DCB Bank Q2 Results FY27: PAT Rises 28.54% YoY, Revenue Rs 2,299.75 Cr, PAT Rs 236.39 Cr

DCB Bank Ltd (DCBBANK) Q2 Results FY27 announced on 23 October 2026, covering the company's financial performance for the July to September quarter. On the results date, the bank reported revenue of Rs 2,299.75 Cr and PAT of Rs 236.39 Cr. Within the DCB Bank Q2 Results FY27, net profit grew at about twice the rate of revenue, which lifted the share of income that reached the bottom line.

This results analysis of the DCB Bank Q2 Results takes the reader through the financial highlights, the business factors in the reported data, the FY27 outlook and the main risk to monitor. The financial highlights come first and set the base for each section after them.

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DCB Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 2299.75 Cr	Rs 2008.84 Cr	+14.48% YoY
Net Profit (PAT)	Rs 236.39 Cr	Rs 183.91 Cr	+28.54% YoY

Source: company filing for DCB Bank Q2 Results FY27, 23 October 2026. Figures in Rs Crore.

Key Takeaways from DCB Bank Q2 Results: What Stands Out

• Revenue at Rs 2,299.75 Cr: YoY growth of 14.48% from Rs 2,008.84 Cr, an increase of Rs 290.91 Cr for the quarter.
• Net profit at Rs 236.39 Cr: up 28.54% from Rs 183.91 Cr, adding Rs 52.48 Cr to the bottom line.
• Margin in DCB Bank Q2 Results FY27: net profit margin improved to 10.3% from 9.2% in the comparison quarter.
• Consistent top line: revenue has risen in each of the last 4 quarters, extending an unbroken run of quarterly gains.
• Return to monitor: FY26 return on equity was 12.67%, a figure the performance analysis below keeps in context.

DCB Bank Q2 Results FY27: Performance Analysis

The DCB Bank Q2 Results FY27 show net profit rising at roughly double the pace of revenue. Revenue grew 14.48% to Rs 2,299.75 Cr while net profit grew 28.54% to Rs 236.39 Cr. That faster profit growth, and the margin gain it produced, is the central point of this results analysis.

In rupee terms, revenue increased by Rs 290.91 Cr and net profit by Rs 52.48 Cr compared with the same quarter last year. Net profit margin rose from 9.2% to 10.3% as a result. The DCB Bank Q2 Results therefore show the bank converting a larger share of its income into profit than a year ago.

Investors following later quarterly results will look at whether revenue keeps rising each quarter and whether the margin holds above 10%. The DCB Bank Q2 Results FY27 extend a steady revenue record, and the business factors below set out what the reported data supports.

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Key Business Factors This Quarter

Revenue Growth – The business factors begin with revenue, which grew 14.5% year on year to Rs 2,299.75 Cr. Revenue has also risen in each of the last 4 quarters, so the DCB Bank Q2 Results FY27 continue an established upward trend.

Net Profit Growth – Net profit rose 28.5% year on year to Rs 236.39 Cr. This was the larger of the two percentage gains in these quarterly results and shows the bottom line growing well ahead of the top line.

Margin Improvement – Net profit margin improved to 10.3% from 9.2% in the comparison quarter. A higher margin on a larger income base meant the bank kept more profit from each rupee of revenue than in the year-ago period, which added to the effect of revenue growth on the bottom line.

FY27 Outlook After DCB Bank Q2 Results

Carrying this results analysis forward, the FY27 outlook will depend on the December and March quarters. The bank's full-year results will be shaped by those filings and by disclosed sector conditions. The first half alone does not determine the result for the entire financial year. The second-half filings will show whether net profit keeps growing faster than revenue and whether the improved margin is sustained.

The DCB Bank Q2 Results FY27 give a revenue base of Rs 2,299.75 Cr and a net profit base of Rs 236.39 Cr for the second half. If the run of quarterly revenue gains continues, those figures become the reference point for the next two filings. Investors can follow the comparison on the Univest app, with the risk below in view.

