AYE Finance Q2 Results FY27: PAT Jumps 151.14% to Rs 86.72 Cr, Revenue Rs 514.39 Cr

AYE Finance Ltd (AYE) Q2 Results FY27 announced on 21 October 2026, covering the company's financial performance for the July to September 2026 quarter. AYE Finance Q2 Results FY27 showed revenue of Rs 514.39 Cr, compared with Rs 434.89 Cr in the same quarter last year, and net profit of Rs 86.72 Cr versus Rs 34.53 Cr a year ago. The results date confirms these quarterly results were reported on a Consolidated basis.

AYE Finance Q2 Results provides a clear results analysis of the quarter, with Revenue, PAT and the broader financial trend all moving higher on a year-on-year basis. This article breaks down the financial highlights, business drivers, outlook and risks, with Univest framing the key figures for investors watching the lending and financial services space.

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AYE Finance Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 514.39 Cr	Rs 434.89 Cr	+18.28% YoY
Net Profit (PAT)	Rs 86.72 Cr	Rs 34.53 Cr	+151.14% YoY

Source: company filing for AYE Finance Q2 Results FY27, 21 October 2026. Figures in Rs Crore.

Key Takeaways from AYE Finance Q2 Results: What Stands Out

• Revenue: Rs 514.39 Cr in Q2 FY27, up 18.28% YoY from Rs 434.89 Cr, showing steady quarterly results momentum.
• Net profit: Rs 86.72 Cr, up 151.14% YoY from Rs 34.53 Cr, the sharpest change in the reported figures.
• Profit line: The company reported stronger bottom-line conversion, with the disclosed financials confirming a sizable rise in net profit.
• Results basis: AYE Finance Q2 Results FY27 were announced on a Consolidated basis, which is the basis used throughout this article.
• Watch list: The next read-through is the results analysis, where revenue, net profit and business factors are put in context.

AYE Finance Q2 Results FY27: Performance Analysis

AYE Finance Q2 Results FY27 show a quarter where revenue and net profit both advanced materially on a YoY growth basis. The company reported Rs 514.39 Cr in revenue and Rs 86.72 Cr in net profit, while the comparative quarter stood at Rs 434.89 Cr and Rs 34.53 Cr. That makes the results analysis simple: the reported quarterly results were stronger on both the top line and the bottom line.

The scale of the net profit increase is notable because it outpaced revenue growth in the reported results. AYE Finance Q2 Results therefore point to better profit conversion in the quarter, even though the data supplied does not go beyond the disclosed figures. Investors tracking Univest coverage will likely focus on whether this pace of net profit expansion continues in the next quarterly results.

For the remaining FY27 period, the key question is whether the company can sustain this pattern in future quarterly results without assuming anything beyond the disclosed numbers. The next section turns from the results analysis to the business factors that the filing explicitly states, which helps explain what changed in the quarter.

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Key Business Factors This Quarter

Revenue growth – Revenue grew 18.3% year on year to Rs 514.39 Cr in the latest quarter. This business factor directly supports the stronger quarterly results and sets the base for the rest of the results analysis.

Net profit expansion – Net profit rose 151.1% year on year to Rs 86.72 Cr. The reported quarterly results show the bottom line expanding faster than revenue, which is the main numerical shift in the filing.

Margin improvement – Net profit margin improved to 16.9% from 7.9% in the comparison quarter. This helps explain why the results analysis shows stronger profit conversion in the same quarter.

FY27 Outlook After AYE Finance Q2 Results

AYE Finance Q2 Results FY27 give a better starting point for FY27, but the full-year outcome will still depend on subsequent quarterly results and disclosed operating conditions. The results analysis suggests that net profit momentum has improved, yet this quarter alone does not define the full-year path. AYE Finance investors following Univest should watch how the company carries this net profit base forward.

In the absence of explicit management guidance in the supplied data, the outlook remains anchored to future disclosures rather than assumptions. The company’s FY27 performance will therefore be shaped by the next set of quarterly results, and any additional revenue or net profit changes will need to be read alongside the results analysis already available. That naturally leads to the risks section.

