GIC Housing Finance Q2 Results FY27 Preview: Results Date, Expectations and the Numbers That Will Decide the September 2026 Quarter

The GIC Housing Finance Q2 results FY27 announcement is the next scheduled earnings event for GIC Housing Finance Ltd., A housing finance NBFC that provides home loans, primarily to individual retail borrowers, promoted by General Insurance Corporation of India.. The stock traded at Rs 133.59 on the NSE on 15 September 2026, down 0.96% from the previous close of Rs 134.89, about 27.4% below its 52-week high of Rs 184.00 and 2.7% above its 52-week low of Rs 130.05.

What makes the GIC Housing Finance Q2 results print worth watching is the base it faces. The September 2025 quarter delivered Rs 272.00 crore of revenue and a profit of Rs 50.00 crore, while the most recent quarter on record, Q1 FY27, produced Rs 267.00 crore and a profit of Rs 10.00 crore. Everything below is built from those reported figures rather than from any forecast.

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When Is the GIC Housing Finance Q2 Results FY27 Date?

The GIC Housing Finance Q2 results date for FY27 is not confirmed. As of 15 September 2026, GIC Housing Finance Ltd. had not filed a board meeting intimation with the NSE or BSE for the September 2026 quarter, so any date circulating before that filing appears should be treated as unverified.

What can be stated is the regulatory boundary. Listed companies in India must publish quarterly results within 45 days of the end of the quarter, which places the outer deadline for the September 2026 quarter at 14 November 2026. Companies also have to give the exchanges prior intimation of the board meeting that approves the results, so the GIC Housing Finance Q2 results date becomes public through that filing rather than through any advance announcement.

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The GIC Housing Finance Q2 results FY27 print covers 1 July 2026 to 30 September 2026. Small and mid-cap companies more often report in the second half of that window than in the first, so late October or early November is the range to watch for GIC Housing Finance.

GIC Housing Finance Q2 Results Expectations: What the Market Is Actually Tracking

No verified analyst estimate for the GIC Housing Finance Q2 results FY27 quarter is in the public domain, so no revenue or profit figure should be assumed for GIC Housing Finance. The GIC Housing Finance Q2 results watchlist below is built from what the company has actually reported and disclosed.

GIC Housing Finance Q2 results for the September 2026 quarter will be seen against a total income line that has stayed quite stable across the last five quarters. Revenue came in at Rs 265 crore in Jun25, Rs 272 crore in Sep25, Rs 273 crore in Dec25, Rs 273 crore in Mar26, and Rs 267 crore in Jun26. This narrow Rs 265 crore to Rs 273 crore range shows a company with a fairly steady loan book and interest income base heading into GIC Housing Finance Q2 results for the September 2026 quarter, even as the components below revenue, financing profit and net profit, have moved considerably more than the top line across these GIC Housing Finance Q2 results periods.

As a housing finance NBFC, GIC Housing Finance reports Financing Profit and Financing Margin% rather than a conventional operating profit and margin, and the GIC Housing Finance Q2 results show a recurring pattern: Financing Profit was negative at minus Rs 18 crore in Jun25 (minus 7% margin), before recovering to Rs 64 crore (23%) in Sep25, Rs 58 crore (21%) in Dec25, and Rs 65 crore (24%) in Mar26, then falling again to Rs 21 crore (8%) in Jun26. Net profit mirrors this, at Rs 7 crore in Jun25, Rs 50 crore in Sep25, Rs 44 crore in Dec25, Rs 54 crore in Mar26, and Rs 10 crore in Jun26. Both Jun25 and Jun26 being weaker than surrounding quarters looks like a recurring seasonal pattern in the first quarter of the financial year, not a one-off event, a useful lens for the GIC Housing Finance Q2 results ahead.

On valuation, ahead of GIC Housing Finance Q2 results, the company trades at a low trailing P/E of around 4.61, with a book value of Rs 391 per share, return on equity of 7.59% and return on capital employed of 7.71%. The dividend yield is relatively high at about 3.34%. Gross NPA had declined steadily from 4.74% in Jun25 to 3.96% in Mar26 before ticking back up to 4.49% in Jun26, an item worth watching in the GIC Housing Finance Q2 results, even as Net NPA has stayed low and stable, moving from 2.14% to 1.61% and then 2.04%. The company's borrowings are large relative to equity, with a debt-to-equity ratio of about 4.33, but this is normal for a housing finance NBFC funded through borrowings against a loan book, unlike a company where high debt signals stress. This context matters for reading the GIC Housing Finance Q2 results for the September 2026 quarter.

