
3 Banking Software Product Maker, Cloud Communications Platform Provider and Healthcare Technology Services Firm Stocks With a Strong Future Roadmap: Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions
Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions: ROE of 20.5% to 33.7% and FY22 to FY26 revenue CAGR of 8.4% to 42.2%. Prices as of 27 Oct 2026.
Updated: 28 Oct 2026 • 12:42 pm
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The three software product and platform stocks to watch are Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. Their return on equity ranges from 20.5% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 8.4% to 42.2%. Oracle Financial Services Software has the highest return on equity at 33.7%, while Inventurus Knowledge Solutions has the fastest revenue growth at 42.2% a year. Prices are based on the 27 October 2026 close, and this article is educational, not investment advice.
Software product and platform stocks give investors a way to track businesses that sit close to everyday demand in India. Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions cover a banking software product maker, a cloud communications platform provider and a healthcare technology services firm.
This list covers three software product and platform stocks with complete current figures: Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. Every figure comes from the latest reported financials and the 27 October 2026 market close. Companies without complete current figures were left out.
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What Are Software Product and Platform Stocks?
Software product and platform stocks are listed technology companies that license banking software, run enterprise messaging and communication platforms and provide technology-led services to healthcare organisations. Their earnings depend on software licences, message volumes, client additions and contract renewals.
Software Product and Platform Stocks at a Glance
| Company | CMP (Rs) | Market Cap (Rs Cr) | P/E | Industry P/E | ROE (%) | D/E |
|---|---|---|---|---|---|---|
| Oracle Financial Services Software | 9,928 | 86,056 | 25.2 | 17.9 | 33.7 | 0.00 |
| Tanla Platforms | 579.15 | 7,333 | 13.8 | 17.5 | 20.5 | 0.02 |
| Inventurus Knowledge Solutions | 1,703 | 29,242 | 38.3 | 17.6 | 25.8 | 0.27 |
On valuation, Tanla Platforms trades at a P/E below the industry P/E, while Oracle Financial Services Software and Inventurus Knowledge Solutions trade above it, which reflects the growth the market already expects. Readers comparing software product and platform stocks should look at return on equity and debt together, since a high return earned with low debt is easier to sustain.
Why Do Software Product and Platform Stocks Have a Strong Roadmap in India?
Software product and platform stocks have a strong roadmap in India because bank technology upgrades, digital communication between businesses and customers and technology adoption in healthcare keep widening the market for Indian technology firms.
- Bank upgrades. Lenders replace and extend core systems.
- Business messaging. Companies reach customers on digital channels.
- Healthcare technology. Providers outsource coding and analytics.
Why Oracle Financial Services Software Features Among These Software Product and Platform Stocks
Among the software product and platform stocks on this list, Oracle Financial Services Software develops banking software products such as core banking, lending and risk platforms and also provides related services and support to banks and financial institutions around the world.
Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%.
The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P/E of 25.2, above the industry P/E of 17.9.
Roadmap: The company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.
What to watch: Follow product licence wins, cloud adoption by banking clients and the pace of new deals.
Why Tanla Platforms Features Among These Software Product and Platform Stocks
Among the banking software and messaging platform shares on this list, Tanla Platforms, based in Hyderabad, offers communications platform services, including messaging and authentication through its Wisely platform, to enterprises.
The company has a return on equity of 20.5%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 7,333 crore. The stock trades at a P/E of 13.8, below the industry P/E of 17.5.
Revenue rose from Rs 3,222 crore in FY22 to Rs 4,455 crore in FY26, a compound annual growth rate of 8.4%. Net profit for FY26 was Rs 509 crore, a net margin of 11.4%. In the June 2026 quarter, revenue grew 17.8% year on year to Rs 1,240 crore, while net profit rose 20.1% to Rs 142 crore.
Roadmap: Growth in enterprise messaging, plus fraud-prevention and digital-trust services, supports volumes. It has built products around artificial intelligence and blockchain, which can raise revenue per message.
