Equitas Small Finance Bank Q2 Results FY27: PAT Jumps 803.23% to Rs 218.04 Cr, Revenue Rs 2,357.51 Cr

Equitas Small Finance Bank Ltd (EQUITASBNK) Q2 Results FY27 announced on 29 October 2026, covering the company’s financial performance for the July to September quarter. The results date brought standalone results with revenue of Rs 2,357.51 Cr and PAT of Rs 218.04 Cr, set against Rs 1,846.29 Cr and Rs 24.14 Cr in the same quarter a year ago. Equitas Small Finance Bank Q2 Results FY27 are read below on that standalone basis.

This Equitas Small Finance Bank Q2 Results review covers the financial highlights, business drivers, outlook and risks behind the numbers. The results analysis starts with the Financial Highlights table, which sets each standalone figure beside the matching number from the previous year.

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Equitas Small Finance Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 2357.51 Cr	Rs 1846.29 Cr	+27.69% YoY
Net Profit (PAT)	Rs 218.04 Cr	Rs 24.14 Cr	+803.23% YoY

Source: company filing for Equitas Small Finance Bank Q2 Results FY27, 29 October 2026. Figures in Rs Crore, Standalone basis.

Key Takeaways from Equitas Small Finance Bank Q2 Results: What Stands Out

• Revenue Rs 2,357.51 Cr: Revenue rose 27.69% from Rs 1,846.29 Cr, an addition of Rs 511.22 Cr compared with the same quarter last year.
• Net profit Rs 218.04 Cr: Net profit stepped up from Rs 24.14 Cr, and the 803.23% YoY growth is far wider than the revenue gain.
• Margin picture: Net profit margin improved to 9.2% from 1.3% in the comparison quarter, a gain of 7.9 percentage points.
• Revenue run: Revenue has risen in each of the last 4 quarters, which places the latest figure inside a longer upward sequence.
• Next step: Equitas Small Finance Bank Q2 Results FY27 now move to the performance analysis, which sets revenue against net profit.

Equitas Small Finance Bank Q2 Results FY27: Performance Analysis

Equitas Small Finance Bank Q2 Results FY27 show standalone revenue of Rs 2,357.51 Cr, up 27.69% from Rs 1,846.29 Cr, and net profit of Rs 218.04 Cr against Rs 24.14 Cr a year earlier. Both lines moved up, with profit rising by a far wider percentage than sales.

In rupee terms, revenue added Rs 511.22 Cr while net profit added Rs 193.90 Cr. Net profit YoY growth of 803.23% compares with revenue YoY growth of 27.69%, and the gap is explained in part by the low base of Rs 24.14 Cr, which is the central point of this results analysis.

Readers following Equitas Small Finance Bank Q2 Results can place later quarterly results beside these on the Univest Screener using the same YoY growth view. The filing confirms what moved but does not state why, so the results analysis moves next to the business factors.

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Key Business Factors This Quarter

Revenue Growth – The results analysis begins with revenue, which grew 27.7% year on year to Rs 2,357.51 Cr in the latest quarter, giving Equitas Small Finance Bank Q2 Results FY27 a larger top line than the Rs 1,846.29 Cr of last year.

Net Profit Rise – Net profit rose 803.2% year on year to Rs 218.04 Cr, and the quarterly results show this increase far outrunning the revenue line, which is the main reason the profit margin moved up.

Margin and Revenue Sequence – Net profit margin improved to 9.2% from 1.3% in the comparison quarter, and revenue has risen in each of the last 4 quarters, a sequence that frames the latest standalone numbers.

FY27 Outlook After Equitas Small Finance Bank Q2 Results

In this results analysis, Equitas Small Finance Bank Q2 Results FY27 give the first half of the year a stronger starting point, with revenue and net profit both above the figures of a year ago. The full-year FY27 picture still depends on the quarters yet to be reported.

Investors can follow the next quarterly results for the revenue trend and the net profit level, using the same standalone basis and YoY comparison. Univest keeps these comparisons together, and the risks that could shape those quarters come up next.

Key Risks to Watch After Equitas Small Finance Bank Q2 Results FY27

Low Return on Equity

Return on equity was low at 1.71% in FY26, and Equitas Small Finance Bank Q2 Results FY27 should be read with that full-year measure next to the quarterly profit rise.

