AU Small Finance Bank Q2 Results FY27: PAT Jumps 52.92% YoY, Revenue Rs 6,381.99 Cr, PAT Rs 857.69 Cr

AU Small Finance Bank Ltd (AUBANK) Q2 Results FY27 announced on 24 October 2026, covering the company's financial performance for the July to September quarter. On this results date, the bank reported revenue of Rs 6,381.99 Cr and PAT of Rs 857.69 Cr. The filing for AU Small Finance Bank Q2 Results FY27 shows both lines moving higher against the same quarter last year, with PAT up by a wider margin than revenue. The bank is listed on the NSE and BSE under the symbol AUBANK.

This AU Small Finance Bank Q2 Results coverage is a results analysis built only on the reported figures. It walks through the financial highlights, the business drivers disclosed for the quarter, the FY27 outlook and the key risk that investors may track. The Financial Highlights table below sets out the headline numbers first.

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AU Small Finance Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 6381.99 Cr	Rs 5223.87 Cr	+22.17% YoY
Net Profit (PAT)	Rs 857.69 Cr	Rs 560.87 Cr	+52.92% YoY

Source: company filing for AU Small Finance Bank Q2 Results FY27, 24 October 2026. Figures in Rs Crore.

Key Takeaways from AU Small Finance Bank Q2 Results: What Stands Out

• Revenue rose 22.17% YoY: revenue reached Rs 6,381.99 Cr from Rs 5,223.87 Cr, an increase of Rs 1,158.12 Cr over the year-ago quarter.
• Net profit up 52.92%: in AU Small Finance Bank Q2 Results FY27, net profit climbed to Rs 857.69 Cr from Rs 560.87 Cr, adding Rs 296.82 Cr.
• Profit outpaced revenue: YoY growth in net profit was more than double the revenue growth rate, so a larger share of revenue reached the bottom line.
• Net profit margin at 13.4%: the margin moved to 13.4% from 10.7% in the comparison quarter, a change of 2.7 percentage points.
• Return on equity to watch: return on equity of 14.36% in FY26 sits below 15%, even as revenue has risen in each of the last 4 quarters.
• What comes next: these figures set up the performance analysis, which looks at how revenue and profit moved together this quarter.

AU Small Finance Bank Q2 Results FY27: Performance Analysis

The performance analysis shows that AU Small Finance Bank grew revenue by 22.17% and net profit by 52.92% on a YoY basis in the July to September 2026 quarter. AU Small Finance Bank Q2 Results FY27 therefore show profit rising at more than twice the pace of revenue. In rupee terms, revenue added Rs 1,158.12 Cr while net profit added Rs 296.82 Cr over the same quarter last year.

This results analysis also places the quarter within a longer revenue run. Revenue has risen in each of the last 4 quarters, and the latest figure of Rs 6,381.99 Cr extends that sequence. The YoY growth in net profit, from Rs 560.87 Cr to Rs 857.69 Cr, means the bank kept more of each rupee of revenue as profit than it did a year ago.

For investors reading AU Small Finance Bank Q2 Results, the focus now moves to whether this pattern repeats in later quarterly results. The figures show what changed in revenue and net profit, and the disclosed drivers are set out in the next section. Readers comparing AU Small Finance Bank Q2 Results FY27 with earlier filings can track the same lines on the Univest Screener, which is where the results analysis turns to the business factors.

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Key Business Factors This Quarter

Revenue Growth of 22.2% – The results analysis points first to revenue, which grew 22.2% year on year to Rs 6,381.99 Cr in the latest quarter. This top-line increase gave the bank a larger base from which the quarterly results profit figure was drawn.

Net Profit Margin of 13.4% – Net profit rose 52.9% year on year to Rs 857.69 Cr, and net profit margin improved to 13.4% from 10.7% in the comparison quarter. In AU Small Finance Bank Q2 Results FY27, this margin change explains why profit growth ran well ahead of revenue growth.

Four Quarters of Rising Revenue – Revenue has risen in each of the last 4 quarters, so the latest increase continues an existing sequence rather than standing alone. This consistency gives readers a reference point for judging the FY27 outlook.

FY27 Outlook After AU Small Finance Bank Q2 Results

The FY27 outlook builds on the year so far, with the July to September quarter adding revenue of Rs 6,381.99 Cr and net profit of Rs 857.69 Cr. Full-year FY27 results will depend on how the remaining quarters perform, so this results analysis treats the latest quarter as one data point within the year rather than a full-year picture.