Key Risks to Watch After DCB Bank Q2 Results FY27

Return on Equity Below 15%

Return on equity of 12.67% in FY26 is below 15%. Even with the higher net profit shown in the DCB Bank Q2 Results FY27, a return on shareholder capital at this level is a figure investors may track to see whether stronger YoY growth in profit lifts it over the coming year. Annual results for FY27 will show whether the quarterly improvement carries through to the full-year return ratio.

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Conclusion

The DCB Bank Q2 Results FY27 show revenue of Rs 2,299.75 Cr and net profit of Rs 236.39 Cr, with profit growing faster than revenue and net margin improving to 10.3%. Return on equity below 15% is the main watch point. Investors can follow the DCB Bank Q2 Results and later quarterly results on the Univest Screener and should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on DCB Bank Q2 Results FY27

What are DCB Bank Q2 Results FY27?

Ans. DCB Bank Q2 Results FY27 show revenue of Rs 2,299.75 Cr and net profit of Rs 236.39 Cr for July to September 2026. Alongside this, both figures rose year on year, as the Quick Answer explains.

What is the results date for DCB Bank Q2 Results FY27?

Ans. DCB Bank declared its Q2 FY27 quarterly results on 23 October 2026. That results date covers the July to September 2026 quarter, as stated in the opening paragraph of this article.

What revenue was reported in DCB Bank Q2 Results FY27?

Ans. DCB Bank reported Q2 FY27 revenue of Rs 2,299.75 Cr against Rs 2,008.84 Cr a year earlier. This equals YoY growth of 14.48%, as the Financial Highlights table shows.

What net profit was reported in DCB Bank Q2 Results FY27?

Ans. DCB Bank Q2 Results FY27 show net profit of Rs 236.39 Cr compared with Rs 183.91 Cr a year earlier. This 28.54% increase is covered in the Key Takeaways section.

How much YoY growth did revenue show in DCB Bank Q2 Results FY27?

Ans. DCB Bank revenue showed YoY growth of 14.48% in Q2 FY27, rising to Rs 2,299.75 Cr. Compared with this, net profit grew faster at 28.54%, as the Performance Analysis explains.

Did net profit rise or fall in DCB Bank Q2 Results?

Ans. DCB Bank Q2 Results show net profit rose 28.54% YoY to Rs 236.39 Cr. Alongside this, net profit margin improved to 10.3% from 9.2%, as noted under Key Business Factors.

What was the net profit margin in DCB Bank Q2 Results FY27?

Ans. DCB Bank reported a net profit margin of 10.3% in Q2 FY27 compared with 9.2% a year earlier. This improvement came as profit grew faster than revenue, as the Performance Analysis section shows.

Has revenue been rising for DCB Bank before DCB Bank Q2 Results?

Ans. DCB Bank revenue has risen in each of the last 4 quarters, reaching Rs 2,299.75 Cr in Q2 FY27. This steady run is described under Key Business Factors in this results analysis.

What business factors shaped DCB Bank Q2 Results FY27?

Ans. DCB Bank Q2 FY27 was shaped by 14.5% revenue growth and a 28.5% rise in net profit. Alongside these, the net margin improved to 10.3%, as listed under Key Business Factors.

What are the key risks after DCB Bank Q2 Results FY27?

Ans. The key risk after DCB Bank Q2 Results FY27 is a FY26 return on equity of 12.67%, which is below 15%. This point is explained in the Key Risks section above.

What is the outlook after DCB Bank Q2 Results?

Ans. The FY27 picture for DCB Bank will depend on the December and March quarters. So the Q2 net profit of Rs 236.39 Cr acts as a base for comparison, as the Outlook section notes.

Where can I find the complete DCB Bank Q2 Results FY27 data?

Ans. The complete DCB Bank Q2 FY27 figures for revenue and net profit are in the Financial Highlights table above. Investors can also follow later quarterly results using the Univest Screener and Univest app.