Capital Small Finance Bank Q2 Results FY27: PAT Jumps 30.73% to Rs 45.61 Cr, Revenue Up 18.37% to Rs 330.95 Cr

Capital Small Finance Bank Ltd (CAPITALSFB) Q2 Results FY27 announced on 29 October 2026, covering the bank's financial performance for the July to September quarter. The results date brought standalone revenue of Rs 330.95 Cr and PAT of Rs 45.61 Cr into view. Capital Small Finance Bank Q2 Results FY27 therefore pair 18.37% revenue growth with a 30.73% rise in profit after tax, measured against the same quarter last year.

This Capital Small Finance Bank Q2 Results article covers the financial highlights, the business drivers, the outlook and the risks in one connected sequence. The results analysis starts with the Financial Highlights table below, which sets each reported line beside the figure from the same quarter of last year.

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Capital Small Finance Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 330.95 Cr	Rs 279.6 Cr	+18.37% YoY
Net Profit (PAT)	Rs 45.61 Cr	Rs 34.89 Cr	+30.73% YoY

Source: company filing for Capital Small Finance Bank Q2 Results FY27, 29 October 2026. Figures in Rs Crore, Standalone basis.

Key Takeaways from Capital Small Finance Bank Q2 Results: What Stands Out

• Revenue of Rs 330.95 Cr was up 18.37% from Rs 279.6 Cr, a double-digit growth rate across the quarter.
• Net profit of Rs 45.61 Cr climbed 30.73% from Rs 34.89 Cr, a rise that ran well ahead of the pace of revenue.
• Net profit margin of 13.8% compares with 12.5% in the same quarter last year, a shift the business factors section sets out.
• Revenue has risen in each of the last 4 quarters, a run that the performance analysis places beside this quarter.
• Standalone basis applies to Capital Small Finance Bank Q2 Results FY27, and the performance analysis below explains how the two reported lines moved.

Capital Small Finance Bank Q2 Results FY27: Performance Analysis

Capital Small Finance Bank reported standalone revenue of Rs 330.95 Cr and net profit of Rs 45.61 Cr for July to September 2026. Both lines were higher than a year earlier, and net profit grew faster than revenue, as the YoY growth figures show.

Revenue growth of 18.37% took sales from Rs 279.6 Cr to Rs 330.95 Cr. Capital Small Finance Bank Q2 Results FY27 show net profit moving from Rs 34.89 Cr to Rs 45.61 Cr, a rise of 30.73%, which means that line grew about one and two-thirds times as fast as revenue.

Net profit increased by an absolute Rs 10.72 Cr over the year. Across these quarterly results the Capital Small Finance Bank Q2 Results pattern is consistent, with profit outrunning the top line, and the results analysis now turns to the business factors behind the numbers.

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Key Business Factors This Quarter

Revenue Growth – The results analysis points first to revenue, which grew 18.4% year on year to Rs 330.95 Cr in the latest quarter. This is the sales base against which the profit line for the quarter is measured.

Net Profit Growth and Margin – Net profit rose 30.7% year on year to Rs 45.61 Cr, and net profit margin improved to 13.8% from 12.5% in the comparison quarter. Capital Small Finance Bank Q2 Results FY27 therefore record, in these standalone results, profit growing faster than sales over the same twelve months.

Four Quarters of Rising Revenue – Revenue has risen in each of the last 4 quarters. This run of consecutive quarterly increases sits beside the YoY growth in the quarterly results and leads into the FY27 outlook.

FY27 Outlook After Capital Small Finance Bank Q2 Results

The FY27 outlook will depend on the quarters that follow and on disclosed sector conditions, since full-year results are built quarter by quarter. Capital Small Finance Bank Q2 Results FY27 set a reference point of Rs 45.61 Cr in net profit against which later results can be read from the results date onward.

A useful results analysis of the next filings would track whether YoY growth of 18.37% in revenue continues and whether the net profit margin of 13.8% holds. Readers can follow each new disclosure through the Univest app and Univest Screener, and the next section turns to the risks.

