Bank of Baroda Share Price Target 2027: Is Rs 284 Realistic? Bull Case Points to Rs 346

Investors weighing a Bank of Baroda target price for 2027 should start with where the stock sits today. At Rs 273.59 on 13 November 2026, it is 15.9% below its 52-week high of Rs 325.50 and 22.2% above its 52-week low of Rs 223.82. That range spans 45% from low to high, so the entry point matters as much as the Bank of Baroda price forecast itself.

This article builds the Bank of Baroda share price target from reported numbers only: five years of annual results, the last five quarters, the latest shareholding pattern and current valuation ratios from company filings and exchange data. Each scenario states its assumptions, so you can trace how the base case, the bull case and the downside risk level were reached and test them against your own view.

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Bank of Baroda Stock Analysis: Company Overview and Key Stats

Bank of Baroda (NSE: BANKBARODA) has a market capitalisation of Rs 1,42,730 crore. In FY26 it reported revenue of Rs 1,56,825 crore and net profit of Rs 19,477 crore. The table collects the figures the Bank of Baroda share price target is built on.

Metric	Value
Company	Bank of Baroda
NSE Ticker	BANKBARODA
CMP (13 November 2026)	Rs 273.59
52-Week High	Rs 325.50
52-Week Low	Rs 223.82
Market Cap	Rs 1,42,730 crore
PE Ratio (TTM)	7.14
Industry PE	12.85
Price to Book	0.82
Return on Equity	13.63%
EPS (TTM)	Rs 38.68
Dividend Yield	3.08%
12-Month Base Target	Rs 284
Bull Case	Rs 346
Downside Risk Level (not a target)	Rs 221

Why Is Bank of Baroda Share Price Target Set at Rs 284 for 2027?

The arithmetic is short. Trailing EPS of Rs 38.68 grown for one year gives a forward EPS estimate of Rs 39.78, and multiplying it by the unchanged PE of 7.14 gives the Rs 284 base-case Bank of Baroda stock target. The bull case adds faster earnings growth and a higher multiple, while the downside risk level assumes flat earnings and a lower multiple.

Earnings Growth Behind the Bank of Baroda Target Price: Five Years of Results

Bank of Baroda grew revenue from Rs 87,780 crore in FY22 to Rs 1,56,825 crore in FY26, a compound annual growth rate of 15.6%. Net profit grew faster, from Rs 7,700 crore to Rs 19,477 crore (26.1% a year), which shows margin gains did part of the work and not just higher sales.

Financial Year	Revenue (Rs Cr)	Net Profit (Rs Cr)	EPS (Rs)	Dividend per Share (Rs)
FY22	87,780.19	7,700.23	15.18	2.85
FY23	1,10,777.98	14,687.88	28.82	5.50
FY24	1,41,778.70	18,409.64	36.29	7.60
FY25	1,52,884.14	20,459.35	40.06	8.35
FY26	1,56,825.44	19,477.16	38.38	8.50

FY26 revenue growth was 2.6%, slower than the four-year average of 15.6%, and net profit moved down 4.8%. EPS rose from Rs 36.29 in FY24 to Rs 38.38 in FY26. The FY27 outlook for the Bank of Baroda price target depends on whether that EPS estimate keeps compounding.

Margins and the Latest Quarter

Bank of Baroda converted 12.4% of FY26 revenue into net profit, against 13.4% in FY25, within a five-year range of 8.8% to 13.4%.

In the September 2026 quarter, revenue was Rs 45,784 crore, up 19.1% from the same quarter a year earlier, while net profit of Rs 6,639 crore was up 30.9%. The next quarterly result is the first test of whether the earnings assumption behind the Bank of Baroda stock target holds.

Balance Sheet and Cash Flow

As a lender, Bank of Baroda funds its book mainly through deposits and borrowings, so debt to equity is not a meaningful gauge for it. Book value stands at Rs 337.98 per share and the price to book ratio is 0.82, and shareholders' equity grew from Rs 92,626 crore in FY22 to Rs 1,67,366 crore in FY26.

Valuation Check for the Bank of Baroda Stock Target: PE, Price to Book and ROE

At a PE of 7.14 against an industry PE of 12.85, Bank of Baroda trades at a discount to its industry. Price to book is 0.82 on a book value of Rs 337.98 per share, and return on equity is 13.63%. A PE of 7.14 equals an earnings yield of 14.0%, and the FY26 dividend of Rs 8.50 per share gives a yield of 3.08%.

