Is AMPL Capital the Best Stock in Its Sector? A Look at the Numbers

Is AMPL Capital the best stock in its sector? The stock trades on the BSE at Rs 31.74 as of 22 October 2026, within its 52-week range of Rs 24.36 to Rs 42.40. The sections below cover the business, the key ratios, a peer comparison and a closer look at valuation.

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About AMPL Capital

AMPL Capital Ltd is an RBI registered non-deposit taking NBFC, and company information says it was incorporated in 1991 and has been renamed several times, most recently in June 2026. Company information says the group provides SME and secured business loans and gold loans, along with investment banking and advisory, wealth management, PMS and AIF and real estate advisory services, and that it sits in the Base Layer of NBFCs. At a market capitalisation of Rs 195 Cr, it is tracked as part of the SME and Gold Loans NBFC sector on Univest.

Is AMPL Capital the Best Stock in Its Sector?

AMPL Capital makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, backed by its return on equity. AMPL Capital's 8.29x P/E is below the 17.28x Industry P/E, Home First Finance Company India at 18.67x and Five Star Business Finance at 12.76x, while its 18.23% ROE is higher than Home First Finance Company India at 12.40% and Five Star Business Finance at 14.89%, and its debt to equity ratio of 0.76 is below Home First Finance Company India at 2.43 and Five Star Business Finance at 1.11.

Metric	AMPL Capital
CMP (BSE)	Rs 31.74
52-Week High / Low	Rs 42.40 / Rs 24.36
Market Cap	Rs 195 Cr
P/E (TTM) vs Industry P/E	8.29x vs 17.28x
P/B	1.42
ROE	18.23%
EPS (TTM)	Rs 3.83
Dividend Yield	0.00%
Debt to Equity	0.76

Compare AMPL Capital Against Other SME and Gold Loans NBFC Sector Stocks

How AMPL Capital Compares Against Its SME and Gold Loans NBFC Sector Peers

The table below sets AMPL Capital against 2 other SME and Gold Loans NBFC sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 2 peer companies.

Company	Market Cap (Rs Cr)	P/E	ROE	Debt to Equity
AMPL Capital	195	8.29	18.23%	0.76
Home First Finance Company India	10,855	18.67	12.40%	2.43
Five Star Business Finance	14,080	12.76	14.89%	1.11
Peer average (2 companies)	-	15.71	13.64%	1.77

Measured against the peer averages, AMPL Capital's P/E is 47 percent below the 15.71x average, and its ROE is 4.59 percentage points above the 13.64% average. An average of just two companies is a rough guide, so treat the gap as a pointer for further research and not as a verdict.

What Makes AMPL Capital Worth Watching in SME and Gold Loans NBFC

• Scale: At Rs 195 Cr, its market capitalisation is smaller than Home First Finance Company India (Rs 10,855 Cr) and Five Star Business Finance (Rs 14,080 Cr), which is a useful reminder that the peers differ in size as well as in valuation.
• Sector drivers: Growth of its loan book, credit quality and income from advisory and wealth businesses drive revenue and earnings.
• Key risk: Lending to smaller businesses carries credit risk, and borrowing costs matter for an NBFC. Its recent name change and multi-business structure can make results harder to compare over time.

AMPL Capital Valuation: Is It Justified?

At a P/B ratio of 1.42, the market pays about Rs 1.42 for every rupee of book value, and the EPS (TTM) of Rs 3.83 is the earnings base behind the P/E. The stock trades about 25 percent below its 52-week high and about 30 percent above its 52-week low. The company does not currently show a dividend yield, so returns for shareholders depend mainly on the share price. As with any single stock, investors should weigh these figures against their own valuation discipline and risk appetite rather than the sector label alone.

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Download the Univest iOS App or Univest Android App to track AMPL Capital and other SME and Gold Loans NBFC sector stocks.

How to Track AMPL Capital Before You Invest

Before deciding whether AMPL Capital deserves its label as the best stock in its sector for your own portfolio, compare it directly against SME and Gold Loans NBFC sector peers using the steps below.

