Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Analyst Review: NAV, Returns and Key Insights 2026

The Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Direct Growth plan has delivered a 1-year return of 15.54% and a 3-month return of 5.81%, offering investors steady exposure to its target segment. With a NAV of Rs 13.37 and AUM of Rs 142.83 crore, the fund maintains a solid footing in its category. This analyst review covers performance, costs, risks, and investment suitability for 2026.

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What Is the Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund?

The Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund is an open-ended overseas Fund-of-Fund scheme that invests in units of internationally listed equity funds or ETFs, providing Indian investors indirect access to global equity markets without requiring an international trading account. Classified under FoFs Overseas with a Very High risk rating, the fund’s performance is influenced by both the underlying international market and relevant currency exchange movements.

Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund NAV and AUM

The current NAV of the Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Direct Growth plan is Rs 13.37. NAV also reflects movements in applicable foreign currency exchange rates, as the underlying assets are priced in foreign currencies. Always verify the most recent NAV on the AMC website or a registered mutual fund platform before placing any transaction.

With an AUM of Rs 142.83 crore, the fund is relatively nimble. This can be advantageous for portfolio agility and the ability to take positions without significant market impact. Investors should track AUM trends alongside performance metrics when evaluating this fund.

Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Returns: Performance Snapshot

Period	Returns
1 Month	1.48%
3 Months	5.81%
1 Year	15.54%
3 Years (Annualised)	9.58%
5 Years (Annualised)	Not Available

The Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund has delivered a 1-year return of 15.54% and a 3-month return of 5.81%, reflecting steady conditions in the underlying market segment. While these numbers may appear modest, consistent compounding at this rate over 5 to 7 years can produce meaningful portfolio growth. Investors should compare returns against the fund’s benchmark and category average before drawing conclusions.

Expense Ratio and Cost Efficiency

The Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Direct Growth plan carries an exceptionally low expense ratio of just 0.08% per annum, making it one of the most cost-efficient options in its category. Over a long investment horizon, a sub-0.30% expense ratio can contribute meaningfully to improved compounding outcomes. The direct plan structure further eliminates distributor commissions, reinforcing the overall cost advantage for investors.

Who Should Invest in Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund?

The Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund is best suited for investors seeking international diversification, with a Very High risk appetite and a minimum 5 to 7-year horizon. The minimum monthly SIP is Rs 100 and the minimum lumpsum is Rs 1000. Conservative investors and those with short-term goals should avoid this fund. As an overseas FoF, it is best used as a satellite allocation of 10 to 15 percent within a predominantly domestic equity portfolio.

Key Risks to Consider

Geopolitical Risk: Global geopolitical events, trade policy shifts, or sovereign economic disruptions in the underlying market can materially affect fund performance and NAV trajectory.

Double Expense Layer: As a Fund-of-Fund, costs are incurred at both the underlying fund level and the FoF scheme level. Investors should factor this total cost structure into their net return expectations.

Regulatory Restrictions: SEBI periodically restricts fresh subscriptions to overseas funds when industry aggregate overseas AUM approaches its regulatory ceiling, which can temporarily interrupt investment continuity.

Valuation Risk: Elevated valuations in the underlying investment universe can reduce future return potential even if the fundamental business performance of portfolio companies remains strong.

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Conclusion

The Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund has delivered steady returns within its investment category. With an expense ratio of 0.08% and an AUM of Rs 142.83 crore, it offers a structured route to its target market segment. Investors with a long-term horizon who believe in the fund’s mandate should ensure it aligns with their overall portfolio strategy. Consult a SEBI-registered investment advisor before investing.

Investments in securities are subject to market risk. This content is for educational purposes only and does not constitute investment advice.

Frequently Asked Questions

What is the current NAV of Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund?

Ans. The current NAV of the Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Direct Growth plan is Rs 13.37. NAV is updated each trading day and reflects the closing market value of the fund’s underlying holdings. Always verify the most recent NAV on the AMC website or a SEBI-registered mutual fund platform before transacting.

What are the returns of Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund?

Ans. The fund has delivered a 1-year return of 15.54% and a 3-month return of 5.81%. The 3-year annualised return is 9.58% and the 5-year annualised return is Not Available. Past performance does not guarantee future results and should be evaluated alongside the fund’s risk profile and benchmark comparison.

What is the expense ratio of Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Direct Growth?

Ans. The expense ratio of the Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF Fund Direct Growth plan is 0.08% per annum. The direct plan eliminates distributor commissions and is more cost-efficient than the regular plan. Investors should always opt for the direct plan to maximise long-term net returns through the compounding advantage of lower costs.

Is this fund suitable for conservative investors?

Ans. No. This fund carries a Very High risk rating due to concentrated overseas and currency exposure. It is not suitable for conservative investors or those with short investment timelines. A minimum 5 to 7-year horizon and a high risk tolerance are required prerequisites. Consult a SEBI-registered investment advisor before investing.

What is the minimum SIP amount for this fund?

Ans. The minimum monthly SIP is Rs 100 and the minimum lumpsum investment is Rs 1000. The low entry thresholds make the fund accessible across income levels. A regular SIP approach is recommended to average out entry costs over time, particularly given the high-volatility nature of this fund’s category.

What category and sub-category does this fund belong to?

Ans. This fund is an overseas Fund-of-Fund investing in internationally listed equity ETFs or funds. It falls under the FoFs Overseas sub-category and is available as a direct growth plan, which eliminates distributor commissions and typically offers superior net returns compared to the regular plan.