What to watch: Monitor message volumes and the adoption of new platform products.
Why Inventurus Knowledge Solutions Features Among These Software Product and Platform Stocks
Among the three companies on this list, Inventurus Knowledge Solutions, known as IKS, is a Mumbai-based healthcare technology and services company that supports healthcare providers and payors in the United States with analytics, clinical coding and technology platforms.
Revenue rose from Rs 784 crore in FY22 to Rs 3,211 crore in FY26, a compound annual growth rate of 42.2%. Net profit grew from Rs 233 crore in FY22 to Rs 722 crore in FY26, which works out to a compound annual growth rate of 32.7%.
In the June 2026 quarter, revenue grew 21.0% year on year to Rs 899 crore, while net profit rose 27.8% to Rs 194 crore. The company has a return on equity of 25.8%, a debt to equity ratio of 0.27 and a market capitalisation of Rs 29,242 crore. The stock trades at a P/E of 38.3, above the industry P/E of 17.6.
Roadmap: The company is widening its technology-led services for risk adjustment, care coordination and revenue cycle work. Long-term relationships with large healthcare organisations give it recurring demand.
What to watch: Follow client additions, platform adoption and healthcare policy changes in the United States.
Oracle Financial Services Software vs Tanla Platforms vs Inventurus Knowledge Solutions on Key Financials
The table below sets the three software product and platform stocks side by side on revenue, profit and margin, using reported figures.
| Company | FY22 Revenue (Rs Cr) | FY26 Revenue (Rs Cr) | Revenue CAGR (FY22-FY26) | FY26 Net Profit (Rs Cr) | FY26 Net Margin |
|---|---|---|---|---|---|
| Oracle Financial Services Software | 5,356 | 7,943 | 10.4% | 2,639 | 33.2% |
| Tanla Platforms | 3,222 | 4,455 | 8.4% | 509 | 11.4% |
| Inventurus Knowledge Solutions | 784 | 3,211 | 42.2% | 722 | 22.5% |
Oracle Financial Services Software posts the highest return on equity in this group at 33.7%. Oracle Financial Services Software has the largest FY26 revenue at Rs 7,943 crore, and Inventurus Knowledge Solutions shows the fastest revenue growth with a 42.2% compound annual rate. A useful habit with software product and platform stocks is to check each new quarterly result against the capacity plans the company described earlier.
Key Risks to Check Before Investing in Software Product and Platform Stocks
Every theme carries risks that deserve a check before any decision. For these software product and platform stocks, the main points are:
- Deal timing. Large contracts can shift between periods.
- Message volumes. Platform revenue follows customer usage.
- Currency moves. Export earnings move with the rupee.
Treat this list as a starting point for research and not as a recommendation. Read the latest results presentation, check the management commentary on order books or capacity plans, and compare each company with its peers before you decide anything.
Use the Univest Stock Screener to filter software product and platform stocks by market capitalisation, P/E, ROE and growth, and build your own shortlist.
Final Thoughts on Software Product and Platform Stocks
Software product and platform stocks work best when investors track growth, valuation and return on equity side by side. Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions each have a clear plan to expand. Based on the 27 October 2026 close, Oracle Financial Services Software trades at Rs 9,928, Tanla Platforms at Rs 579.15 and Inventurus Knowledge Solutions at Rs 1,703.
Download the Univest iOS App or Univest Android App to track software product and platform stocks, set price alerts and get research-backed stock ideas.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
What are software product and platform stocks?
Ans. Software product and platform stocks are listed technology companies that license banking software, run enterprise messaging and communication platforms and provide technology-led services to healthcare organisations. Their earnings depend on software licences, message volumes, client additions and contract renewals. This list looks at three of them, Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions, using reported FY22 to FY26 financials and the 27 October 2026 closing prices.
Which software product and platform stocks are covered in this list?