1. Open the Univest Screener and search for AMPL Capital to view live price, valuation ratios, and peer comparisons within the SME and Gold Loans NBFC sector.
2. Compare its P/E, P/B, and ROE against other SME and Gold Loans NBFC sector stocks before deciding if the current valuation fits your strategy.
3. Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
4. Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.

Conclusion

AMPL Capital gives investors a clear set of numbers to work with, from returns and valuation to leverage and peer standing. Whether it earns the label of best stock in SME and Gold Loans NBFC depends on how much weight you give each of them and on how the business executes from here. Because the stock trades below its sector benchmark, the open question is whether earnings growth will close that gap or whether the discount is deserved. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.

Is AMPL Capital the best stock in its sector?

Ans. There is no single definitive answer, because the best stock in a sector depends on whether an investor is prioritising returns, valuation or balance sheet strength. AMPL Capital has an 18.23% ROE and trades at 8.29x P/E against a 17.28x Industry P/E. Against the 2 peers compared in this article, its ROE is above the 13.64% peer average and its P/E is below the 15.71x peer average. Its debt to equity ratio of 0.76 is below the 1.77 peer average, which matters because borrowing can inflate returns and add risk when business conditions weaken. These figures are best read together rather than in isolation, and they work as a starting point for your own research and not as a verdict.

What is the current share price of AMPL Capital?

Ans. AMPL Capital was trading at Rs 31.74 on the BSE as of 22 October 2026, and its 52-week range runs from Rs 24.36 to Rs 42.40. That leaves the share price 25 percent short of the 52-week high and 30 percent clear of the 52-week low. Its market capitalisation is Rs 195 Cr and its EPS (TTM) is Rs 3.83, which is the earnings figure behind the 8.29x P/E. Share prices change through the trading day, so check the live quote on Univest before acting on any number here.

What sector does AMPL Capital belong to?

Ans. AMPL Capital is classified under the SME and Gold Loans NBFC sector on Univest, and that group of listed companies is the reference point for the 17.28x Industry P/E used in this article. The 2 named peers compared here are Home First Finance Company India and Five Star Business Finance, chosen as comparable listed names so that the P/E, ROE and debt figures come from the same live data source. Investors who want a wider view can compare more SME and Gold Loans NBFC sector stocks on the Univest Screener, since no two companies in a sector have exactly the same business mix.

How does AMPL Capital compare to its sector peers on P/E?

Ans. AMPL Capital's P/E of 8.29x is below the 15.71x average of the 2 named peers, with Home First Finance Company India at 18.67x and Five Star Business Finance at 12.76x. It also sits below the 17.28x Industry P/E, which is the benchmark for the wider SME and Gold Loans NBFC sector. A P/E that is below a peer average can reflect a valuation discount or premium, but it can also reflect different growth or return expectations, so it should be read alongside ROE and debt. Its P/B ratio of 1.42 gives one more view of how the market values its book value.

What is AMPL Capital's return on equity?

Ans. AMPL Capital reported a return on equity of 18.23%, which is above the 13.64% average of its named peers, with Home First Finance Company India at 12.40% and Five Star Business Finance at 14.89%. ROE shows how much profit a company generates on every rupee of shareholders' equity, so a higher figure generally points to more efficient use of capital. ROE is easier to trust when leverage is modest, and here the debt to equity ratio is 0.76 against a peer average of 1.77. It is worth checking whether the ROE has been stable over several years rather than relying on a single reading.

Should I invest in AMPL Capital based on its sector position?

Ans. Sector position is only one input into an investment decision. AMPL Capital has an 18.23% ROE and a 8.29x P/E, which make it worth researching further, and its dividend yield is 0.00%. You should also weigh its business outlook, earnings consistency, debt levels, your investment horizon and your own risk appetite before buying. Spreading money across several stocks and sectors reduces concentration risk, and this article is educational content, not investment advice. For personalised guidance, consult a SEBI-registered advisor.