Shareholding Pattern and Institutional Holding

Promoters held 63.97% of Bank of Baroda in September 2026, and promoter holding has stayed near 63.97% since September 2025. Foreign institutional investors (FII) held 10.30% and domestic institutions (DII) held 17.91%, which puts total institutional holding at 28.21%. FII holding rose from 8.71% in September 2025 to 10.30% in September 2026. Public shareholders own the remaining 7.82%. A meaningful institutional holding adds a layer of research coverage and trading depth.

Bank of Baroda Share Price Targets for the Short Term and 12 Months

Short Term Bank of Baroda Stock Target Levels: Technical Setup

At Rs 273.59 on 13 November 2026, Bank of Baroda trades above its 50-day simple moving average of Rs 238.98 and above its 200-day exponential moving average of Rs 254.09. The 14-day RSI reads 83.0, which is overbought territory, and the MACD line sits above its signal line. The nearest resistance level is Rs 325.50 (52-week high) and the nearest support is Rs 254.09 (200-day exponential moving average). A sustained move above Rs 325.50 would improve the short-term setup, while a close below Rs 254.09 would shift attention to the next support.

12 Month Bank of Baroda Target Price for 2027

The 12-month target of Rs 284 means a move of 3.8% up from Rs 273.59 over the next 12 months. It would still leave the stock 12.7% below its 52-week high of Rs 325.50. The upside in the base case is thin, so the thesis here leans on the bull case and on patience. Anyone checking the Bank of Baroda share price target against their own view should focus on two inputs: the EPS estimate and the PE multiple.

How EPS Growth and PE Multiple Change the Bank of Baroda Target Price

EPS Growth	PE 5.71	PE 7.14	PE 8.21
0.0% (EPS Rs 38.68)	Rs 221	Rs 276	Rs 318
2.8% (EPS Rs 39.78)	Rs 227	Rs 284	Rs 327
8.8% (EPS Rs 42.10)	Rs 240	Rs 301	Rs 346

Each cell multiplies the forward EPS estimate by the PE shown. Reading across a row shows what a de-rating or re-rating does to the Bank of Baroda price forecast, and reading down a column shows what earnings growth is worth at a fixed multiple.

Bull Case and Downside Risk for Bank of Baroda Stock Target in 2027

Bull Case Rs 346

The bull case Bank of Baroda price target needs EPS growth of 8.8%, which lifts forward EPS to Rs 42.10, and a PE multiple that rises 15% to 8.21. That gives Rs 346, 26.5% above the current price and above the 52-week high of Rs 325.50, so the stock would have to set a fresh 52-week high.

Downside Risk Level Rs 221

The downside risk level is not a target. It assumes EPS stays flat at Rs 38.68 and the PE falls 20% to 5.71. That gives Rs 221, 19.2% below the current price and below the 52-week low of Rs 223.82.

Scenario	EPS Growth	PE Multiple	Price (Rs)	Change vs CMP
Bull Case	8.8%	8.21	Rs 346	+26.5%
Base Case	2.8%	7.14	Rs 284	+3.8%
Downside Risk	0.0%	5.71	Rs 221	-19.2%

Key Risks to the Bank of Baroda Target Price for 2027

Growth Slowdown Risk for the Bank of Baroda Price Target

Revenue in the September 2026 quarter was up 19.1% year on year, and FY26 revenue growth was 2.6%. If growth slows from here, the EPS estimate behind the Bank of Baroda stock target will need revising.

Liquidity and Size Risk

Bank of Baroda has a market capitalisation of Rs 1,42,730 crore. Institutional holding is 28.21%, and promoters hold 63.97%. A company of this size trades with deep liquidity, so entry and exit are rarely a problem, and the larger risk is paying too much for slow earnings growth.

Valuation and Margin Risk

Net margin was 12.4% in FY26, and a squeeze from higher costs or weaker pricing would hit earnings first. At a PE of 7.14 versus an industry PE of 12.85, a de-rating toward the downside-risk PE of 5.71 would cut the price even if earnings hold.

Market and Technical Risk

Technical indicators add short-term risk: the 14-day RSI is 83.0 and the MACD sits above its signal line. A broad fall in the Nifty 50 or the Sensex can override company fundamentals for weeks at a time.

How to Invest in Bank of Baroda

Start with the live price and volume. Any Bank of Baroda share price target is only as current as the data behind it, and the data here is as of 13 November 2026, so refresh the Rs 273.59 price before acting on any level.

Next, review the fundamentals yourself. The Univest Screener lets you check Bank of Baroda's PE, ROE, debt and shareholding in one place.

Check Bank of Baroda fundamentals on the Univest Screener

Then compare the three Bank of Baroda target price scenarios with your own view. If you expect EPS growth below 2.8%, the base case is too optimistic for you; if you expect more, the bull case deserves weight.

