scheme information document and consult a SEBI registered advisor before investing.

Frequently Asked Questions on Groww Nifty 1D Rate Liquid ETF

What plans and options are available in Groww Nifty 1D Rate Liquid ETF?

Ans. Groww Nifty 1D Rate Liquid ETF is available in Other Plan and Growth, giving investors 1 scheme codes to choose from depending on cost preference and payout requirements.

What is the latest NAV of Groww Nifty 1D Rate Liquid ETF?

Ans. The latest NAV of the Direct Plan Growth option of Groww Nifty 1D Rate Liquid ETF is Rs 109.9831 as on 20-Jul-2026. NAVs for all plan and option variants are updated at the end of every business day.

What is the investment objective of Groww Nifty 1D Rate Liquid ETF?

Ans. The primary objective of Groww Nifty 1D Rate Liquid ETF is to replicate the the underlying index by investing in its constituent securities in similar proportion, aiming for returns before expenses that closely correspond to the the underlying index Total Return Index, subject to tracking error.

What is the difference between the Direct and Regular Plan in Groww Nifty 1D Rate Liquid ETF?

Ans. The Direct Plan of Groww Nifty 1D Rate Liquid ETF carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds, excluding distributor commission. The Regular Plan carries not independently verified for this specific plan; check on AMC or Univest Screener. The lower cost of the Direct Plan can improve long term compounding.

What is the expense ratio of Groww Nifty 1D Rate Liquid ETF?

Ans. The Regular Plan of Groww Nifty 1D Rate Liquid ETF carries an expense ratio of not independently verified for this specific plan; check on AMC or Univest Screener, and the Direct Plan carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds. The exact current figure can be confirmed in the latest AMC factsheet.

What is the exit load on Groww Nifty 1D Rate Liquid ETF?

Ans. The exit load on Groww Nifty 1D Rate Liquid ETF is typically Nil or a small charge for very short holding periods; confirm in the scheme information document. Investors should confirm this in the current scheme information document before redeeming.

Who should invest in Groww Nifty 1D Rate Liquid ETF?

Ans. Groww Nifty 1D Rate Liquid ETF can suit investors whose financial goals, risk appetite and investment horizon align with the the underlying index index fund category. Consult a SEBI registered advisor to assess personal suitability.

Is Groww Nifty 1D Rate Liquid ETF a good investment?

Ans. Groww Nifty 1D Rate Liquid ETF can be appropriate for investors who understand the the underlying index index fund category mandate and are comfortable with the associated risk. Past performance does not guarantee future returns.