For AU Small Finance Bank Q2 Results FY27, the figures to track in the next filings are revenue, net profit and net profit margin. If revenue keeps rising as it has across the last 4 quarters, and net profit margin stays near the 13.4% reported now, the full-year trend will become clearer. The Univest app lets readers follow these lines as each quarter is declared, which leads to the risks.

Key Risks to Watch After AU Small Finance Bank Q2 Results FY27

The key risk to watch is the bank's return on equity, which stayed below 15% in FY26 even as net profit rose this quarter.

Return on Equity Below 15%

Return on equity of 14.36% in FY26 is below 15%, a gap of 0.64 percentage points. For AU Small Finance Bank Q2 Results FY27, the question is whether net profit YoY growth of 52.92% this quarter feeds into a higher full-year return on equity, which investors can check once FY27 annual figures are declared.

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Conclusion

AU Small Finance Bank Q2 Results FY27 show revenue of Rs 6,381.99 Cr, up 22.17% YoY, and net profit of Rs 857.69 Cr, up 52.92% YoY, with net profit margin at 13.4%. These quarterly results extend a run of four rising revenue quarters, while return on equity of 14.36% in FY26 remains a point to monitor. Readers following AU Small Finance Bank Q2 Results should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on AU Small Finance Bank Q2 Results FY27

What are AU Small Finance Bank Q2 Results FY27?

Ans. AU Small Finance Bank Q2 Results FY27 show revenue of Rs 6,381.99 Cr and net profit of Rs 857.69 Cr for July to September 2026. Alongside this, both lines rose YoY, as the Quick Answer summary explains.

What is the results date for AU Small Finance Bank Q2 Results FY27?

Ans. The results date for AU Small Finance Bank Q2 Results FY27 is 24 October 2026. That filing date anchors every figure in this quarterly results article, including the Financial Highlights table above.

What revenue was reported in AU Small Finance Bank Q2 Results FY27?

Ans. AU Small Finance Bank reported Q2 FY27 revenue of Rs 6,381.99 Cr against Rs 5,223.87 Cr a year earlier. This is an increase of Rs 1,158.12 Cr, as covered in Key Takeaways.

What net profit was reported in AU Small Finance Bank Q2 Results FY27?

Ans. AU Small Finance Bank posted Q2 FY27 net profit of Rs 857.69 Cr compared with Rs 560.87 Cr a year earlier. That is an increase of Rs 296.82 Cr, as Performance Analysis shows.

How much YoY growth did revenue show in AU Small Finance Bank Q2 Results FY27?

Ans. AU Small Finance Bank revenue showed YoY growth of 22.17% in Q2 FY27, reaching Rs 6,381.99 Cr. This extends a run of rising revenue across the last 4 quarters, noted under Key Business Factors.

Did net profit rise or fall in AU Small Finance Bank Q2 Results?

Ans. Net profit rose in AU Small Finance Bank Q2 Results, climbing 52.92% YoY to Rs 857.69 Cr. Compared with 22.17% revenue growth, profit grew faster, as the Performance Analysis section explains.

What net profit margin did AU Small Finance Bank Q2 Results FY27 show?

Ans. AU Small Finance Bank Q2 Results FY27 show a net profit margin of 13.4%, up from 10.7% in the comparison quarter. This 2.7 percentage point change is discussed in the Key Business Factors section.

How much did revenue and net profit increase in AU Small Finance Bank Q2 Results?

Ans. AU Small Finance Bank Q2 Results show revenue up Rs 1,158.12 Cr and net profit up Rs 296.82 Cr year on year. These rupee changes come from the Financial Highlights figures and support the YoY growth discussion.

What business factors shaped AU Small Finance Bank Q2 Results FY27?

Ans. AU Small Finance Bank's Q2 FY27 figures reflect 22.2% revenue growth, 52.9% net profit growth and a 13.4% net profit margin. Alongside this, revenue has risen in each of the last 4 quarters.

What are the key risks after AU Small Finance Bank Q2 Results FY27?

Ans. The key risk after AU Small Finance Bank's Q2 FY27 results is return on equity of 14.36% in FY26, which is below 15%. This is covered in the Key Risks to Watch section.

What is the outlook after AU Small Finance Bank Q2 Results?

Ans. The outlook after AU Small Finance Bank Q2 Results depends on the coming quarters, which will shape FY27 full-year results. So readers may track whether revenue and net profit keep their YoY growth, as the Outlook section notes.

Where can I find the complete AU Small Finance Bank Q2 Results FY27 data?

Ans. The complete AU Small Finance Bank Q2 Results FY27 data, including revenue, net profit and YoY growth, sits in the Financial Highlights table above. Readers can also follow these figures on the Univest app.