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GIC Housing Finance Q2 Results Preview: The Q1 FY27 Actuals It Builds On

GIC Housing Finance Ltd. reported revenue of Rs 267.00 crore in Q1 FY27, up 0.75% from Rs 265.00 crore in Q1 FY26, and a profit of Rs 10.00 crore at the net level, up 42.86% from Rs 7.00 crore in Q1 FY26. These are reported actuals, not estimates.

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Sequentially, revenue was down 2.20% over the March 2026 quarter figure of Rs 273.00 crore, and net profit was down 81.48% from Rs 54.00 crore in Q4 FY26. A manufacturer-style operating margin is not a meaningful measure for GIC Housing Finance, because its costs are dominated by interest paid on borrowings, so the GIC Housing Finance Q2 results print is better read from net interest income, asset quality and the rupee profit figure.

Q2 FY26 Base: The Comparison GIC Housing Finance Q2 Results FY27 Must Beat

GIC Housing Finance Ltd. reported revenue of Rs 272.00 crore and a profit of Rs 50.00 crore in Q2 FY26, the September 2025 quarter. That is the year-ago base against which the September 2026 numbers will be judged, and it is the single most useful figure in this GIC Housing Finance Q2 results preview.

Net profit in that base quarter was above the Rs 10.00 crore just reported for Q1 FY27, so the year-on-year comparison starts from a demanding level. Revenue of Rs 272.00 crore sits above the Rs 267.00 crore of the June 2026 quarter, which frames how much sequential movement the GIC Housing Finance Q2 results print needs to show growth.

GIC Housing Finance Quarterly Results Trend Over the Last Four Quarters

Quarter	Revenue (Rs Cr)	Net Profit (Rs Cr)
Q2 FY26 (Sep 2025)	272.00	50.00
Q3 FY26 (Dec 2025)	273.00	44.00
Q4 FY26 (Mar 2026)	273.00	54.00
Q1 FY27 (Jun 2026)	267.00	10.00

Figures in brackets denote negative numbers. All four quarters above are reported actuals taken from the company's exchange filings, and they are the only basis this GIC Housing Finance Q2 results preview uses.

Revenue across those four quarters ranged from Rs 267.00 crore to Rs 273.00 crore, and net profit from Rs 10.00 crore to Rs 54.00 crore. That spread is the honest context for the GIC Housing Finance Q2 results FY27 print, and it is why a single quarter should not be read as a trend on its own.

Key Factors That Could Shape GIC Housing Finance Q2 Results FY27

The GIC Housing Finance Q2 results outcome will turn on a small number of company-specific variables rather than on broad market conditions. The three below are the ones visible in what GIC Housing Finance has already reported.

Valuation Snapshot

GIC Housing Finance trades at a low trailing P/E of about 4.61, against a book value of Rs 391 per share, giving a price-to-book ratio of roughly 0.34. Return on equity stands at 7.59% and return on capital employed at 7.71%, both modest but consistent with a lending business carrying credit costs. The dividend yield is comparatively attractive at around 3.34%. This combination of a low P/E and low price-to-book reflects a market that is cautious on growth and asset quality trends rather than pricing in an imminent re-rating.

Technical and Price Context

GIC Housing Finance shares trade at Rs 133.59, near the lower end of a 52-week range of Rs 130.05 to Rs 184.0. The stock trades below both its 50-day moving average of Rs 144.59 and its 200-day moving average of Rs 154.42, with price under both averages. The relative strength index reads around 32.2, on the weaker side of neutral on a purely technical basis. These figures describe current positioning near the bottom of the 52-week band and are not a signal of future price direction.

Balance Sheet and Payout

GIC Housing Finance carries a debt-to-equity ratio of about 4.33, which looks high by the standards of a typical company but is normal for a housing finance NBFC, since its business model is to borrow funds and lend them out as home loans, making borrowings a core part of financing loan growth rather than a debt-related risk signal. The dividend yield is roughly 3.34%. Gross NPA at 4.49% in Jun26, up from 3.96% in Mar26, alongside a low and stable Net NPA near 2%, are the more relevant balance sheet items to track.

GIC Housing Finance Q2 Results FY27: Share Price and Valuation Going Into the Print

GIC Housing Finance share price today is Rs 133.59 on the NSE, down Rs 1.30 or 0.96% from the previous close of Rs 134.89 on 15 September 2026, ahead of the GIC Housing Finance Q2 results announcement.