Key Risks to Watch After Capital Small Finance Bank Q2 Results FY27

Annual Profit Per Share Growth Slowed

Annual profit per share growth slowed to 7.0% in FY26 from 17.5% in FY25. Capital Small Finance Bank Q2 Results FY27 show strong YoY growth in profit, but the full-year per-share trend is the longer record behind that single quarter.

Return on Equity Below 15%

Return on equity of 10.15% in FY26 is below 15%. That full-year return frames how much room the return profile has to improve, and readers can track it in later filings, as the conclusion notes.

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Conclusion

Capital Small Finance Bank Q2 Results FY27 show standalone revenue of Rs 330.95 Cr, up 18.37%, and net profit of Rs 45.61 Cr, up 30.73%. The slower full-year profit per share growth and the return on equity below 15% remain the points to follow in these standalone results. Readers comparing the Capital Small Finance Bank Q2 Results with later quarterly results should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on Capital Small Finance Bank Q2 Results FY27

What are Capital Small Finance Bank Q2 Results FY27?

Ans. Capital Small Finance Bank Q2 Results FY27 cover the July to September 2026 quarter, with standalone revenue of Rs 330.95 Cr and net profit of Rs 45.61 Cr, while the Quick Answer box sums up both lines for readers.

What is the results date for Capital Small Finance Bank Q2 Results FY27?

Ans. The results date was 29 October 2026, when Capital Small Finance Bank declared its standalone results for July to September, so the opening paragraphs of this article carry the announcement details.

What revenue was reported in Capital Small Finance Bank Q2 Results FY27?

Ans. Capital Small Finance Bank reported standalone revenue of Rs 330.95 Cr, compared with Rs 279.6 Cr a year earlier, which means the Financial Highlights table shows an 18.37% YoY rise in sales in these quarterly results.

What net profit was reported in Capital Small Finance Bank Q2 Results FY27?

Ans. Net profit was Rs 45.61 Cr against Rs 34.89 Cr in the same quarter last year, so the Performance Analysis section records an increase of 30.73% over the year.

How much YoY growth did revenue show in Capital Small Finance Bank Q2 Results FY27?

Ans. Revenue showed YoY growth of 18.37%, rising from Rs 279.6 Cr to Rs 330.95 Cr, while the Key Takeaways section places it below the growth recorded by net profit.

Did net profit rise or fall in Capital Small Finance Bank Q2 Results?

Ans. Net profit rose 30.73% to Rs 45.61 Cr in the Capital Small Finance Bank Q2 Results quarterly results, alongside a net profit margin of 13.8% against 12.5% a year ago, as the Key Business Factors section shows.

Has revenue risen every quarter in Capital Small Finance Bank Q2 Results FY27?

Ans. Revenue has risen in each of the last 4 quarters, so the latest figure of Rs 330.95 Cr extends a run of consecutive increases, as the Key Business Factors section explains.

Are Capital Small Finance Bank Q2 Results standalone results or consolidated results?

Ans. These are standalone results, so the revenue of Rs 330.95 Cr and net profit of Rs 45.61 Cr reflect the standalone basis, as the Quick Answer and the Conclusion both state.

What business factors shaped Capital Small Finance Bank Q2 Results FY27?

Ans. Revenue growth of 18.4%, net profit growth of 30.7% and four consecutive quarters of rising revenue are among the factors listed, which the Key Business Factors section explains in the results analysis.

What are the key risks after Capital Small Finance Bank Q2 Results FY27?

Ans. The two risks are annual profit per share growth slowing to 7.0% in FY26 and a return on equity of 10.15% that sits below 15%, as the Key Risks section details.

What is the outlook after Capital Small Finance Bank Q2 Results?

Ans. FY27 full-year results will depend on the coming quarters and disclosed sector conditions, so net profit of Rs 45.61 Cr serves as a reference point, as the Outlook section explains.

Where can I find the complete Capital Small Finance Bank Q2 Results FY27 data?

Ans. The complete figures sit in the Financial Highlights table of this article, while the Univest Screener and Univest app give readers a place to follow later filings after the results date, as the Outlook section notes.