Aptus Value Housing Finance India Share Price Prediction 2027: Scenario Targets, Valuation and Technical Outlook

The Aptus Value Housing Finance India share price forecast comes down to earnings growth and the multiple investors pay for it, and the reported numbers give a measured answer. The stock trades at Rs 216.67 on NSE as of 9 October 2026, 32.9% below its 52-week high of Rs 322.75, after the company reported net profit of Rs 942.94 crore for FY26.

This Aptus Value Housing Finance India stock forecast 2027 builds conservative, base and bull scenarios from exchange-reported financials, shareholding data and daily price indicators, with every assumption shown.

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Aptus Value Housing Finance India Share Price Today and Key Data

The Aptus Value Housing Finance India share price today is Rs 216.67 on NSE, down 0.12% on the day. The market capitalisation stands at Rs 10,863 crore. Over the past year the price has fallen 30.0% from Rs 309.50. Every Aptus Value Housing Finance India stock forecast figure below starts from this price.

Metric	Value
Company	Aptus Value Housing Finance India (APTUS)
Current Price	Rs 216.67
52-Week High	Rs 322.75 (3 November 2025)
52-Week Low	Rs 193.03 (30 March 2026)
Market Cap	Rs 10,863 crore
PE Ratio	11.03
Industry PE	17.72
PB Ratio	2.15
EPS (TTM)	Rs 19.66
Return on Equity	18.64%
Debt to Equity	1.56
Dividend Yield	2.07%
Book Value per Share	Rs 100.68

What Is the Aptus Value Housing Finance India Share Price Prediction for 2027?

The Aptus Value Housing Finance India share price prediction for 2027 is a conservative case of Rs 249, a base case of Rs 260 and a bull case of Rs 311. Against Rs 216.67, these imply 14.9% upside, 20.0% upside and 43.5% upside. They are model scenarios built from reported EPS growth, not broker targets.

Scenario	EPS Growth Basis	EPS Estimate	PE Multiple	Implied Value	Upside vs Current Price
Conservative Case	Lower of FY26 growth (25.5%) and 4-year CAGR (25.8%) (capped at 15%)	Rs 22.61 (+15.0%)	Unchanged from today (price to EPS ratio kept constant)	Rs 249	+14.9%
Base Case	Average of the two (capped at 20%)	Rs 23.59 (+20.0%)	Unchanged from today (price to EPS ratio kept constant)	Rs 260	+20.0%
Bull Case	Higher of the two (capped at 25%)	Rs 24.57 (+25.0%)	Re-rated 15.0% toward industry PE of 17.72 (still at or below it)	Rs 311	+43.5%

Each target takes today's price of Rs 216.67 and scales it by the EPS growth assumed for that case, which is the same as holding the PE multiple constant. The conservative case uses the lower of the FY26 EPS growth and the 4-year EPS CAGR, the base case uses their average and the bull case uses the higher figure. The bull case also re-rates the PE multiple toward the industry level, because the stock trades below it. Together they form the Aptus Value Housing Finance India target price range for the FY27 outlook over the next 12 months, and the range is not a point estimate.

Aptus Value Housing Finance India Share Price Forecast: What Has to Go Right by 2027

Each Aptus Value Housing Finance India target price below depends on a specific EPS outcome, and the text states that outcome next to the number.

Conservative Case for the Aptus Value Housing Finance India Share Price Target: Rs 249

Reaching Rs 249 needs EPS to rise 15.0% to Rs 22.61 while the stock keeps its current PE multiple. That follows the slower 4-year EPS CAGR of 25.8%.

Base Case for the Aptus Value Housing Finance India Share Price Target: Rs 260

Reaching Rs 260 needs EPS to rise 20.0% to Rs 23.59, the average of the FY26 growth rate and the 4-year CAGR. Net profit growth of 19.0% in Q1 FY27 is below that pace, so earnings need to speed up to reach this level.