Declining Per-Share Profit Trend

Annual profit per share has slipped between FY22 and FY26, a longer-run trend that investors can set against the sharp YoY growth recorded in this one quarter.

Volatile Quarterly Net Profit

Quarterly net profit has been volatile, ranging from Rs 24.14 Cr to Rs 218.04 Cr over the last 5 quarters, so the jump in this quarter sits within a very wide range.

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Conclusion

Equitas Small Finance Bank Q2 Results FY27 show standalone revenue of Rs 2,357.51 Cr and net profit of Rs 218.04 Cr, both higher than a year ago. The quarterly results are reported on a standalone basis, so these standalone results cover the bank alone. Anyone following Equitas Small Finance Bank Q2 Results should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on Equitas Small Finance Bank Q2 Results FY27

What are Equitas Small Finance Bank Q2 Results FY27?

Ans. Equitas Small Finance Bank Q2 Results FY27 cover July to September 2026, with standalone revenue of Rs 2,357.51 Cr and net profit of Rs 218.04 Cr, while the Financial Highlights section sets out every reported figure.

What is the results date for Equitas Small Finance Bank Q2 Results FY27?

Ans. The results date is 29 October 2026, when Equitas Small Finance Bank declared its Q2 FY27 numbers, which means this article reflects the quarterly results released that day, as the opening paragraphs explain.

What revenue was reported in Equitas Small Finance Bank Q2 Results FY27?

Ans. Equitas Small Finance Bank reported standalone revenue of Rs 2,357.51 Cr against Rs 1,846.29 Cr a year earlier, an increase of Rs 511.22 Cr that the Performance Analysis section sets beside net profit.

What net profit was reported in Equitas Small Finance Bank Q2 Results FY27?

Ans. Equitas Small Finance Bank Q2 Results FY27 show net profit of Rs 218.04 Cr compared with Rs 24.14 Cr a year earlier, so net profit grew by Rs 193.90 Cr, as the Key Takeaways section points out.

How much YoY growth did revenue show in Equitas Small Finance Bank Q2 Results FY27?

Ans. Revenue showed YoY growth of 27.69% for Equitas Small Finance Bank, rising from Rs 1,846.29 Cr to Rs 2,357.51 Cr, while the Performance Analysis section compares this with the far wider growth in net profit.

Did net profit rise or fall in Equitas Small Finance Bank Q2 Results?

Ans. Net profit rose 803.23% in Equitas Small Finance Bank Q2 Results, moving from Rs 24.14 Cr to Rs 218.04 Cr, which means profit grew from a low base, as the Performance Analysis section shows.

What net profit margin did Equitas Small Finance Bank Q2 Results FY27 show?

Ans. Net profit margin was 9.2% in Equitas Small Finance Bank Q2 Results FY27, compared with 1.3% in the comparison quarter, which means margin widened, as the Key Takeaways section explains.

Are Equitas Small Finance Bank Q2 Results consolidated results or standalone results?

Ans. Equitas Small Finance Bank Q2 Results are standalone results, not consolidated, so every figure in this article reflects the bank on its own, as the Quick Answer and Financial Highlights sections state.

What business factors shaped Equitas Small Finance Bank Q2 Results FY27?

Ans. The listed factors are revenue growth of 27.7% to Rs 2,357.51 Cr, net profit growth of 803.2% and a margin of 9.2%, as the Key Business Factors section details.

What are the key risks after Equitas Small Finance Bank Q2 Results FY27?

Ans. Key risks are return on equity of 1.71% in FY26, a slipping per-share profit trend and volatile quarterly net profit, which the Key Risks section covers in detail.

What is the outlook after Equitas Small Finance Bank Q2 Results?

Ans. The FY27 outlook depends on later quarters, since full-year results will build on this quarter’s revenue of Rs 2,357.51 Cr and net profit of Rs 218.04 Cr, as the Outlook section explains.

Where can I find the complete Equitas Small Finance Bank Q2 Results FY27 data?

Ans. The complete data sits in the Financial Highlights table of this article and on the Univest Screener, which tracks the quarterly results of Equitas Small Finance Bank next to its stock page.