Ans. This list covers Oracle Financial Services Software, Tanla Platforms and Inventurus Knowledge Solutions. Based on the 27 October 2026 close, Oracle Financial Services Software traded at Rs 9,928, Tanla Platforms at Rs 579.15 and Inventurus Knowledge Solutions at Rs 1,703. Their return on equity ranges from 20.5% to 33.7%, and their revenue compound annual growth from FY22 to FY26 ranges from 8.4% to 42.2%.
Why do software product and platform stocks have a strong future roadmap in India?
Ans. Software product and platform stocks have a strong roadmap in India because bank technology upgrades, digital communication between businesses and customers and technology adoption in healthcare keep widening the market for Indian technology firms. The main drivers are as follows. Bank upgrades. Lenders replace and extend core systems. Business messaging. Companies reach customers on digital channels. Healthcare technology. Providers outsource coding and analytics. Together these factors give the companies on this list a visible path for growth over the coming years.
How has Oracle Financial Services Software performed financially?
Ans. Revenue rose from Rs 5,356 crore in FY22 to Rs 7,943 crore in FY26, a compound annual growth rate of 10.4%. Net profit grew from Rs 1,889 crore in FY22 to Rs 2,639 crore in FY26, which works out to a compound annual growth rate of 8.7%. The company has a return on equity of 33.7%, a debt to equity ratio of 0.00 and a market capitalisation of Rs 86,056 crore. The stock trades at a P/E of 25.2, above the industry P/E of 17.9. Looking ahead, the company is helping banks move to modern platforms and cloud deployments, which creates demand for its products. Recurring licence and maintenance income supports earnings visibility.
How has Tanla Platforms performed financially?
Ans. Revenue rose from Rs 3,222 crore in FY22 to Rs 4,455 crore in FY26, a compound annual growth rate of 8.4%. Net profit for FY26 was Rs 509 crore, a net margin of 11.4%. In the June 2026 quarter, revenue grew 17.8% year on year to Rs 1,240 crore, while net profit rose 20.1% to Rs 142 crore. The company has a return on equity of 20.5%, a debt to equity ratio of 0.02 and a market capitalisation of Rs 7,333 crore. The stock trades at a P/E of 13.8, below the industry P/E of 17.5. Looking ahead, growth in enterprise messaging, plus fraud-prevention and digital-trust services, supports volumes. It has built products around artificial intelligence and blockchain, which can raise revenue per message.
How has Inventurus Knowledge Solutions performed financially?
Ans. Revenue rose from Rs 784 crore in FY22 to Rs 3,211 crore in FY26, a compound annual growth rate of 42.2%. Net profit grew from Rs 233 crore in FY22 to Rs 722 crore in FY26, which works out to a compound annual growth rate of 32.7%. In the June 2026 quarter, revenue grew 21.0% year on year to Rs 899 crore, while net profit rose 27.8% to Rs 194 crore. The company has a return on equity of 25.8%, a debt to equity ratio of 0.27 and a market capitalisation of Rs 29,242 crore. The stock trades at a P/E of 38.3, above the industry P/E of 17.6. Looking ahead, the company is widening its technology-led services for risk adjustment, care coordination and revenue cycle work. Long-term relationships with large healthcare organisations give it recurring demand.
What risks should investors check before buying software product and platform stocks?
Ans. Investors should check a few risks before buying software product and platform stocks. Deal timing. Large contracts can shift between periods. Message volumes. Platform revenue follows customer usage. Currency moves. Export earnings move with the rupee. Reading the latest results presentation and comparing each company with its peers helps judge how these risks apply to each stock.
Is this list of software product and platform stocks investment advice?
Ans. No. This article is educational and uses publicly available data as of the 27 October 2026 close. Please verify figures on NSE and BSE, read company filings and consult a SEBI registered adviser before investing. Univest is SEBI registered research analyst INH000013776.
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