Bull Case for the Aptus Value Housing Finance India Share Price Target: Rs 311

Reaching Rs 311 needs EPS to rise 25.0% to Rs 24.57 and the PE multiple to re-rate 15.0% toward the industry PE. That sits inside the 52-week range of Rs 193.03 to Rs 322.75. A daily close above the nearest resistance level of Rs 235.87 (Supertrend) would be the first technical confirmation.

Aptus Value Housing Finance India Financial Performance: Revenue, Profit and Margins

Aptus Value Housing Finance India earned net profit of Rs 942.94 crore on revenue of Rs 2,245.48 crore in FY26, with profit up 25.5% and revenue up 24.9% compared with FY25. Diluted EPS was Rs 18.84 against Rs 15.01 a year earlier, and that earnings base anchors the Aptus Value Housing Finance India share price forecast.

Year	Revenue (Rs Cr)	Net Profit (Rs Cr)	EPS (Rs)	Operating Margin	Net Margin
FY22	840.22	370.14	7.53	82.83%	44.05%
FY23	1,133.64	503.01	10.08	82.72%	44.37%
FY24	1,409.19	611.90	12.21	84.54%	43.42%
FY25	1,798.40	751.25	15.01	84.99%	41.77%
FY26	2,245.48	942.94	18.84	83.47%	41.99%

In the latest reported quarter, Q1 FY27 (quarter ended June 2026), revenue was Rs 610.66 crore against Rs 530.14 crore a year earlier (+15.2%), and the bottom line was a net profit of Rs 260.94 crore against a net profit of Rs 219.25 crore (+19.0%). Operating margin was 83.67% versus 86.32% in the year-ago quarter. Cash flow from operations was Rs -489.26 crore in FY26 against Rs -1,404.91 crore in FY25. Together these figures set the earnings base for the Aptus Value Housing Finance India share price prediction.

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Is Aptus Value Housing Finance India Overvalued or Undervalued Right Now?

Aptus Value Housing Finance India trades at a PE of 11.03 against an industry PE of 17.72, which places the stock at a 37.8% discount to the industry average. The price-to-book ratio is 2.15 on a book value of Rs 100.68 per share. Return on equity of 18.64% means the company earns Rs 18.64 of profit for every Rs 100 of shareholder equity.

Debt to equity is 1.56, so borrowings equal about 156% of shareholder equity. The company declared a dividend of Rs 4.50 per share for FY26, a yield of 2.07% at the current price. This valuation context frames the Aptus Value Housing Finance India stock price prediction for 2027 without relying on any outside forecast.

Aptus Value Housing Finance India Stock Analysis: Technical Outlook

Aptus Value Housing Finance India stock trades below its 50-day SMA of Rs 248.55 and below its 200-day EMA of Rs 262.06, and the combined daily indicators read bearish. The 52-week high of Rs 322.75 was set on 3 November 2025, while the 52-week low of Rs 193.03 came on 30 March 2026.

Indicator	Reading	Signal
RSI (14)	31.57	Weak momentum
MACD (12,26,9)	-9.36 vs signal -7.57	Bearish
ADX (14)	33.03	Established trend
Supertrend (10,3)	Price below Rs 235.87	Bearish
50-day SMA	Rs 248.55	Price below
200-day EMA	Rs 262.06	Price below

The nearest support level sits at Rs 193.03 (52-week low). The nearest resistance level sits at Rs 235.87 (Supertrend) and Rs 248.55 (50-day SMA). A sustained move above the nearest resistance would support the Aptus Value Housing Finance India share price prediction 2027 base case, and this Aptus Value Housing Finance India stock analysis uses daily candles only. Chart signals add context to the Aptus Value Housing Finance India share price target without changing the earnings maths.

Aptus Value Housing Finance India Shareholding Pattern

Promoters hold 23.86% of Aptus Value Housing Finance India as of Jun 2026, down from 40.37% in Jun 2025 across the last 5 quarters. FII holding is 29.95% (down from 30.40% in Jun 2025) and DII holding is 29.91% (up from 16.04% in Jun 2025), which puts combined institutional holding at 59.86%. Public shareholders own 16.27%. Shareholding data is one input for any Aptus Value Housing Finance India stock forecast. Ownership is a useful cross-check on any Aptus Value Housing Finance India share price prediction.