Decide your position size and exit levels before you buy. The support and resistance levels above can serve as reference points, but they are not recommendations.

Finally, place the order through a SEBI-registered broker or the Univest app, and review the position after each quarterly result. Consult a SEBI-registered advisor if you are unsure.

Download the Univest iOS App or Univest Android App to track Bank of Baroda live price and get daily stock recommendations.

Conclusion

The Bank of Baroda share price target for 2027 is Rs 284 in the base case, with Rs 346 as the bull case. The support for that view is arithmetic you can check: EPS grew 2.8% a year over FY24 to FY26, and the stock trades at a PE of 7.14. The risks are equally concrete, including a valuation that can de-rate if growth disappoints and a downside scenario that cuts the price 19% if earnings stall. Use these numbers as a framework for judging the Bank of Baroda price target, check them against the latest filings, and size any position to your own risk appetite.

FAQs on Bank of Baroda Share Price Target 2027

What is the Bank of Baroda share price target for 2027?

Ans. The base-case Bank of Baroda share price target for 2027 is Rs 284, which is 3.8% above the price of Rs 273.59 on 13 November 2026. The bull case is Rs 346 and the downside risk level, which is not a target, is Rs 221. All three come from one method: forward EPS multiplied by a PE multiple, using only reported results. They are model estimates and not guaranteed outcomes, and the next quarterly result is the first check on the EPS assumption.

What is the Bank of Baroda share price today?

Ans. As of 13 November 2026, 9:21 AM IST, Bank of Baroda (NSE: BANKBARODA) trades at Rs 273.59, down 0.93% on the day. That is 15.9% below the 52-week high of Rs 325.50 and 22.2% above the 52-week low of Rs 223.82. The market capitalisation of Rs 1,42,730 crore places it among large-cap stocks. Prices change through the trading session, so check the live quote before acting on any level in this article.

Is Bank of Baroda a buy or sell at the current price?

Ans. The data points both ways. On the positive side, EPS has grown 2.8% a year over FY24 to FY26 and the base case implies 3.8% upside; on the cautious side, the stock sits 15.9% below its 52-week high and can de-rate if growth disappoints, and the downside risk level of Rs 221 is 19% below the current price. Whether Bank of Baroda fits your portfolio depends on your time horizon, position size and risk appetite. Consult a SEBI-registered advisor before investing, as this article is not investment advice.

What are the bull case target and downside risk level for Bank of Baroda shares?

Ans. The bull case in the Bank of Baroda share price target for 2027 is Rs 346, which assumes 8.8% EPS growth and a PE of 8.21, a 15% re-rating from today's multiple. That is 26.5% above the current price and above the 52-week high of Rs 325.50, so the stock would have to set a fresh 52-week high. The downside risk level is Rs 221, which assumes flat EPS and a PE of 5.71, 20% lower than today. It sits 19.2% below the current price and below the 52-week low of Rs 223.82, and it marks a risk to watch, not a target.

What are the main risks to the Bank of Baroda price target?

Ans. Four risks matter most for the Bank of Baroda share price target: slower revenue or profit growth, a PE de-rating, thin liquidity or size risk, and weakness in the broader market. The market capitalisation of Rs 1,42,730 crore means liquidity is deep, so the bigger risk is paying a full price for slow earnings growth. A fall to the downside-risk PE of 5.71 would cut the price even if earnings hold.

What is the PE ratio of Bank of Baroda and how does it compare with the industry?

Ans. The PE ratio of Bank of Baroda is 7.14, against an industry PE of 12.85, which is a discount to the industry. Price to book is 0.82 and return on equity is 13.63%, and the PE equals an earnings yield of 14.0%. The base case holds the PE unchanged, so the Bank of Baroda share price target moves only with earnings, while the bull and downside scenarios change the multiple by +15% and -20%.

Who owns Bank of Baroda, and what is the promoter holding?

Ans. Promoters held 63.97% of Bank of Baroda in September 2026. FII held 10.30%, DII held 17.91% and the public held 7.82%. Together the two institutional groups hold 28.21%. Shareholding is filed every quarter, so it is worth rechecking after each result.

What were Bank of Baroda's latest quarterly results?

Ans. In the September 2026 quarter, Bank of Baroda reported revenue of Rs 45,784 crore (up 19.1% year on year) and net profit of Rs 6,639 crore (up 30.9%). For comparison, FY26 full-year revenue growth was 2.6% and net profit moved down 4.8%. Each new quarter either supports or weakens the EPS growth of 2.8% assumed in the base case.