Key Risks to Watch After AYE Finance Q2 Results FY27

Return on equity pressure

Return on equity was low at 9.39% in FY26. The YoY growth in quarterly figures is clear, but the historical return profile remains a factor to track against future quarterly results.

Net profit volatility

Quarterly net profit has been volatile, ranging from Rs 34.53 Cr to Rs 86.72 Cr over the last 5 quarters. That variability matters for results analysis because it shows that the net profit line can move meaningfully between quarters.

Return on equity decline

Return on equity declined to 9.39% in FY26 from 12.21% in FY25. Even with strong YoY growth in the latest quarter, investors should keep this trend in mind when reading future quarterly results.

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Conclusion

AYE Finance Q2 Results FY27 were marked by higher revenue, stronger net profit and improved profit conversion on a Consolidated results basis. The latest quarterly results add useful context for FY27, but the next disclosures will matter for confirming the trend. Investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on AYE Finance Q2 Results FY27

What are AYE Finance Q2 Results FY27?

Ans. AYE Finance Q2 Results FY27 are the company’s quarterly results for July to September 2026, showing revenue of Rs 514.39 Cr and net profit of Rs 86.72 Cr. The results analysis in this article summarises the Consolidated filing.

What is the results date for AYE Finance Q2 Results FY27?

Ans. AYE Finance Q2 Results FY27 were declared on 21 October 2026, when the board meeting results date was released. That filing covers the July to September 2026 quarter and is discussed in the Financial Highlights section.

What revenue was reported in AYE Finance Q2 Results FY27?

Ans. AYE Finance reported revenue of Rs 514.39 Cr in Q2 FY27, compared with Rs 434.89 Cr in the same quarter last year. This reflects 18.28% YoY growth, as shown in the Financial Highlights table.

What net profit was reported in AYE Finance Q2 Results FY27?

Ans. AYE Finance reported net profit of Rs 86.72 Cr in Q2 FY27, versus Rs 34.53 Cr a year earlier. The YoY growth was 151.14%, which is covered in the Performance Analysis section.

How much YoY growth did revenue show in AYE Finance Q2 Results FY27?

Ans. Revenue showed 18.28% YoY growth in AYE Finance Q2 Results FY27, rising to Rs 514.39 Cr. Compared with the prior year quarter, the Financial Highlights table shows the top line moved up from Rs 434.89 Cr.

Did net profit rise or fall in AYE Finance Q2 Results?

Ans. AYE Finance Q2 Results showed net profit rising to Rs 86.72 Cr from Rs 34.53 Cr in the previous year quarter. That is 151.14% YoY growth, and the conclusion section notes the stronger profit trend.

What was the Operating Profit in AYE Finance Q2 Results FY27?

Ans. AYE Finance’s reported financials in Q2 FY27 present revenue and net profit, while the business factors section discusses margin improvement. The article’s financial highlights and business factors sections provide the disclosed profit conversion context.

Are AYE Finance Q2 Results FY27 consolidated results or standalone results?

Ans. AYE Finance Q2 Results FY27 are Consolidated results, as stated in the filing date summary. This basis is used consistently throughout the article, including the Quick Answer and Financial Highlights sections.

What business factors shaped AYE Finance Q2 Results FY27?

Ans. AYE Finance Q2 Results FY27 were shaped by revenue growth, net profit expansion and improved net profit margin. The Key Business Factors section explains the disclosed figures and their role in the quarter’s results analysis.

What are the key risks after AYE Finance Q2 Results FY27?

Ans. AYE Finance’s disclosed risks include low return on equity and net profit volatility. The Key Risks to Watch section also notes the decline in return on equity from FY25 to FY26, which investors may track in later quarterly results.

What is the outlook after AYE Finance Q2 Results FY27?

Ans. AYE Finance’s outlook after Q2 FY27 depends on future quarterly results and disclosed operating conditions. The Outlook section says the latest net profit trend helps the FY27 base, while later filings will determine the full-year picture.

Where can I find the complete AYE Finance Q2 Results FY27 data?

Ans. AYE Finance Q2 Results FY27 data is summarised across the article’s Quick Answer, Financial Highlights and FAQ sections. The complete results analysis is also reflected in the opening paragraphs and section-wise discussion.