Key Risks to the Aptus Value Housing Finance India Share Price Target for 2027

Earnings and Margin Risk

Operating margin has ranged from 82.72% to 84.99% between FY22 and FY26, so a slip toward the lower end would trim the EPS estimate behind the Aptus Value Housing Finance India stock forecast. Revenue was up 24.9% in FY26, and slower revenue growth would weigh on the profit path.

Size and Liquidity Risk

Market capitalisation stands at Rs 10,863 crore. Investors should check daily traded volumes and order book depth on NSE before sizing a position, because price moves can be sharper when volumes thin out. Liquidity is a practical constraint on any Aptus Value Housing Finance India stock price target.

Balance Sheet Risk

Debt to equity of 1.56 means borrowings stand at about 156% of shareholder equity. A rise in borrowing costs or a jump in debt would weigh on profit and on the multiple behind the Aptus Value Housing Finance India share price forecast.

Technical Risk

The daily indicators read bearish, so the targets above may need a technical turn before the price follows earnings. A daily close below Rs 193.03 (52-week low) would weaken the setup further.

None of these risks are priced into the Aptus Value Housing Finance India stock price target, which assumes today's multiple.

Conclusion

This Aptus Value Housing Finance India stock analysis puts the share price target range for 2027 at Rs 249 to Rs 311, with a base case of Rs 260 against Rs 216.67 today. The inputs are a PE of 11.03 that sits at a 37.8% discount to the industry average, EPS growth of 25.5% in FY26 and a daily technical setup that reads bearish. The next quarterly result will show which scenario is gaining ground. This analysis is educational, so consult a SEBI-registered advisor before acting on it. Revisit the Aptus Value Housing Finance India share price forecast after each quarterly result.

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Frequently Asked Questions on Aptus Value Housing Finance India Share Price Prediction 2027

What is the Aptus Value Housing Finance India share price target for 2027?

Ans. The Aptus Value Housing Finance India share price forecast for 2027 has a conservative case of Rs 249, a base case of Rs 260 and a bull case of Rs 311. These are model scenarios based on reported EPS growth, and they are not guaranteed outcomes.

What is the Aptus Value Housing Finance India share price today?

Ans. Aptus Value Housing Finance India trades at Rs 216.67 on NSE as of 9 October 2026, down 0.12% on the day. The 52-week range is Rs 193.03 to Rs 322.75.

Is Aptus Value Housing Finance India a good stock to buy for 2027?

Ans. The data points in different directions: the PE of 11.03 is at a 37.8% discount to the industry average, EPS grew 25.5% in FY26 and the daily technical setup reads bearish. This article does not constitute investment advice, so consult a SEBI-registered advisor before deciding.

Can Aptus Value Housing Finance India stock reach Rs 311 in 2027?

Ans. Reaching Rs 311 needs EPS to rise 25.0% from Rs 19.66 and the PE multiple to re-rate toward the industry PE of 17.72, plus a daily close above Rs 235.87 (Supertrend). This is a scenario, not a guarantee.

What are the support and resistance levels for Aptus Value Housing Finance India?

Ans. The nearest support levels are Rs 193.03 (52-week low), and the nearest resistance levels are Rs 235.87 (Supertrend) and Rs 248.55 (50-day SMA).

What are the main risks for Aptus Value Housing Finance India stock in 2027?

Ans. The main risks to the Aptus Value Housing Finance India share price forecast are a fall in operating margin from the 82.72% to 84.99% range seen since FY22, slower revenue growth after FY26 revenue was up 24.9%, and thin trading volumes. Debt to equity of 1.56 adds balance sheet sensitivity.

How is the Aptus Value Housing Finance India target price for 2027 calculated?

Ans. Each target scales the current price by assumed EPS growth at a constant PE multiple. The conservative case uses 15.0% growth, the base case 20.0% and the bull case 25.0%, all drawn from the company's reported FY26 and 4-year EPS growth.