PAT Rs 5,464.57 Crore | Bajaj Finance Q4 FY26 Results

Bajaj Finance announced its Q4 FY26 financial results on April 29, 2026, posting PAT of Rs 5,464.57 crore, a 21.99 percent year-on-year increase, as the NBFC and Consumer Lending company delivered its January to March 2026 quarter earnings. Bajaj Finance Q4 FY26 results are closely tracked by investors as a key indicator of the company’s performance trajectory. This article covers the Bajaj Finance Q4 FY26 financial highlights, performance analysis, full year FY26 summary, management outlook, and frequently asked questions on Bajaj Finance Q4 results.

Bajaj Finance Q4 FY26 Financial Highlights

Bajaj Finance reported Q4 FY26 consolidated net profit of Rs 5,464.57 crore, a 21.99 percent year-on-year increase. Revenue from operations rose 18.1 percent to Rs 21,605.79 crore. Standalone PAT grew 23 percent to Rs 4,839 crore versus Rs 3,940 crore in Q4 FY25. The board recommended a final dividend of Rs 6 per equity share and announced Rajiv Bajaj will step down from the board. The board recommended a dividend of Rs 6 per share for FY26.

Metric	Q4 FY26	Q4 FY25	YoY Change
Revenue / Total Income	Rs 21,605.79 crore	Refer NSE/BSE filing	Grew 18.1 percent YoY
PAT	Rs 5,464.57 crore	Refer NSE/BSE filing	Higher 21.99 percent YoY
Full Year FY26 PAT	Refer annual filing	Refer filing	As reported
Dividend (FY26)	Rs 6 per share	Refer filing	FY26 final

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Bajaj Finance Q4 FY26 Performance Analysis

Bajaj Finance Q4 FY26 standalone PAT of Rs 4,839 crore (+23 percent YoY) reflects healthy AUM growth, controlled credit costs, and disciplined fee income generation. The NBFC’s diversified retail and SME lending book across consumer durables, personal loans, home loans, and commercial lending drove Bajaj Finance Q4 FY26 growth.

Bajaj Finance Q4 FY26 asset quality remained within management’s guided range, with net NPA staying controlled as the company balanced growth with credit discipline. The board’s recommendation of Rs 6 dividend per share underscores capital generation strength.

Bajaj Finance Full Year FY26 Business Summary

FY26 was another strong year for Bajaj Finance as India’s consumer credit cycle remained buoyant. The company deepened cross-sell across its 90-plus million customer franchise. Rajiv Bajaj announced exit from the board ahead of the July 2026 AGM.

Bajaj Finance Q4 FY26 Outlook and FY27 Priorities

Bajaj Finance FY27 focus is on sustaining 25 to 28 percent AUM growth, scaling Bajaj Pay and co-branded credit cards, and improving credit underwriting in newer product segments. The company targets Rs 5 lakh crore consolidated AUM in the medium term.

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Conclusion

The Bajaj Finance Q4 FY26 results provide investors with the company’s January to March 2026 performance data. Bajaj Finance Q4 FY26 PAT of Rs 5,464.57 crore reflects the operational performance in the NBFC and Consumer Lending sector. Investors tracking Bajaj Finance Q4 results should review the complete audited financials on NSE and BSE exchange filings before making any investment decision. Bajaj Finance Q4 FY26 is an important milestone in the company’s annual earnings calendar.

This article on Bajaj Finance Q4 FY26 results is for informational and educational purposes only. It is not investment advice. Please consult a SEBI registered investment advisor before making any investment decision. Past performance is not indicative of future results.

Frequently Asked Questions on Bajaj Finance Q4 FY26 Results

What were the Bajaj Finance Q4 FY26 results?

Bajaj Finance Q4 FY26 results were announced on April 29, 2026. The company reported PAT of Rs 5,464.57 crore for the January to March 2026 quarter. Bajaj Finance Q4 FY26 details are in the official NSE and BSE exchange filings.

What was Bajaj Finance Q4 FY26 PAT?

Bajaj Finance Q4 FY26 PAT was Rs 5,464.57 crore, higher 21.99 percent YoY. The Bajaj Finance Q4 FY26 results were announced on April 29, 2026, at the board of directors meeting to approve audited financials.

What was Bajaj Finance Q4 FY26 revenue?

Bajaj Finance Q4 FY26 revenue was Rs 21,605.79 crore. Investors should refer to the NSE and BSE exchange filing for the full audited Bajaj Finance Q4 FY26 revenue breakdown and segmental performance data.

Did Bajaj Finance declare a dividend after Q4 FY26 results?

Yes, Bajaj Finance declared a dividend of Rs 6 per share as part of the Q4 FY26 results announcement, subject to shareholder approval at the AGM.

What is the outlook for Bajaj Finance after Q4 FY26?

Bajaj Finance FY27 focus is on sustaining 25 to 28 percent AUM growth, scaling Bajaj Pay and co-branded credit cards, and improving credit underwriting in newer product segments. The company targets Rs 5 lakh crore consolidated AUM in the medium term… Investors should monitor management commentary and quarterly filings for updated guidance on Bajaj Finance Q4 FY26 performance sustainability into FY27.

How did Bajaj Finance Q4 FY26 compare year on year?

Bajaj Finance Q4 FY26 PAT of Rs 5,464.57 crore was higher 21.99 percent YoY. The year-on-year comparison for Bajaj Finance Q4 FY26 versus Q4 FY25 is available in the official audited NSE and BSE exchange filings.

What sector does Bajaj Finance operate in?

Bajaj Finance operates in the NBFC and Consumer Lending sector in India and is listed on NSE and BSE. Bajaj Finance Q4 FY26 results reflect the broader NBFC and Consumer Lending sector trends for the January to March 2026 quarter. Contextualising Bajaj Finance Q4 performance within industry dynamics requires reviewing sector-level data alongside management commentary.

Is Bajaj Finance a good investment after Q4 FY26 results?

Whether Bajaj Finance is a good investment after the Bajaj Finance Q4 FY26 results depends on your individual financial goals, risk tolerance, and investment horizon. Bajaj Finance Q4 FY26 results provide one data point on the company’s trajectory. Always consult a SEBI registered financial advisor before making any investment decision.

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