Metric	Value (15 September 2026)
NSE Symbol	GICHSGFIN
Current Market Price	Rs 133.59
52-Week High	Rs 184.00
52-Week Low	Rs 130.05
Market Capitalisation	Rs 716 crore
PE Ratio	4.56
PB Ratio	0.34
EPS (TTM)	Rs 29.28
Book Value per Share	Rs 391.00
Debt to Equity	4.33
Return on Equity	7.59%
50-Day Moving Average	Rs 144.59
200-Day Moving Average	Rs 154.42
RSI (14)	32.24

The stock trades below both its 50-day average of Rs 144.59 and its 200-day average of Rs 154.42, with a 14-day RSI of 32.24. None of this is a view on where the shares go once the GIC Housing Finance Q2 results are announced, and no price target is offered here.

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What Investors Should Watch When GIC Housing Finance Q2 Results Are Announced

Four lines carry most of the information in a company of this size, and reading them in order keeps the GIC Housing Finance Q2 results print in proportion.

1. Revenue against the Rs 272.00 crore reported in the September 2025 base quarter
2. Net profit against a profit of Rs 50.00 crore in that same quarter
3. Net interest income and asset quality, since a manufacturer-style operating margin does not apply here
4. Any exceptional item, provision or one-off gain disclosed alongside the numbers

A one-off gain or provision can move the reported profit far more than operations do in a company this size, which is why the GIC Housing Finance Q2 results announcement should be read together with the notes to the results rather than the headline alone.

Conclusion on GIC Housing Finance Q2 Results FY27

The GIC Housing Finance Q2 results date is not confirmed, and 14 November 2026 is the statutory outer limit rather than an expected date. GIC Housing Finance Ltd. will make the schedule public through a board meeting intimation to the exchanges, and until then the September 2026 quarter can only be framed by what has already been reported.

On that basis the GIC Housing Finance Q2 results FY27 print faces a base of Rs 272.00 crore in revenue and a profit of Rs 50.00 crore, with the most recent quarter having delivered Rs 267.00 crore and a profit of Rs 10.00 crore. No numerical estimate appears in this preview because no verified consensus figure exists for GIC Housing Finance, and readers should treat any preview that supplies one with caution. Verify every figure against the company filing on release and consult a SEBI-registered advisor before acting on quarterly earnings.

FAQs on GIC Housing Finance Q2 Results FY27

What is the GIC Housing Finance Q2 results date for FY27?

Ans. The GIC Housing Finance Q2 results date for FY27 is not confirmed. GIC Housing Finance Ltd. had not filed a board meeting intimation with the NSE or BSE as of 15 September 2026. Indian listing rules require the September 2026 quarter results to be published by 14 November 2026 at the latest.

What quarter do the GIC Housing Finance Q2 results 2026 cover?

Ans. The GIC Housing Finance Q2 results FY27 cover 1 July 2026 to 30 September 2026, known as the September 2026 quarter. GIC Housing Finance Ltd. reports revenue, operating profit and net profit for that period, and the GIC Housing Finance Q2 results filing also carries the notes to the accounts.

What were the GIC Housing Finance Q1 FY27 results?

Ans. GIC Housing Finance Ltd. reported revenue of Rs 267.00 crore in Q1 FY27 and a profit of Rs 10.00 crore at the net level. Revenue was up 0.75% versus Q1 FY26 and net profit was up 42.86% from Rs 7.00 crore in Q1 FY26.

What were GIC Housing Finance Q2 FY26 results in the September 2025 quarter?

Ans. GIC Housing Finance Ltd. reported revenue of Rs 272.00 crore and a profit of Rs 50.00 crore in Q2 FY26. Those figures form the base for the GIC Housing Finance Q2 results FY27 comparison.

What are the main GIC Housing Finance Q2 results expectations this quarter?

Ans. No verified analyst estimate is publicly available. The GIC Housing Finance Q2 results expectations centre on revenue against the Rs 272.00 crore base, net profit against a profit of Rs 50.00 crore, and any exceptional item disclosed with the numbers.

What is GIC Housing Finance share price today ahead of the Q2 earnings?

Ans. GIC Housing Finance share price is Rs 133.59 on the NSE as of 15 September 2026, down 0.96% from Rs 134.89. The stock is about 27.4% below its 52-week high of Rs 184.00 and 2.7% above its 52-week low of Rs 130.05, at a market capitalisation of Rs 716 crore.

Is GIC Housing Finance a good stock to buy before the Q2 results?

Ans. This article does not offer a buy, sell or hold recommendation on GIC Housing Finance Ltd. The stock trades at a price-to-book ratio of 0.34 with a return on equity of 7.59%. Assess the reported numbers when they are released and consult a SEBI-registered financial advisor before making any decision.